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Security report for epay.com

Epay Global LTD · Finance · Hong Kong

Low risk. 3 critical or high findings in Security headers and GDPR outside view.

Security score

76/100

Risk levelLow

0–100, higher is better. How it is calculated

Epay Global LTD operates a comprehensive global payment gateway platform offering services such as CNY settlement, global collection, and payments with API integration for enterprises worldwide. Founded in 2014 and headquartered in Hong Kong with multiple branch offices, Epay serves nearly one million users across 196 countries supporting 78 currencies. The company holds key financial licenses including the Hong Kong Money Services Licence and PCI DSS certification, underscoring its commitment to compliance and security. Technically, the website leverages modern frameworks like Next.js and React, integrates analytics and tracking tools, and demonstrates good performance and mobile optimization. Security posture is strong with HTTPS enforcement and PCI DSS compliance, though explicit security policies and incident response details are not publicly disclosed. WHOIS data is unavailable or privacy protected, which slightly impacts trust but is common in the financial sector. Overall, Epay presents as a credible and professional payment service provider with a solid digital presence and compliance focus.

Scanned

NIS2 and GDPR posture

GDPR outside view
68/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

3 findings rated critical or high. Fix these first.

  1. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…
  2. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

Need hands-on remediation? Email guard@offseq.com

Keep watching epay.com

This scan found 18 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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Recommended

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
100
Security headers
40
Email security
70
DNS health
80
Network security
100
GDPR outside view
68
Average
76

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention epay.com, from OffSeq Breach.

Total records
39,349
Employees
0
Customers
39,338
Third parties
11
Weak passwords
0%

18 subdomains affected

See the 10 newest leaked credentials

A one-off add-on to this report that lists the most recent identifier and password pairs OffSeq Breach holds for epay.com.

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Breach keeps ingesting new leaks, so these numbers can grow between scans.

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Epay positions itself as a key player in the global payments and remittance market, targeting cross-border merchants, overseas Chinese, e-commerce, and social media platforms. Its business model centers on providing multi-currency payment solutions, API gateways, and settlement services with competitive exchange rates and low fees. The company’s partnerships with major banks and payment providers like Alipay enhance its market reach and credibility. Growth indicators include a large user base and extensive country coverage. The affiliate program and marketing activities suggest active customer acquisition strategies. The company’s compliance with financial regulations and certifications supports its operational legitimacy. Strategic observations include the need for enhanced transparency in WHOIS data and security disclosures to further build trust.

Security posture

Epay demonstrates a mature security posture with HTTPS enforced site-wide, PCI DSS certification, and a licensed money service operator status in Hong Kong. The website does not expose sensitive data and uses secure forms for login and registration. However, the absence of a published security policy, incident response plan, or vulnerability disclosure program limits transparency. No critical vulnerabilities or security issues were detected in the site content. The use of modern frameworks and security best practices indicates a proactive approach to security. Recommendations include publishing explicit security policies and establishing a vulnerability disclosure channel to enhance trust and compliance.

Recommendations

  1. Publish a dedicated security policy and incident response information page to improve transparency.
  2. Implement and publicize a vulnerability disclosure program or security.txt file to encourage responsible reporting.
  3. Enhance contact information by providing a data protection officer or security contact email.
  4. Maintain WHOIS transparency where possible to improve domain trustworthiness.
  5. Continue monitoring and updating security headers and SSL configurations to maintain high security standards.

Contact details published on the site

Addresses
Legal name
Epay Global LTD
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Epay Global LTD
Description
Epay provides customized payment services for global enterprises, including API gateways, currency exchange, settlements, and global remittance services. Established in Hong Kong in 2014, with branch offices in China, the UK, Europe, and Samoa, Epay holds multiple financial licenses and certifications. It serves over 999,765 users across 196 countries supporting 78 currencies.
Key services
CNY Settlement, Global Collection, Global Payments, API Payment Gateways, Multi-currency Bank Accounts
Content quality
good
Branding
consistent

Technology

Stack
React, Next.js, Ant Design, Google Analytics, Facebook Pixel, Cloudflare Insights
Frameworks
Next.js, Ant Design
Platforms
Web
Performance
fast
Mobile
good
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Use of PCI DSS certified payment processing
  • No exposed sensitive data in HTML
  • Secure login and registration forms

Analytics and tracking

Services
Google Analytics, Google Tag Manager, Facebook Pixel
Tracking level
moderate
Privacy practices
good

Advertising

Tracking pixels
Facebook Pixel
Marketing tools
Facebook Pixel
Transparency
good

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is fully accessible with rich content and no blocking detected.
  2. Strong focus on global payment services with multi-language support.
  3. Comprehensive cookie and privacy policy with consent mechanism.
  4. Multiple social media and partner integrations.
  5. Use of modern web technologies and analytics tools.
  6. WHOIS data is missing or privacy protected, which is a minor trust concern.
  7. No explicit security policy or incident response info published.
Technical notes

Notes

The website is built on a modern React and Next.js stack with Ant Design UI components, ensuring a responsive and performant user experience. Hosting and CDN services appear to be provided by Cloudflare, enhancing site speed and security. Analytics and marketing tools such as Google Analytics, Google Tag Manager, and Facebook Pixel are integrated for user behavior tracking and marketing optimization. The site is well-structured with proper meta tags and SEO optimization. Accessibility and mobile optimization are good, supporting a broad user base. No CMS was detected, indicating a custom or headless architecture. Overall, the technical infrastructure supports scalability and security but could benefit from additional transparency in security documentation.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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