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Security report for ergo.lt

ERGO · Finance · Lithuania

Medium risk. 6 critical or high findings in GDPR outside view, Security headers and 1 other check.

Security score

67/100

Risk levelMedium

0–100, higher is better. How it is calculated

ERGO Lithuania is a well-established insurance provider offering a broad range of insurance products including vehicle, property, travel, life, health, and personal insurance. The company targets private individuals and businesses primarily in the Baltic region, maintaining a strong market presence with over 640,000 customers. The website reflects a professional and user-friendly digital presence, leveraging modern web technologies such as Next.js and integrating comprehensive consent management and analytics tools. Security posture is robust with HTTPS enforcement and security headers, though explicit security policies and incident response information are not publicly detailed. Overall, ERGO Lithuania demonstrates a mature digital infrastructure and trustworthy business operations with room for improvement in transparency around security and vulnerability disclosures.

Scanned

NIS2 and GDPR posture

GDPR outside view
25/ 100 · Critical
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

6 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

    • High

      Third-party services without privacy policy

      Detected services: Google Analytics, Facebook, LinkedIn, YouTube, Google APIs

      What to do: Document all third-party data sharing in your privacy policy

  2. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

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Keep watching ergo.lt

This scan found 21 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
77
Security headers
60
Email security
75
DNS health
65
Network security
100
GDPR outside view
25
Average
67

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

ERGO Lithuania operates in the finance sector with a focus on insurance products tailored to the Baltic market. The company benefits from a strong brand and regional presence, supported by sister sites and customer portals. Its business model emphasizes direct online sales and customer service, supported by a network of physical offices. The company leverages partnerships and advanced marketing and analytics tools to maintain competitive advantage. Growth indicators include active promotions and a comprehensive content strategy targeting relevant customer segments. Strategic observations suggest continued investment in digital transformation and enhanced security transparency could further strengthen market position.

Security posture

The website employs strong security measures including HTTPS, Content Security Policy, and other security headers, reducing common web vulnerabilities. The use of consent management tools aligns with GDPR compliance. However, the absence of a published security policy, incident response plan, or vulnerability disclosure program limits transparency and may impact trust among security-conscious users. No critical vulnerabilities or exposed sensitive data were detected. The security posture is solid but could be enhanced by publishing formal security documentation and establishing a clear incident response contact.

Recommendations

  1. Publish a dedicated security policy and incident response information on the website.
  2. Implement and publicize a vulnerability disclosure program or security.txt file.
  3. Enhance website accessibility features to improve compliance and user experience.
  4. Regularly audit third-party scripts and tracking tools for security and privacy compliance.
  5. Provide clear contact details for the Data Protection Officer or security team to improve trust.

Contact details published on the site

Addresses
Legal name
UAB ERGO
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
ERGO
Description
ERGO provides insurance services including vehicle, property, travel, life, health, and personal insurance products primarily in the Baltic region.
Key services
Vehicle insurance, Property insurance, Travel insurance, Life and health insurance, Savings and investment products
Content quality
good
Branding
consistent

Technology

Stack
React (Next.js), Google Tag Manager, Adform tracking, Usercentrics (consent management), Genesys (customer journey), Google Maps API
Frameworks
Next.js
Platforms
Web
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Use of CSP
  • Consent management for cookies
  • No exposed sensitive data in HTML

Analytics and tracking

Services
Google Analytics, Adform Analytics, Bing Analytics
Tracking level
moderate
Privacy practices
good

Advertising

Ad networks
Adform, Bing Ads
Tracking pixels
Google Analytics (via GTM), Facebook Pixel, Adform tracking
Marketing tools
Adobe Launch
Transparency
good

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is professionally designed and content-rich.
  2. Strong focus on insurance products for Baltic region customers.
  3. Comprehensive legal and privacy documentation present.
  4. Use of modern web technologies and consent management.
  5. No signs of malicious or suspicious activity.
  6. Good integration of customer service and contact options.
  7. No explicit security policy or incident response info found.
  8. No vulnerability disclosure or security.txt detected.
Technical notes

Notes

The website is built on a modern React-based framework (Next.js) with server-side rendering, ensuring good performance and SEO. It integrates multiple third-party analytics and marketing tools such as Google Tag Manager, Adform, and Usercentrics for consent management. Hosting and DNS are managed by Baltnetos Komunikacijos, consistent with the registrar information. The site is mobile-optimized and uses HTTPS with strong security headers. Some technical debt may exist in accessibility and explicit security documentation. Overall, the technical infrastructure supports a reliable and scalable online presence.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Earlier scans of this domain

  1. 68/100Medium28 findingsView report
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