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Security report for dovera.sk

Dôvera zdravotná poisťovňa, a.s. · Healthcare · Slovakia

Medium risk. 5 critical or high findings in GDPR outside view, Security headers and 1 other check.

Security score

67/100

Risk levelMedium

0–100, higher is better. How it is calculated

Dôvera zdravotná poisťovňa, a.s. is a leading public health insurance provider in Slovakia, offering comprehensive insurance services and benefits to insured persons, payers, and healthcare providers. The website serves as a key information portal for customers, providing access to benefits, forms, healthcare provider searches, and guidance on insurance rights and obligations. The company holds a strong market position with a large customer base and a well-established brand since its founding in 1994. Technically, the website is built on a custom Cyclone3 framework, leveraging modern web technologies and third-party marketing and analytics tools, with good mobile optimization and SEO practices. Security posture is robust, with HTTPS enforced, security headers implemented, and GDPR compliance evident through privacy and cookie policies with consent mechanisms. However, explicit security policy and incident response information are not publicly detailed, representing an area for improvement. Overall, the site is professional, trustworthy, and well-aligned with its business objectives.

Scanned

This is an earlier scan of dovera.sk. View the latest report

NIS2 and GDPR posture

GDPR outside view
40/ 100 · High
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

5 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      Third-party services without privacy policy

      Detected services: Google Analytics, Facebook, Twitter, LinkedIn, YouTube

      What to do: Document all third-party data sharing in your privacy policy

  2. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

  3. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak SSL Key Length

      SSL certificate uses 256-bit key, which is considered weak

      What to do: Use at least 2048-bit RSA or 256-bit ECC key

      • CWE-326
      • OWASP A04:2025
      • Mozilla TLS: Mozilla Server Side TLS 6.0 intermediate: rsa_key_size 2048

Need hands-on remediation? Email guard@offseq.com

Keep watching dovera.sk

This scan found 22 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
65
Security headers
55
Email security
70
DNS health
70
Network security
100
GDPR outside view
40
Average
67

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The company operates in the healthcare sector as an essential entity providing public health insurance in Slovakia. Its business model focuses on insurance coverage, customer benefits, and healthcare provider networks. The website targets Slovak residents and insured individuals, offering extensive resources and support. The presence of a dedicated subdomain for provider search indicates a strong partnership ecosystem. The company demonstrates growth and maturity with consistent branding and comprehensive content. Revenue streams likely derive from insurance premiums and related services. Strategic observations include the need to enhance transparency around security policies and incident response to further strengthen trust.

Security posture

The website exhibits a mature security posture with HTTPS enforced and multiple security headers in place, reducing risks of common web attacks. The use of a consent management platform (OneTrust) ensures compliance with privacy regulations. No vulnerabilities or exposed sensitive data were detected in the analysis. However, the absence of a public security policy or vulnerability disclosure program limits transparency and may hinder incident reporting. The company should consider publishing a security policy and incident response contacts to improve readiness and stakeholder confidence. Overall, the security measures are appropriate for the business type and industry.

Recommendations

  1. Publish a dedicated security policy page outlining security practices and controls.
  2. Implement and publicize a vulnerability disclosure program or security.txt file.
  3. Enhance website accessibility to meet higher standards for users with disabilities.
  4. Regularly review and update third-party scripts to mitigate supply chain risks.
  5. Provide clear incident response contact information to facilitate security reporting.

Contact details published on the site

Addresses
Legal name
Dôvera zdravotná poisťovňa, a.s.
VAT number
SK2020278340
Registration number
313 44 019
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Dôvera zdravotná poisťovňa, a.s.
Description
Poskytujeme verejné zdravotné poistenie a služby pre poistencov, platiteľov aj poskytovateľov.
Key services
Public health insurance, Health benefits, Healthcare provider network, Customer support and information
Content quality
good
Branding
consistent

Technology

Stack
JavaScript, CSS, HTML5, Google Tag Manager, Facebook SDK, Exponea, OneTrust
Frameworks
Cyclone3
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Content Security Policy present
  • Cookie consent implemented
  • No exposed sensitive data detected

Analytics and tracking

Services
Google Analytics, Exponea
Tracking level
moderate
Privacy practices
good

Advertising

Ad networks
Bing Ads
Tracking pixels
Facebook Pixel, Exponea, OneTrust
Marketing tools
Exponea
Transparency
good

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is professionally designed and well-structured for its target audience.
  2. Strong compliance with GDPR and cookie consent regulations.
  3. Use of multiple third-party analytics and marketing tools with consent management.
  4. No signs of malicious or suspicious activity detected.
  5. Comprehensive content focused on health insurance services and customer support.
Technical notes

Notes

The website is built on the Cyclone3 framework, a custom open-source application framework, indicating a tailored technical infrastructure. It uses modern web standards including HTML5, CSS, and JavaScript, with integration of marketing and analytics tools such as Google Tag Manager, Facebook SDK, Exponea, and OneTrust for consent management. Performance is moderate with good mobile responsiveness. SEO is well addressed with proper meta tags and Open Graph data. Hosting provider details are not explicitly identified. Technical risks include reliance on multiple third-party scripts which require ongoing security monitoring. Opportunities exist to improve accessibility and publish more detailed technical and security documentation.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Earlier scans of this domain

  1. 69/100Medium29 findingsView report
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