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Security report for eika.no

Eika · Finance · Norway

Low risk. 3 critical or high findings in GDPR outside view and SSL/TLS.

Security score

79/100

Risk levelLow

0–100, higher is better. How it is calculated

Eika is a Norwegian financial alliance comprising independent banks, Eika Gruppen, and Eika Boligkreditt. The organization provides banking, loans, insurance, savings, and investment services primarily targeting Norwegian customers. The website reflects a mature and professional digital presence with clear navigation, comprehensive content, and a focus on sustainable development and local community support. Technically, the site uses modern JavaScript frameworks such as React and SystemJS, integrates analytics tools like Piwik PRO and Google Tag Manager, and implements cookie consent mechanisms to comply with privacy regulations. Security posture is strong with HTTPS enforced and no visible vulnerabilities, though some security headers could be improved. The absence of public WHOIS data is consistent with Norid's privacy policies for .no domains and does not detract from the site's legitimacy. Overall, Eika demonstrates a robust business and technical foundation with good privacy and security practices.

Scanned

NIS2 and GDPR posture

GDPR outside view
65/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

3 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      Third-party services without privacy policy

      Detected services: Google Analytics, Facebook, LinkedIn, YouTube, Google APIs

      What to do: Document all third-party data sharing in your privacy policy

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching eika.no

This scan found 16 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
67
Security headers
85
Email security
65
DNS health
90
Network security
100
GDPR outside view
65
Average
79

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention eika.no, from OffSeq Breach.

Total records
96
Employees
2
Customers
72
Third parties
22
Weak passwords
18%

Latest record dated 2025-07-24 · 38 subdomains affected

See the 10 newest leaked credentials

A one-off add-on to this report that lists the most recent identifier and password pairs OffSeq Breach holds for eika.no.

Select it in the checkout above.

Masked preview

  • –chat.intra.eika.no2025-07-24
  • –sts.eika.no2025-07-24

Breach keeps ingesting new leaks, so these numbers can grow between scans.

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Eika holds a significant position in the Norwegian financial sector as an alliance of multiple banks and financial service providers. Its business model leverages economies of scale by delivering shared services and products to member banks and customers. The company targets retail and business banking customers seeking loans, insurance, and savings products. Partnerships with entities like Storebrand and VPS enhance its service offerings. The website's extensive network of linked partner and subsidiary domains reflects a broad ecosystem. The alliance structure supports scalability and local market penetration. The professional content and consistent branding reinforce trust and market credibility.

Security posture

The website exhibits a mature security posture with enforced HTTPS, cookie consent mechanisms, and no exposed sensitive data. Use of modern libraries and frameworks is observed without known vulnerabilities. However, the site lacks explicit security headers such as Content-Security-Policy and X-Frame-Options, which could further harden security. No incident response or vulnerability disclosure information is publicly available, which is a gap in transparency. The absence of a published security contact or security.txt file limits direct communication channels for security issues. Overall, the site is secure but could improve in transparency and header implementation.

Recommendations

  1. Implement and enforce security headers like Content-Security-Policy, X-Content-Type-Options, and X-Frame-Options to enhance protection against common web attacks.
  2. Publish an incident response page or contact email to improve transparency and readiness for security incidents.
  3. Consider adding a vulnerability disclosure policy or security.txt file to facilitate responsible reporting of security issues.
  4. Enhance accessibility features to meet higher compliance standards and improve user experience for all users.
  5. Maintain and regularly audit third-party libraries and analytics tools to ensure no vulnerabilities are introduced.

Contact details published on the site

Addresses
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Eika
Description
Eika is an alliance of independent banks, Eika Gruppen, and Eika Boligkreditt. Eika Gruppen delivers economies of scale, services, and products to the banks and customers. Eika aims to be a driving force for sustainable development for customers and local communities.
Key services
Loans, Insurance, Savings, Digital banking, Investment services
Content quality
good
Branding
consistent

Technology

Stack
jQuery 2.2.0, React, SystemJS, Google Tag Manager, Piwik PRO analytics
Frameworks
React
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Cookie consent mechanism implemented
  • No exposed sensitive data in HTML
  • No vulnerable libraries detected

Analytics and tracking

Services
Piwik PRO, Google Tag Manager
Tracking level
moderate
Privacy practices
good

Advertising

Tracking pixels
Piwik PRO
Transparency
good

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is fully accessible with no blocking or WAF challenges.
  2. Content is in Norwegian and targeted at Norwegian banking customers.
  3. Strong presence of privacy and cookie policies with consent mechanisms.
  4. No visible forms collecting personal data on the homepage; sign-in link present.
  5. Multiple external links to partner financial institutions and services.
  6. Use of modern JavaScript frameworks and analytics tools.
  7. No explicit incident response or vulnerability disclosure information found.
  8. WHOIS data is not publicly available due to Norid policy, typical for .no domains.
Technical notes

Notes

The website uses a modern front-end stack including React and SystemJS for module loading, supported by jQuery for legacy compatibility. Analytics are handled via Piwik PRO and Google Tag Manager, indicating a focus on data-driven insights. The site is mobile-optimized with responsive images and layouts. Performance is moderate, with asynchronous loading of scripts to improve page speed. No CMS is explicitly detected, suggesting a custom or proprietary platform. The site is hosted under HTTPS with valid SSL certificates. Technical debt appears low, but improvements in security headers and accessibility could be addressed to reduce risk and improve compliance.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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