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Security report for dz-privatbank.com

DZ PRIVATBANK S.A. · Finance · Luxembourg

Medium risk. 3 critical or high findings in Security headers and GDPR outside view.

Security score

61/100

Risk levelMedium

0–100, higher is better. How it is calculated

DZ PRIVATBANK S.A. is a specialized private banking and asset servicing institution operating within the cooperative financial group Volksbanken Raiffeisenbanken. With headquarters in Luxembourg and multiple locations in Germany and Switzerland, it offers tailored wealth management, fund services, and financing solutions to private banking clients, fund initiators, and institutional investors. The website presents a professional and consistent brand image with comprehensive service descriptions and clear contact information. Technically, the site uses modern JavaScript libraries and consent management tools but suffers from a critical lack of valid SSL/TLS configuration, exposing it to security risks. Privacy compliance is well addressed with GDPR-aligned policies and consent mechanisms. Overall, the site is functional and informative but requires urgent security improvements to protect user data and enhance trust.

Scanned

This is an earlier scan of dz-privatbank.com. View the latest report

NIS2 and GDPR posture

GDPR outside view
43/ 100 · High
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

3 findings rated critical or high. Fix these first.

  1. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

  2. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

Need hands-on remediation? Email guard@offseq.com

Keep watching dz-privatbank.com

This scan found 17 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
50
Security headers
45
Email security
50
DNS health
80
Network security
100
GDPR outside view
43
Average
61

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention dz-privatbank.com, from OffSeq Breach.

Total records
14
Employees
1
Customers
10
Third parties
3
Weak passwords
43%

Latest record dated 2025-04-15 · 4 subdomains affected

See the 10 newest leaked credentials

A one-off add-on to this report that lists the most recent identifier and password pairs OffSeq Breach holds for dz-privatbank.com.

Select it in the checkout above.

Masked preview

  • –ma-login.dz-privatbank.com2025-04-15

Breach keeps ingesting new leaks, so these numbers can grow between scans.

Open in Breach(opens in a new tab)Monitor on Breach(opens in a new tab)

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The company holds a significant position within the German cooperative banking sector, leveraging its affiliation with DZ BANK Gruppe. Its business model focuses on private banking and asset servicing, targeting high-net-worth individuals and institutional clients. The presence of subsidiaries like IPConcept expands its asset servicing capabilities internationally. The website's external links and partnerships reflect a strong ecosystem within the financial services industry. Growth potential is supported by diversified services including fund administration and credit financing. The company maintains active social media presence and transparent legal disclosures, enhancing credibility.

Security posture

The current security posture is weak due to the absence of a valid SSL certificate and lack of HTTPS enforcement, which is a critical vulnerability for any financial institution. While SPF and DMARC records are properly configured to protect email integrity, the lack of security headers and modern TLS protocols increases risk exposure. No incident response or security policy pages were found, indicating potential gaps in formal security governance. The use of third-party tracking and marketing scripts is balanced by a consent management platform, supporting privacy compliance. Immediate remediation of SSL/TLS and security headers is essential to mitigate risks.

Recommendations

  1. Install and maintain a valid SSL/TLS certificate to enable HTTPS across the entire site.
  2. Enable and enforce modern TLS protocols (TLS 1.2 and TLS 1.3) and disable outdated versions.
  3. Implement HTTP security headers such as Content-Security-Policy, X-Frame-Options, and Strict-Transport-Security.
  4. Publish a formal security policy and incident response information to improve transparency and readiness.
  5. Continue enhancing privacy compliance with clear data retention policies and user rights information.

Contact details published on the site

Addresses
Legal name
DZ PRIVATBANK S.A.
Technical notes

Notes

The website employs JavaScript frameworks including jQuery and Slick Carousel for UI components, and integrates Google Tag Manager and Facebook Pixel for analytics and marketing. Consent management is handled by Consentmanager.net, ensuring GDPR compliance. The site is moderately performant with a load time of approximately 5 seconds and is mobile optimized. However, the lack of a valid SSL certificate and disabled TLS protocols represent significant technical debt and security risks. No CMS or hosting provider information was detected. SEO is basic with meta descriptions and viewport settings but could be improved with structured data and accessibility enhancements.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Earlier scans of this domain

  1. 75/100Medium14 findings · partial scanView report
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