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Security report for erieinsurance.com

Erie Insurance · Finance · United States

Medium risk. 5 critical or high findings in Security headers, GDPR outside view and 1 other check.

Security score

72/100

Risk levelMedium

0–100, higher is better. How it is calculated

Erie Insurance is a well-established insurance provider offering a broad range of insurance products including auto, home, life, and business insurance. The company operates through a large network of independent agents, emphasizing personalized service and community presence. Their market position is strong, supported by high customer retention and an A+ rating from A.M. Best. The website reflects a mature digital presence with comprehensive content, clear navigation, and strong branding consistency. Technically, the site leverages modern frameworks such as Next.js and Sitecore CMS, hosted likely on Vercel, ensuring fast performance and mobile optimization. The use of multiple analytics and marketing tools indicates a sophisticated approach to user engagement and data-driven marketing. Security measures include HTTPS, Content Security Policy, and reCAPTCHA integration, reflecting a good security posture. While the website is secure and professionally maintained, the absence of WHOIS registration data reduces transparency and slightly impacts trustworthiness. The site complies with privacy regulations, providing clear privacy and cookie policies with consent mechanisms. Overall, Erie Insurance demonstrates a robust digital and security posture suitable for a large financial services company.

Scanned

NIS2 and GDPR posture

GDPR outside view
53/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

5 findings rated critical or high. Fix these first.

  1. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

  2. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

  3. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching erieinsurance.com

This scan found 20 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

Email alerts on material changes and an exportable JSON history of every change.

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Full report

€39.90one-time

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Prices incl. 21% VAT. Secure checkout by Mollie; sold by SEQ SIA, Latvia.

Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
82
Security headers
30
Email security
82
DNS health
85
Network security
100
GDPR outside view
53
Average
72

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Erie Insurance targets individual and business customers seeking insurance coverage in the United States. Their business model centers on independent agents providing personalized insurance solutions. The company benefits from strong brand recognition, a large agent network, and a reputation for financial strength. Revenue streams likely include premiums from various insurance lines and bundled policy offerings. The company maintains active engagement through educational content and resources, supporting customer retention and acquisition. Strategic partnerships with payment processors and investor relations platforms enhance operational capabilities. Growth indicators include continuous content updates and mobile app availability, reflecting adaptation to digital trends.

Security posture

The security maturity of Erie Insurance's website is good, with HTTPS enforced and a comprehensive Content Security Policy in place. The site uses modern security practices such as reCAPTCHA v3 to protect forms and prevent automated abuse. No exposed sensitive data or vulnerable libraries were detected in the analyzed content. However, the lack of publicly available security policies or incident response information suggests room for improvement in transparency and preparedness. The extensive use of third-party marketing and tracking scripts introduces potential privacy risks, which are mitigated by clear privacy and cookie policies. Overall, the security posture supports business continuity and customer trust but could benefit from enhanced disclosure and vulnerability management.

Recommendations

  1. Publish a dedicated security policy and incident response page to improve transparency and customer confidence.
  2. Implement and publicly link a security.txt file to facilitate responsible vulnerability disclosure.
  3. Review and tighten Content Security Policy to minimize 'unsafe-inline' script usage where feasible.
  4. Provide clear contact information for a Data Protection Officer or privacy contact to enhance GDPR compliance.
  5. Regularly audit third-party scripts and tracking technologies to reduce privacy risks and improve site performance.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Erie Insurance
Description
ERIE offers great rates for life, home, business, auto insurance, and more. Connect with an insurance agent near you or start an online quote, today!
Key services
Auto Insurance, Home Insurance, Renters Insurance, Life Insurance, Business Insurance, Insurance Bundles
Content quality
excellent
Branding
consistent

Technology

Stack
React (Next.js), Sitecore CMS, Google Analytics, Google Tag Manager, LinkedIn Insight Tag, Facebook Pixel, Amazon Ads, DoubleClick, LevelAccess Analytics, Vercel
Frameworks
Next.js, Sitecore
Platforms
Vercel Hosting
Performance
fast
Mobile
excellent
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Content Security Policy implemented
  • No exposed sensitive data in HTML
  • Use of reCAPTCHA v3
  • Secure forms with CSRF protection implied

Analytics and tracking

Services
Google Analytics, Google Tag Manager, LevelAccess Analytics, Facebook Pixel, LinkedIn Insight Tag
Tracking level
extensive
Privacy practices
good

Advertising

Ad networks
Amazon Ads, DoubleClick, LinkedIn Ads, Facebook Ads, Google Ads
Tracking pixels
Facebook Pixel, LinkedIn Insight Tag, LevelAccess Analytics
Marketing tools
Sitecore Experience Platform
Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is fully accessible with rich content and navigation
  2. Strong branding and consistent design
  3. Comprehensive insurance product offerings
  4. Use of modern web technologies and analytics
  5. Good security posture with CSP and HTTPS
  6. Extensive use of third-party marketing and tracking scripts
  7. No visible security or privacy policy gaps on main site
  8. WHOIS data missing or unavailable, reducing transparency
Technical notes

Notes

The website is built on a modern technology stack including React with Next.js and Sitecore CMS, enabling server-side rendering and efficient content management. Hosting appears to be on Vercel, contributing to fast load times and scalability. The site is mobile-optimized with responsive design and accessibility considerations. SEO is supported by proper meta tags, Open Graph data, and structured JSON-LD markup. The integration of multiple analytics and marketing tools indicates a mature digital marketing infrastructure. Technical risks include reliance on numerous third-party scripts which may impact privacy and performance if not managed carefully. Overall, the technical implementation is robust and aligned with industry best practices.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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