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Security report for domani.lv

MiniCredit SIA · Finance · Latvia

Medium risk. 8 critical or high findings in GDPR outside view, Security headers and 1 other check.

Security score

65/100

Risk levelMedium

0–100, higher is better. How it is calculated

Domani.lv is a Latvian financial services website operated by MiniCredit SIA, offering consumer credit lines up to EUR 1000 with flexible repayment options. The site targets Latvian residents aged 20 and above with stable income and no payment delays. The business model focuses on revolving credit lines without collateral or guarantors, positioning itself as a local credit provider with clear contact and licensing information. Technically, the website uses legacy JavaScript libraries such as jQuery 1.12.0 and integrates multiple marketing and analytics tools including Google Analytics, Facebook Pixel, and Draugiem.lv retargeting. The site is mobile optimized with a good user experience but lacks advanced accessibility features and modern security headers. Security posture is moderate with concerns about outdated libraries and missing security headers. Privacy compliance is basic, with a cookie consent banner present but no explicit privacy policy or terms of service pages found. WHOIS data could not be retrieved due to query limits, limiting domain trust verification. Overall, the website is functional and professional but would benefit from technical and security improvements.

Scanned

NIS2 and GDPR posture

GDPR outside view
10/ 100 · Critical
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

8 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

  2. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Strict-Transport-Security header

      Forces HTTPS connections

      What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"

      • CWE-319
      • OWASP A04:2025
      • ASVS V3.4.1
    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

Need hands-on remediation? Email guard@offseq.com

Keep watching domani.lv

This scan found 22 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

Email alerts on material changes and an exportable JSON history of every change.

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Full report

€39.90one-time

  • The complete analysis as a PDF you can cite
  • Email delivery with an unlock code
  • Lifetime access to this report

Prices incl. 21% VAT. Secure checkout by Mollie; sold by SEQ SIA, Latvia.

Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
72
Security headers
45
Email security
85
DNS health
75
Network security
100
GDPR outside view
10
Average
65

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The company operates in the finance sector, specifically consumer credit, with a small business size. It holds a Latvian company registration and license, providing credit lines with monthly payments and no commission fees for application or contract administration. The target market is Latvian residents with stable income. The website content and contact details align with the business claims. The presence of a related domain minicredit.lv suggests a partner or brand relationship. The business model relies on online applications and account management, with a focus on convenience and flexibility. Growth potential exists through repeat credit line usage and loyalty discounts. The company maintains a clear legal presence and licensing, enhancing credibility.

Security posture

Security maturity is moderate. The site uses HTTPS and secure login forms but relies on outdated JavaScript libraries with known vulnerabilities. No advanced security headers such as Content Security Policy or HSTS are detected, increasing risk exposure. Sensitive forms like password recovery collect personal data but lack visible anti-bot protections like CAPTCHA. Tracking scripts are extensive, raising privacy considerations. No explicit security or incident response policies are published. The absence of WHOIS data reduces trust verification. Overall, the security posture requires improvements in library updates, header implementation, and privacy transparency to meet modern standards.

Recommendations

  1. Update all JavaScript libraries, especially jQuery, to the latest secure versions to mitigate known vulnerabilities.
  2. Implement security headers including Content Security Policy (CSP), HTTP Strict Transport Security (HSTS), and X-Frame-Options to enhance protection against common web attacks.
  3. Publish a comprehensive privacy policy and terms of service pages to improve GDPR compliance and user trust.
  4. Add CAPTCHA or other bot mitigation mechanisms on sensitive forms such as password recovery to prevent automated abuse.
  5. Establish and publish an incident response policy and contact channels for security issues to demonstrate security maturity.

Contact details published on the site

Addresses
Legal name
MiniCredit SIA
VAT number
LV40103260762
Registration number
40103260762
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
MiniCredit SIA
Description
DOMANI.lv offers credit line services with flexible, fast, and advantageous terms. The credit line allows repeated withdrawals within an approved limit, with no commission fees for application or contract administration. Individual credit limits are assigned and can be reviewed.
Key services
Credit line up to EUR 1000, Flexible repayment terms, No collateral or guarantor required, Online application and account management
Content quality
good
Branding
consistent

Technology

Stack
jQuery 1.12.0, jQuery UI 1.10.4, Fancybox 2.1.5, Google Analytics, Google Tag Manager, Facebook Pixel, Draugiem.lv retargeting
Performance
moderate
Mobile
good
Accessibility
basic
SEO
basic

Security

Observed score
55/100
Good practices seen
  • HTTPS usage implied by URL
  • Use of secure cookies for session tokens (implied by login forms)

Analytics and tracking

Services
Google Analytics, Facebook Pixel, Alexa Traffic Rank
Tracking level
moderate
Privacy practices
basic

Advertising

Ad networks
Google Ads
Tracking pixels
Facebook Pixel, Alexa Traffic Rank (atrk.js)
Marketing tools
Draugiem.lv retargeting
Transparency
basic

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is a Latvian consumer credit provider offering credit lines up to EUR 1000.
  2. Content is in Latvian with some Russian language option.
  3. No privacy policy or terms of service pages explicitly found in the HTML content.
  4. Cookie consent banner is present and functional.
  5. Contact information including phone, email, and physical address is clearly displayed.
  6. Use of multiple third-party tracking and marketing scripts detected.
  7. Outdated JavaScript libraries present, posing potential security risks.
  8. No visible security headers or advanced security policies detected.
  9. WHOIS data unavailable due to query limit error, limiting domain trust verification.
Technical notes

Notes

The website uses a traditional tech stack with jQuery 1.12.0, jQuery UI, and Fancybox for UI components. It integrates multiple third-party analytics and marketing scripts including Google Analytics, Google Tag Manager, Facebook Pixel, and Draugiem.lv retargeting. The site is mobile responsive and uses standard HTML5 and CSS. However, the use of outdated libraries poses security risks. No modern JavaScript frameworks or CMS platforms are detected. Performance is moderate with no explicit optimization indicators. Accessibility features are basic, with room for improvement. SEO is basic with meta tags present but no structured data or Open Graph tags detected. Hosting provider details are not discernible from the content.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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