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Security report for dnbbustas.lt

FinoBit.lt · Finance · Lithuania

High risk. 9 critical or high findings in GDPR outside view, Network security and 1 other check.

Security score

42/100

Risk levelHigh

0–100, higher is better. How it is calculated

FinoBit.lt operates as a Lithuanian consumer loan comparison platform, providing users with detailed information and reviews on various loan providers in Lithuania. The website targets Lithuanian consumers seeking affordable consumer credit options and offers tools such as loan calculators and affiliate links to financial institutions. The business model centers on affiliate marketing and informational services within the finance sector. Technically, the site is built on WordPress using popular plugins like WooCommerce, Elementor, and Yoast SEO, indicating a moderate level of digital maturity with good SEO and mobile optimization. Security posture is adequate with HTTPS enabled and no visible sensitive data exposure; however, the absence of security headers and incident response policies suggests room for improvement. Privacy compliance is weak due to missing privacy and cookie policies, and no explicit GDPR compliance indicators were found. The WHOIS data is inconsistent, showing a future creation date and registrant as a registrar company rather than the business itself, which reduces trustworthiness. Overall, the site is functional and professional but would benefit from enhanced transparency and security practices.

Scanned

NIS2 and GDPR posture

GDPR outside view
10/ 100 · Critical
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

9 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

  2. Network security

    Services reachable from the internet are the first thing attackers probe. Anything open that does not need to be should be closed.

    • Critical

      Critical Service Exposed: MySQL

      Port 3306 (MySQL) is publicly accessible - MySQL - Database server

      What to do: Immediately restrict access to MySQL using firewall or VPN

      • NIS2 21(2)(e)
      • IR 2024/2690 6.7.2(f): Implementing Regulation (EU) 2024/2690, Annex point 6.7.2(f): Network security
      • NIST CM-7: NIST SP 800-53 Rev. 5 CM-7: Least Functionality
      • NIST SC-7: NIST SP 800-53 Rev. 5 SC-7: Boundary Protection

  3. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Strict-Transport-Security header

      Forces HTTPS connections

      What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"

      • CWE-319
      • OWASP A04:2025
      • ASVS V3.4.1
    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

Need hands-on remediation? Email guard@offseq.com

Keep watching dnbbustas.lt

This scan found 27 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

Email alerts on material changes and an exportable JSON history of every change.

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Full report

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Prices incl. 21% VAT. Secure checkout by Mollie; sold by SEQ SIA, Latvia.

Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
85
Security headers
30
Email security
55
DNS health
70
Network security
0
GDPR outside view
10
Average
42

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet · found on this site
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

FinoBit.lt holds a niche position in the Lithuanian finance market as a loan comparison and informational portal. Its competitive advantage lies in aggregating loan offers from multiple providers with detailed pros and cons, helping consumers make informed decisions. The business relies on affiliate partnerships with banks and lending institutions, generating revenue through referrals. The target audience is Lithuanian consumers interested in consumer loans, including personal, auto, and refinancing loans. The platform demonstrates growth potential by expanding loan categories and improving user engagement. Strategic partnerships with major Lithuanian banks and financial services enhance its market presence. However, the lack of direct company contact information and inconsistent WHOIS data may hinder trust and credibility among users.

Security posture

The website maintains a basic security posture with HTTPS enabled, ensuring encrypted communications. No critical vulnerabilities or exposed sensitive data were detected in the HTML content. The use of rel='nofollow sponsored' on affiliate links indicates awareness of SEO and security best practices. However, the absence of security headers such as Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options is a notable gap. There is no visible security or incident response policy, nor contact channels for reporting security incidents. The site uses common third-party scripts and ad networks, which should be regularly audited for vulnerabilities. Overall, the security maturity is moderate but requires enhancements to meet higher compliance and protection standards.

Recommendations

  1. Publish comprehensive privacy and cookie policies with explicit GDPR compliance statements and consent mechanisms.
  2. Add clear contact information including company emails and phone numbers to improve transparency and user trust.
  3. Implement standard security headers (CSP, X-Frame-Options, X-Content-Type-Options) to strengthen protection against common web attacks.
  4. Clarify WHOIS registration details to reflect accurate domain ownership and registration dates to enhance legitimacy.
  5. Establish and publish an incident response policy with dedicated contact channels for security issues.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
FinoBit.lt
Description
Palyginkite visų Lietuvos vartojimo paskolų davėjų pasiūlymus. Raskite pigiausią vartojimo kreditą internetu bet kokiam poreikiui!
Key services
Vartojimo paskolų palyginimas, Paskolų davėjų apžvalgos, Paskolų skaičiuoklės
Content quality
good
Branding
consistent

Technology

Stack
WordPress, WooCommerce, Elementor, Yoast SEO, jQuery, Google Adsense, Advanced Ads
Frameworks
WordPress
Platforms
Web
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
75/100
Good practices seen
  • HTTPS enabled
  • No exposed sensitive data in HTML
  • Use of rel='nofollow sponsored' on external affiliate links

Analytics and tracking

Tracking level
minimal
Privacy practices
poor

Advertising

Ad networks
Google Adsense
Marketing tools
Advanced Ads plugin
Transparency
basic

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
moderate

Key observations

  1. Website is a Lithuanian consumer loan comparison portal
  2. Content is in Lithuanian language
  3. No explicit privacy, cookie, or terms of service pages found
  4. No contact emails or phone numbers explicitly provided
  5. Uses WordPress with common plugins for SEO and ads
  6. Affiliate links to multiple Lithuanian financial institutions
  7. No visible security or incident response policies
  8. WHOIS data appears inaccurate or placeholder, reducing trust
  9. No WAF or blocking detected, full content accessible
Technical notes

Notes

The website is built on a modern WordPress platform with Elementor for page building and WooCommerce for affiliate product management. SEO is enhanced via Yoast SEO plugin, and advertising is managed through Google Adsense and Advanced Ads plugin. The site loads with moderate performance and is mobile optimized. Accessibility features are basic and could be improved. The technical stack is standard for content and affiliate marketing sites, with no outdated or vulnerable libraries detected in the provided HTML. Hosting provider details are not explicit. The site uses structured data (JSON-LD) for SEO and rich snippets, improving search engine visibility. Overall, the technical implementation is solid but could benefit from performance tuning and enhanced accessibility compliance.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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