Skip to main content

Security report for easybank.at

easybank · Finance · Austria

High risk. 6 critical or high findings in GDPR outside view, SSL/TLS and 1 other check.

Security score

49/100

Risk levelHigh

0–100, higher is better. How it is calculated

easybank is a leading direct bank in Austria, offering a comprehensive range of financial services including personal and business accounts, loans, credit cards, savings, and investment products. The website reflects a mature digital presence with a focus on user experience, mobile optimization, and clear navigation. The business is well-positioned in the Austrian banking sector, supported by its parent company BAWAG Group and subsidiaries such as easyleasing.at. Technically, the site uses CoreMedia CMS and integrates modern marketing and analytics tools like Adobe and Google Tag Manager, alongside a consent management platform for privacy compliance. However, the website suffers from a critical security deficiency: it lacks a valid SSL certificate and does not support HTTPS, exposing users to significant risks. Security headers and modern TLS protocols are also absent, which undermines the overall security posture. Privacy policies and cookie consent mechanisms are well implemented, indicating good compliance with GDPR. Overall, while the business and content quality are excellent, the security shortcomings significantly impact the risk profile and trustworthiness of the site.

Scanned

NIS2 and GDPR posture

GDPR outside view
0/ 100 · Critical
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

6 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • Critical

      No HTTPS encryption

      GDPR requires appropriate security measures for personal data

      What to do: Implement SSL/TLS certificate for HTTPS

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • Critical

      No HTTPS Encryption

      Website does not use HTTPS encryption, making all data transmission vulnerable to interception

      What to do: Implement SSL/TLS certificate and redirect all HTTP traffic to HTTPS

  3. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

Need hands-on remediation? Email guard@offseq.com

Keep watching easybank.at

This scan found 17 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

Email alerts on material changes and an exportable JSON history of every change.

Billed monthly to your card. Cancel anytime. See sample alerts.

Full report

€39.90one-time

  • The complete analysis as a PDF you can cite
  • Email delivery with an unlock code
  • Lifetime access to this report

Prices incl. 21% VAT. Secure checkout by Mollie; sold by SEQ SIA, Latvia.

Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
0
Security headers
60
Email security
50
DNS health
85
Network security
100
GDPR outside view
0
Average
49

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The company operates as a direct bank targeting both private and corporate customers in Austria. It leverages digital channels to deliver banking products such as accounts, loans, credit cards, and investment services. The presence of multiple product lines and partnerships with subsidiaries like easyleasing.at indicates a diversified revenue stream. The website's content and structure suggest a strong brand with consistent messaging and high customer engagement, as evidenced by app store ratings and awards. The integration of advanced marketing and analytics tools supports data-driven decision-making and customer insights. The parent company relationship with BAWAG Group adds credibility and financial backing. The business model focuses on convenience, digital-first banking, and competitive pricing to maintain market leadership.

Security posture

The security posture is currently weak due to the absence of HTTPS and valid SSL certificates, which is a critical vulnerability for any banking website. The lack of TLS protocol support and missing security headers further exacerbate the risk. While SPF and DMARC records are configured, indicating good email security practices, the website itself does not enforce secure communications. No incident response or vulnerability disclosure information is found, which may indicate limited transparency in security operations. Privacy compliance is well addressed through cookie consent and privacy policies. Immediate remediation of SSL/TLS issues is essential to protect user data and maintain trust.

Recommendations

  1. Urgently install and maintain a valid SSL/TLS certificate to enable HTTPS across the entire site.
  2. Enable modern TLS protocols (TLS 1.2 and TLS 1.3) and disable insecure protocols.
  3. Implement HTTP Strict Transport Security (HSTS) with includeSubDomains and preload directives.
  4. Add essential security headers such as Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options.
  5. Establish and publish a vulnerability disclosure policy or security.txt file to improve transparency.
  6. Enhance incident response readiness by providing clear security contact channels.
  7. Regularly audit and update third-party scripts and libraries to avoid vulnerabilities.
  8. Improve accessibility and SEO by validating HTML and ensuring semantic markup.
  9. Consider publishing data protection officer contact information to enhance GDPR compliance.
  10. Maintain consistent branding and trust signals across all digital channels.
Technical notes

Notes

The website is built on CoreMedia CMS and uses modern JavaScript libraries and frameworks such as Slick Carousel for UI components. It integrates Adobe and Google Tag Manager for analytics and marketing, alongside Cookiefirst for consent management. Hosting appears to be on Microsoft Azure, inferred from IP and SPF records. Performance is slow with a page load time of approximately 26.5 seconds and a large number of resources (105) and page size (~141 KB). Mobile optimization and accessibility are good, with responsive images and ARIA roles used in navigation. SEO is supported by proper meta tags and structured navigation. However, the lack of HTTPS and security best practices introduces significant technical risk. The site uses multiple external domains for marketing, analytics, and social media integration, which are well managed but require ongoing monitoring for privacy compliance.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Reviews of this site

Share your experience with easybank.at. Every review is verified by email and published after moderation.

Overall rating
Select a rating
4000 characters remaining

We’ll email you to confirm your review and keep your details private.

Community rating

No published reviews yet. Be the first to review easybank.at.

Feedback on this report

Rate this report, add an optional comment, and tell us if you want a security specialist to follow up.

Overall report quality
Select a rating
2000 characters remaining

We only use your feedback to improve Guard reports. Contact details are never shared.