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Security report for elavonpayment.com

Elavon · Finance · Ireland

Low risk. 3 critical or high findings in Security headers and GDPR outside view.

Security score

81/100

Risk levelLow

0–100, higher is better. How it is calculated

Elavon operates as a division of U.S. Bank, providing global payment solutions primarily targeting European business clients. The company leverages the financial strength and regulatory compliance of its parent, U.S. Bank Europe DAC, to offer commercial payment products including travel and payables solutions. The website reflects a professional and consistent brand presence with clear business focus on payment services. Technically, the site is built on Adobe Experience Manager with modern JavaScript libraries, delivering a responsive and user-friendly experience. Security posture is moderate with HTTPS usage implied but lacking explicit security headers and public security policies. Privacy compliance is strong with clear GDPR-aligned privacy and cookie policies. However, the absence of WHOIS data for the domain introduces some uncertainty about domain registration legitimacy. Overall, the site is trustworthy and professional but would benefit from enhanced transparency in security and contact information.

Scanned

NIS2 and GDPR posture

GDPR outside view
68/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

3 findings rated critical or high. Fix these first.

  1. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Strict-Transport-Security header

      Forces HTTPS connections

      What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"

      • CWE-319
      • OWASP A04:2025
      • ASVS V3.4.1
    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

  2. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

Need hands-on remediation? Email guard@offseq.com

Keep watching elavonpayment.com

This scan found 15 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
100
Security headers
45
Email security
85
DNS health
90
Network security
100
GDPR outside view
68
Average
81

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Elavon is positioned as a significant player in the European payment processing market, backed by the large U.S. Bank parent company. Its business model focuses on providing payment solutions to corporate clients, especially in travel and payables. The company benefits from regulatory compliance in Ireland and the UK, enhancing trust. The website's lack of direct contact details and terms of service may limit customer engagement but aligns with a corporate-focused approach. The partnership with U.S. Bank's online banking platform is evident, indicating integrated service offerings. Growth potential is supported by leveraging U.S. Bank's scale and financial services expertise.

Security posture

The website demonstrates a baseline security posture with HTTPS usage and no visible sensitive data exposure. However, the lack of visible security headers and absence of published security policies or incident response contacts indicate room for improvement. No vulnerability disclosures or security.txt files were found, which could enhance transparency and trust. The missing WHOIS data for the domain is a concern for domain legitimacy verification. Overall, the security maturity is moderate but could be strengthened by adopting best practices in security headers, public policies, and incident response readiness.

Recommendations

  1. Implement and verify HTTP security headers such as Content-Security-Policy, Strict-Transport-Security, X-Frame-Options, and X-Content-Type-Options.
  2. Publish clear security policies and incident response contact information on the website.
  3. Add terms of service to improve legal transparency and user trust.
  4. Enhance accessibility features to meet compliance standards and improve user experience.
  5. Verify and update WHOIS domain registration information to ensure transparency and trustworthiness.

Contact details published on the site

Addresses
Legal name
U.S. Bank Europe DAC
Registration number
Number 418442
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Elavon
Description
Elavon is a division of U.S. Bank, providing global payment solutions in Europe. They leverage the scale and experience of U.S. Bank to offer commercial payment products including travel, purchasing, and virtual payment solutions to help organizations reduce costs and improve efficiency.
Key services
Global payment solutions, Travel and payables solutions, Corporate travel card services
Content quality
good
Branding
consistent

Technology

Stack
jQuery, tinySlider, Adobe Experience Manager (AEM), JavaScript
Frameworks
AEM Core Components
Platforms
dotcom
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
70/100
Good practices seen
  • HTTPS usage implied by canonical URLs
  • No exposed sensitive data in HTML

Analytics and tracking

Tracking level
minimal
Privacy practices
good

Advertising

Transparency
poor

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is fully accessible with no WAF or blocking detected.
  2. WHOIS data is missing, indicating possible privacy protection or unregistered domain.
  3. Content is professional and finance-focused, targeting European business clients.
  4. No direct contact emails or phone numbers found on main pages.
  5. Privacy and cookie policies are present and GDPR compliant.
  6. No terms of service or explicit security policies publicly available.
  7. No vulnerability disclosure or security.txt found.
  8. No social media links or phone numbers explicitly provided.
  9. Website uses Adobe Experience Manager CMS and modern JS libraries.
  10. No advertising or tracking scripts detected in provided HTML.
Technical notes

Notes

The website is built on Adobe Experience Manager CMS, utilizing jQuery and tinySlider JavaScript libraries. The site is mobile responsive with good SEO meta tags including Open Graph and Twitter cards. Performance is moderate with no evident broken elements. Accessibility is basic but could be improved. No advanced analytics or tracking scripts were detected in the provided HTML. Hosting provider details are not explicit. Overall, the technical infrastructure is modern and suitable for a corporate financial services website but could benefit from enhanced security configurations and accessibility improvements.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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