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Security report for e-parads.lv

SIA B2 Impact · Finance · Latvia

Medium risk. 7 critical or high findings in GDPR outside view, Security headers and 1 other check.

Security score

61/100

Risk levelMedium

0–100, higher is better. How it is calculated

SIA B2 Impact operates the e-parads.lv platform, providing Latvian individuals and companies with online access to debt information, creditor details, and debt collection case statuses. The service facilitates secure communication and document submission through authentication via Latvian internet banks, ensuring data protection and user verification. The company recently rebranded from SIA Creditreform Latvija to SIA B2 Impact, maintaining continuity in services and payment details. The website is professionally designed, mobile-optimized, and includes clear privacy and cookie policies, reflecting compliance with GDPR requirements. Technically, the site employs a range of JavaScript libraries such as jQuery, Moment.js, and Tippy.js for UI enhancements and localization. While the site uses HTTPS and secure authentication methods, explicit security headers and advanced security policies are not evident in the provided data. No analytics or advertising scripts were detected, indicating a privacy-conscious approach. The site’s performance is moderate with good mobile optimization and basic accessibility features. Security posture is adequate but could be improved by implementing standard security headers, CSRF protections, and publishing explicit security and incident response policies. The absence of WHOIS data limits domain trust verification, but the consistent business information and professional presentation support legitimacy. Overall, the platform serves as a trusted financial service portal within Latvia’s debt management sector. Strategic recommendations include enhancing security headers, formalizing incident response contacts, improving accessibility and SEO, and maintaining transparent privacy practices to strengthen user trust and compliance.

Scanned

NIS2 and GDPR posture

GDPR outside view
40/ 100 · High
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

7 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

  2. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Strict-Transport-Security header

      Forces HTTPS connections

      What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"

      • CWE-319
      • OWASP A04:2025
      • ASVS V3.4.1
    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

Need hands-on remediation? Email guard@offseq.com

Keep watching e-parads.lv

This scan found 24 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

Email alerts on material changes and an exportable JSON history of every change.

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
77
Security headers
15
Email security
70
DNS health
65
Network security
100
GDPR outside view
40
Average
61

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The company positions itself as a key player in Latvia’s debt information and collection market, targeting both individuals and businesses. Its business model leverages free portal access with secure authentication via local internet banks, ensuring user identity verification and data protection. The rebranding from Creditreform Latvija to B2 Impact signals strategic repositioning while maintaining existing client relationships. The platform’s integration with multiple Latvian banks and e-signature methods indicates strong local partnerships. Revenue likely derives from debt collection and related financial services. The company maintains a medium-sized operational footprint with clear physical presence and contact channels. Growth potential exists through enhanced digital services and expanded communication features. The absence of social media presence suggests a focus on direct client engagement rather than broad marketing.

Security posture

The website demonstrates a moderate security maturity level with HTTPS enforced and secure authentication mechanisms via trusted Latvian banks. However, the lack of visible security headers such as Content Security Policy, HSTS, and X-Frame-Options reduces defense-in-depth. Forms do not explicitly show CSRF tokens, which could expose risks. No incident response or security policy information is published, limiting transparency. Data protection is addressed through privacy policies and user consent mechanisms, aligning with GDPR. The absence of analytics and advertising scripts reduces tracking risks. Overall, the security posture is functional but would benefit from formalized policies, enhanced headers, and documented incident response procedures to mitigate potential vulnerabilities and improve user trust.

Recommendations

  1. Implement comprehensive security headers including CSP, HSTS, X-Frame-Options, and X-XSS-Protection.
  2. Ensure all forms include CSRF tokens and validate inputs to prevent injection attacks.
  3. Publish a clear security policy and incident response contact information on the website.
  4. Enhance accessibility features and SEO optimization to improve user experience and discoverability.
  5. Maintain transparent privacy and data protection practices with regular audits and updates.

Contact details published on the site

Addresses
Legal name
SIA B2 Impact
Registration number
40003255604
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
SIA B2 Impact
Description
E-parāds.lv provides an online platform for individuals and companies to access information about their debts, creditors, debt collection case status, payment details, and additional debt-related information. The portal enables communication with SIA B2 Impact specialists and submission of messages, payment orders, and other documents.
Key services
Debt information access, Creditor and debt collection case status, Payment details, Communication with debt specialists, Document submission
Content quality
good
Branding
consistent

Technology

Stack
jQuery 3.3.1, Moment.js, jQuery Autocomplete, jQuery DateRangePicker, Vanilla Notify, Tippy.js, ScrollTo, jQuery i18n
Performance
moderate
Mobile
good
Accessibility
basic
SEO
basic

Security

Observed score
65/100
Good practices seen
  • Use of HTTPS (implied by URL)
  • Authentication via internet banking
  • Consent checkboxes for terms and data protection

Analytics and tracking

Tracking level
minimal
Privacy practices
good

Advertising

Transparency
poor

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website content is fully accessible and not blocked by WAF or security challenges.
  2. WHOIS data unavailable due to query limit error; no registrar or domain age info extracted.
  3. Site uses Latvian language primarily with option for Russian language.
  4. Authentication relies on Latvian internet banks and e-signature methods.
  5. Clear privacy and cookie policies present with consent mechanisms.
  6. Contact information includes company email and phone with physical address.
  7. No social media links detected.
  8. No explicit security policy or incident response information found.
  9. No visible analytics or advertising scripts detected.
  10. Site uses multiple JavaScript libraries for UI and localization.
Technical notes

Notes

The website uses a traditional front-end stack with jQuery and related plugins for UI and localization, indicating a mature but somewhat dated technology approach. The use of Moment.js and Tippy.js enhances date handling and tooltips respectively. No modern frameworks like React or Angular are detected. The site is mobile-optimized and includes language selection features. Hosting provider and CMS are not identifiable from the data. Performance is moderate, with no explicit performance optimization scripts or CDN usage noted. The absence of analytics and advertising scripts suggests minimal third-party tracking. Technical debt may exist due to reliance on older libraries, presenting modernization opportunities. Security technical risks include missing security headers and unclear form protections. Overall, the technical infrastructure supports the business needs but could be modernized and hardened for improved security and performance.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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