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Security report for eficert.org

European Financial Certification Organisation (eficert) e.V. · Finance · Germany

Medium risk. 5 critical or high findings in GDPR outside view, SSL/TLS and 1 other check.

Security score

56/100

Risk levelMedium

0–100, higher is better. How it is calculated

Eficert is a European non-profit organization focused on unifying educational standards and certifications within the European insurance industry. It operates as a network of insurance education institutions, providing certification services to facilitate workforce mobility across Europe. The organization hosts annual conferences and advocates for quality standards in insurance education. The website is professionally designed using the Neos CMS and Flow PHP framework, reflecting a moderate to good level of digital maturity. It is mobile-optimized and provides clear navigation and relevant content for its target audience of insurance education professionals and institutions. Security posture is solid with HTTPS enforced and no visible vulnerabilities, though the absence of security headers and cookie consent mechanisms are areas for improvement. The WHOIS data is incomplete, which slightly reduces domain trustworthiness, but the website content and contact information support legitimacy. Overall, the site presents a trustworthy and professional front for eficert's mission and services.

Scanned

NIS2 and GDPR posture

GDPR outside view
53/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

5 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1
    • High

      Weak SSL Key Length

      SSL certificate uses 256-bit key, which is considered weak

      What to do: Use at least 2048-bit RSA or 256-bit ECC key

      • CWE-326
      • OWASP A04:2025
      • Mozilla TLS: Mozilla Server Side TLS 6.0 intermediate: rsa_key_size 2048

  3. Network security

    Services reachable from the internet are the first thing attackers probe. Anything open that does not need to be should be closed.

    • High

      High-Risk Service Exposed: FTP

      Port 21 (FTP) is publicly accessible - FTP - Often unencrypted file transfer

      What to do: Consider restricting access to FTP or implementing strong authentication

      • NIS2 21(2)(e)
      • IR 2024/2690 6.7.2(f): Implementing Regulation (EU) 2024/2690, Annex point 6.7.2(f): Network security
      • NIST CM-7: NIST SP 800-53 Rev. 5 CM-7: Least Functionality
      • NIST SC-7: NIST SP 800-53 Rev. 5 SC-7: Boundary Protection

Need hands-on remediation? Email guard@offseq.com

Keep watching eficert.org

This scan found 24 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

Email alerts on material changes and an exportable JSON history of every change.

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
52
Security headers
80
Email security
70
DNS health
60
Network security
20
GDPR outside view
53
Average
56

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention eficert.org, from OffSeq Breach.

No leaked records found

Breach holds no records for eficert.org right now. New leaks arrive continuously, so monitoring on Breach alerts you if that changes.

Monitor on Breach (opens in a new tab)

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Eficert holds a unique position as a specialized certification and networking body within the European insurance education sector. Its business model centers on collaboration among member institutions, accreditation, and advocacy rather than commercial sales. The organization targets professionals and institutions involved in insurance education, aiming to standardize qualifications across Europe. The presence of official contact persons and structured data enhances credibility. The lack of visible analytics or marketing tools suggests a focus on professional networking rather than commercial marketing. Growth indicators include annual conferences and active member engagement. Partnerships appear limited to member institutions, with no external commercial partners identified.

Security posture

The website demonstrates a good security baseline with HTTPS enabled and no exposed sensitive data. However, the absence of common security headers such as Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options is a notable gap. There is no visible incident response or vulnerability disclosure information, which could hinder rapid response to security issues. Privacy compliance is partially addressed with a privacy policy present, but the lack of a cookie consent mechanism is a compliance risk under GDPR. No security-related scripts or third-party trackers were detected, reducing attack surface. Overall, the security posture is adequate for the organization's profile but could be enhanced by implementing recommended headers, cookie consent, and publishing security policies.

Recommendations

  1. Implement standard security headers (CSP, X-Frame-Options, X-Content-Type-Options) to improve protection against common web attacks.
  2. Add a cookie consent banner/mechanism to comply fully with GDPR and ePrivacy Directive requirements.
  3. Publish a security policy and incident response contact information to improve transparency and readiness.
  4. Consider creating and hosting a vulnerability disclosure policy or security.txt file to encourage responsible reporting.
  5. Verify and update WHOIS information to improve domain trustworthiness and transparency.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
European Financial Certification Organisation (eficert) e.V.
Description
We unify educational topics of the European insurance industry. Adding value within the insurance industry all over Europe by creating transparency and exchange.
Key services
European insurance education certification, Accreditation of member organizations, Hosting annual conferences, Advocacy for quality standards in insurance education
Content quality
good
Branding
consistent

Technology

Stack
PHP, JavaScript, HTML5, CSS3
Frameworks
Neos CMS, Flow PHP Framework
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • No exposed sensitive data in HTML
  • No visible vulnerable libraries

Analytics and tracking

Tracking level
minimal
Privacy practices
good

Advertising

Transparency
poor

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is fully accessible with no blocking or WAF challenges.
  2. WHOIS data is unavailable or malformed, limiting domain trust verification.
  3. Website uses Neos CMS and Flow PHP framework, indicating modern CMS usage.
  4. No forms detected on the homepage; contact is via mailto link and phone number.
  5. Privacy policy is present and GDPR compliant but cookie consent is missing.
  6. No visible analytics or tracking scripts detected.
  7. No social media links found in the HTML content.
  8. Contact person with full name, title, phone, and email provided.
  9. Website content is focused on European insurance education certification.
  10. No security.txt or vulnerability disclosure policy found.
Technical notes

Notes

The website is built on the Neos CMS platform using the Flow PHP framework, indicating a modern and flexible content management system. The site uses standard web technologies including HTML5, CSS3, and JavaScript. Performance is moderate with no obvious blocking scripts or heavy third-party dependencies. Mobile optimization is good, with responsive images and viewport settings. SEO is supported by comprehensive meta tags, Open Graph, and JSON-LD structured data. Accessibility is basic but could be improved with more ARIA roles and semantic markup. No analytics or tracking scripts were detected, which aligns with privacy-conscious design but limits visitor insights. Hosting provider details are not disclosed. Overall, the technical infrastructure is solid but could benefit from enhanced accessibility and performance tuning.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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