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Security report for engine.tech

Engine · Finance · United States

Medium risk. 6 critical or high findings in SSL/TLS, Security headers and 1 other check.

Security score

55/100

Risk levelMedium

0–100, higher is better. How it is calculated

Engine.tech is a leading embedded financial marketplace platform owned by MoneyLion, offering precision matching and personalization across a vast network of financial providers. The platform targets businesses seeking to integrate comprehensive financial products and services, positioning itself as a market leader in embedded finance solutions. The website demonstrates a high level of professionalism, with clear business messaging, trusted partner logos, and investor relations links, reflecting a mature and credible business presence. Technically, the website is built on modern web technologies including Webflow CMS, Vimeo for video content, and integrates analytics tools such as Google Tag Manager and LinkedIn Insight. The site is well-optimized for performance and mobile responsiveness, with good SEO and accessibility features. Hosting is provided by Webflow, ensuring reliable infrastructure. From a security perspective, the site enforces HTTPS and includes standard security headers, with no exposed sensitive data or vulnerable libraries detected. However, it lacks explicit cookie consent mechanisms, a published security policy, incident response information, and vulnerability disclosure details, which are areas for improvement. Analytics usage is moderate, with tracking pixels from LinkedIn and Google. Overall, the website presents a low risk profile with strong business credibility and technical implementation. Strategic recommendations include implementing cookie consent, publishing security and incident response policies, adding vulnerability disclosure information, and providing direct security contact channels to enhance trust and compliance.

Scanned

NIS2 and GDPR posture

GDPR outside view
35/ 100 · High
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

6 findings rated critical or high. Fix these first.

  1. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • Critical

      Unable to retrieve SSL certificate

      Could not establish secure connection to retrieve certificate information

      What to do: Check if the server is accessible and SSL/TLS is properly configured

  2. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Strict-Transport-Security header

      Forces HTTPS connections

      What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"

      • CWE-319
      • OWASP A04:2025
      • ASVS V3.4.1

  3. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

Need hands-on remediation? Email guard@offseq.com

Keep watching engine.tech

This scan found 20 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

Email alerts on material changes and an exportable JSON history of every change.

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
0
Security headers
45
Email security
65
DNS health
85
Network security
100
GDPR outside view
35
Average
55

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention engine.tech, from OffSeq Breach.

No leaked records found

Breach holds no records for engine.tech right now. New leaks arrive continuously, so monitoring on Breach alerts you if that changes.

Monitor on Breach (opens in a new tab)

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Engine.tech operates in the finance and technology sectors as an essential embedded financial marketplace platform. Its business model revolves around connecting partners and financial providers to deliver personalized financial products at scale. The company benefits from its parent company MoneyLion's backing and maintains a medium-sized enterprise profile. The platform's competitive advantage lies in its extensive partner network, integration options, and dedicated solution advisors. Growth indicators include recent acquisitions and investor relations activity. The target customer segments are businesses seeking embedded financial solutions and financial service providers. The partnership ecosystem is robust, with multiple trusted financial brands showcased. Strategic observations highlight the company's focus on scalability, personalization, and market leadership in embedded finance.

Security posture

The website demonstrates a mature security posture with HTTPS enforced and standard security headers implemented, contributing to a secure browsing experience. No exposed sensitive information or vulnerable third-party libraries were detected in the HTML content. The use of asynchronous loading for analytics scripts reduces performance impact and potential security risks. However, the absence of a dedicated security policy, incident response plan, and vulnerability disclosure program indicates gaps in transparency and preparedness. No direct security contact emails were found, which may hinder incident reporting and response. Compliance with GDPR is implied through the privacy policy, but the lack of a cookie consent mechanism suggests incomplete privacy compliance. Overall, the security maturity is good but can be enhanced by addressing these gaps.

Recommendations

  1. Implement a clear and user-friendly cookie consent mechanism to comply with privacy regulations.
  2. Publish a comprehensive security policy and incident response plan accessible from the website.
  3. Establish a vulnerability disclosure program or security.txt file to encourage responsible reporting.
  4. Provide direct security contact channels such as security@ or abuse@ email addresses.
  5. Regularly audit and update third-party scripts and libraries to mitigate potential vulnerabilities.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Engine
Description
Engine is the leading embedded financial marketplace platform providing users with comprehensive financial products and services through the largest connected network of financial providers.
Key services
Embedded Marketplace, Partner Network, Platform Capabilities, MoneyLion Checkout, Integration Options, Dedicated Solution Advisors, Financial Services
Content quality
excellent
Branding
consistent

Technology

Stack
Webflow, Vimeo (video embedding), Google Tag Manager, LinkedIn Insight Tag, Splide.js (carousel), Lenis (smooth scrolling)
Frameworks
Webflow CMS
Platforms
Webflow Hosting
Performance
fast
Mobile
excellent
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Use of Google Tag Manager and LinkedIn Insight with async loading
  • No exposed sensitive data in HTML
  • No vulnerable libraries detected

Analytics and tracking

Services
Google Analytics (via GTM), LinkedIn Insight
Tracking level
moderate
Privacy practices
basic

Advertising

Tracking pixels
LinkedIn Insight
Marketing tools
LinkedIn Insight
Transparency
basic

Site quality

Design
excellent
User experience
excellent
Content relevance
good
Navigation
good
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is professionally designed and well-structured.
  2. Content is finance and technology focused with clear business messaging.
  3. Multiple trusted partner logos and investor links enhance credibility.
  4. No direct contact emails or phone numbers found; contact via form only.
  5. No explicit cookie consent banner detected.
  6. Use of modern web technologies and analytics tools.
  7. No security policy or incident response information publicly available.
  8. No vulnerability disclosure or security.txt found.
Technical notes

Notes

The website is built using Webflow CMS, leveraging modern front-end technologies and third-party integrations such as Vimeo for video content and Splide.js for carousels. Analytics and marketing tools include Google Tag Manager and LinkedIn Insight, loaded asynchronously to optimize performance. The site is hosted on Webflow's platform, ensuring reliable uptime and scalability. Performance is fast with good mobile optimization and accessibility features. SEO is well addressed through meta tags and Open Graph data. Technical risks are minimal, with no outdated or vulnerable libraries detected. Opportunities exist to enhance privacy compliance and security transparency through additional policy publications and consent mechanisms.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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