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Security report for epagos.com

E-Pagos S.A. · Finance · Argentina

Medium risk. 6 critical or high findings in Email security, GDPR outside view and 1 other check.

Security score

70/100

Risk levelMedium

0–100, higher is better. How it is calculated

E-Pagos S.A. operates as a comprehensive payment solutions provider primarily serving public agencies and private companies in Argentina. Their platform consolidates multiple payment channels including credit/debit cards, virtual wallets, bank transfers, and POS terminals, offering a flexible and secure payment ecosystem. The company has established a solid market presence since its founding in 2015, with a medium-sized operation and trusted by numerous governmental entities and enterprises. Technically, the website leverages modern web technologies such as Bootstrap, jQuery, and integrates security features like Google reCAPTCHA and PCI-DSS certification, indicating a mature digital infrastructure. Security posture is generally good with HTTPS enforced and spam protection, though improvements are recommended in DNS security and HTTP headers. Privacy compliance is partial, with clear privacy and terms pages but lacking cookie consent mechanisms. Overall, the site is professional, user-friendly, and trustworthy, with moderate tracking and analytics in place.

Scanned

NIS2 and GDPR posture

GDPR outside view
35/ 100 · High
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

6 findings rated critical or high. Fix these first.

  1. Email security

    SPF, DKIM and DMARC stop others sending email that looks like it comes from your domain, a common route to phishing and invoice fraud.

    • Critical

      No email authentication configured

      Domain is vulnerable to email spoofing

      What to do: Implement SPF, DKIM, and DMARC immediately

  2. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

    • High

      Third-party services without privacy policy

      Detected services: Google Analytics, Facebook, LinkedIn, YouTube

      What to do: Document all third-party data sharing in your privacy policy

Need hands-on remediation? Email guard@offseq.com

Keep watching epagos.com

This scan found 22 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
72
Security headers
75
Email security
60
DNS health
75
Network security
100
GDPR outside view
35
Average
70

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

E-Pagos targets a niche market of payment processing for public sector organizations and businesses, providing a broad suite of payment options and integration tools for developers. Their business model revolves around facilitating payment collections and reconciliations through a unified platform, enhancing operational efficiency for clients. The presence of multiple public agency clients and a dedicated developer section suggests a strategic focus on institutional partnerships and technology-driven growth. The company maintains active social media channels and a status page, reinforcing transparency and customer engagement. Their hosting and DNS setup via Huawei Cloud DNS indicates a reliance on robust cloud infrastructure. The absence of privacy protection in WHOIS and consistent domain age support the company's legitimacy and operational history.

Security posture

The website demonstrates a solid security foundation with HTTPS enabled and PCI-DSS certification prominently mentioned, which is critical for payment processing entities. The use of Google reCAPTCHA on contact forms mitigates spam and automated abuse. However, the lack of DNSSEC implementation and missing HTTP security headers such as Content Security Policy, HSTS, and X-Frame-Options represent areas for enhancement. No explicit incident response or vulnerability disclosure policies are published, which could improve transparency and trust. Overall, the security posture is good but could benefit from adopting additional best practices and formal policies to align with industry standards and regulatory requirements.

Recommendations

  1. Enable DNSSEC on the domain to strengthen DNS security and prevent spoofing.
  2. Implement comprehensive HTTP security headers including CSP, HSTS, and X-Frame-Options.
  3. Add a cookie consent banner and mechanism to improve privacy compliance and user transparency.
  4. Publish a security policy and incident response contact information to enhance trust and preparedness.
  5. Consider creating a vulnerability disclosure program or security.txt file to encourage responsible reporting.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
E-Pagos S.A.
Description
Solución integral de medios de pago y cobranza, flexible y segura, adaptable a necesidades de clientes públicos y privados.
Key services
Web checkout, Emisión masiva de obligaciones, Terminales POS, Terminales de autogestión, QR físico, Débito automático, Pagos por Whatsapp, Cuentas de recaudación, Link de pagos, App billetera
Content quality
good
Branding
consistent

Technology

Stack
Bootstrap, jQuery, Slick Carousel, Select2, SweetAlert2, PhotoSwipe, Google reCAPTCHA v2, Google Tag Manager
Frameworks
Bootstrap
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
75/100
Good practices seen
  • HTTPS enabled
  • Use of Google reCAPTCHA on contact form
  • PCI-DSS certification claimed

Analytics and tracking

Services
Google Tag Manager, counter.dev
Tracking level
moderate
Privacy practices
basic

Advertising

Tracking pixels
counter.dev
Transparency
basic

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is fully accessible with no blocking or WAF challenges.
  2. Content is professional and business-focused on payment solutions.
  3. No explicit privacy or cookie consent banners detected, which may impact compliance.
  4. Security practices are good but could be improved with DNSSEC and security headers.
  5. WHOIS data supports legitimacy and consistency with business claims.
  6. Multiple payment channels and integrations offered, targeting public and private sectors in Argentina.
  7. Social media presence is active and linked.
  8. Contact form uses Google reCAPTCHA v2 for spam protection.
Technical notes

Notes

The website is built on a modern and widely supported technology stack including Bootstrap for responsive design, jQuery for DOM manipulation, and various JavaScript libraries for UI components and analytics. Hosting appears to be supported by Huawei Cloud DNS services, suggesting reliable infrastructure. Performance is moderate with autoplay carousels and multiple external scripts, which could be optimized further. Mobile optimization is good with responsive layouts and adaptive images. SEO is supported by proper meta tags and structured navigation. Accessibility is basic but could be improved with enhanced ARIA attributes and keyboard navigation support. Overall, the technical implementation is solid with room for modernization and performance tuning.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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