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Security report for erkendadvies.nl

SEH Erkend Financieel Adviseur · Finance · Netherlands

Medium risk. 9 critical or high findings in GDPR outside view, Email security and 2 other checks.

Security score

54/100

Risk levelMedium

0–100, higher is better. How it is calculated

SEH Erkend Financieel Adviseur operates a professional platform dedicated to connecting consumers in the Netherlands with certified financial advisors. Established since 1998, the organization emphasizes trustworthy, personalized financial advice covering mortgages, pensions, wealth management, and entrepreneurial financial planning. The website reflects a strong market position with a recognized quality mark and a broad network of advisors. Technically, the site is built on modern frameworks like SvelteKit, ensuring fast performance and excellent mobile optimization. Security posture is robust with HTTPS, security headers, and cookie consent mechanisms, although explicit security and incident response policies are not published. Overall, the site is highly professional, compliant with GDPR, and trustworthy, making it a reliable resource for financial advisory services.

Scanned

NIS2 and GDPR posture

GDPR outside view
25/ 100 · Critical
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

9 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

  2. Email security

    SPF, DKIM and DMARC stop others sending email that looks like it comes from your domain, a common route to phishing and invoice fraud.

    • Critical

      No email authentication configured

      Domain is vulnerable to email spoofing

      What to do: Implement SPF, DKIM, and DMARC immediately

  3. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

Need hands-on remediation? Email guard@offseq.com

Keep watching erkendadvies.nl

This scan found 29 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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Recommended

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
72
Security headers
25
Email security
40
DNS health
60
Network security
100
GDPR outside view
25
Average
54

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The business model centers on providing a trusted intermediary platform for consumers seeking financial advice, leveraging the SEH quality mark to ensure advisor competence. The platform supports over 5000 advisors, indicating a large network and significant market reach within the Dutch financial advisory sector. Revenue streams likely include membership or certification fees from advisors and possibly lead generation. The target audience is Dutch consumers requiring mortgage, pension, and financial planning advice. The partnership with SEH.nl reinforces credibility and industry integration. Growth indicators include comprehensive content, active advisor listings, and ongoing education requirements for advisors.

Security posture

The website demonstrates a mature security posture with enforced HTTPS, use of security headers such as Content-Security-Policy and Strict-Transport-Security, and integration of a cookie consent mechanism via Cookiebot. No vulnerabilities or exposed sensitive data were detected in the HTML content. However, the absence of published security policies, incident response plans, and vulnerability disclosure mechanisms indicates room for improvement in transparency and preparedness. Compliance with GDPR is evident through privacy and cookie policies. Overall, the security posture is strong but could benefit from enhanced policy disclosures and formal incident response documentation.

Recommendations

  1. Publish a dedicated security policy page outlining security practices and commitments.
  2. Implement and publicize an incident response plan and contact channels for security incidents.
  3. Add a vulnerability disclosure policy and security.txt file to facilitate responsible reporting.
  4. Enhance transparency by detailing data retention policies and privacy compliance measures.
  5. Continue maintaining and updating security headers and cookie consent mechanisms to align with evolving standards.

Contact details published on the site

Addresses
Legal name
SEH Erkend Financieel Adviseur
Registration number
33300916
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
SEH Erkend Financieel Adviseur
Description
Persoonlijk, betrouwbaar en deskundig financieel advies. Vind jouw SEH Erkend Financieel Adviseur voor advies dat écht bij je past.
Key services
Financial advice, Mortgage advice, Pension and wealth management, Entrepreneur financial advice, Relationship and inheritance financial advice
Content quality
excellent
Branding
consistent

Technology

Stack
SvelteKit, JavaScript, CSS, Google Tag Manager, Cookiebot
Frameworks
SvelteKit
Performance
fast
Mobile
excellent
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Cookie consent mechanism
  • No exposed sensitive data in HTML
  • Use of security headers

Analytics and tracking

Services
Google Analytics (via Google Tag Manager)
Tracking level
moderate
Privacy practices
good

Advertising

Marketing tools
Cookiebot
Transparency
basic

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is professionally designed and well-structured
  2. Strong focus on certified financial advisors in the Netherlands
  3. Comprehensive listing of advisors with contact details
  4. Good privacy and cookie compliance with Cookiebot integration
  5. Use of modern web technologies (SvelteKit)
  6. No signs of malicious or suspicious content
  7. No explicit security or incident response policies published
Technical notes

Notes

The website is built using the SvelteKit framework, leveraging modern JavaScript and CSS for a responsive and performant user experience. The use of module preload and asynchronous script loading optimizes page load times. Integration with Google Tag Manager and Cookiebot indicates a mature approach to analytics and privacy compliance. The site structure is clear, with well-organized navigation and semantic HTML elements. No CMS is detected, suggesting a custom-built solution. Hosting details are not explicit but the site uses HTTPS with strong SSL configuration. Accessibility and SEO optimizations are good, supporting broad user reach and compliance.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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