Skip to main content

Security report for dlocal.com

dLocal · Finance · N/a

Medium risk. 6 critical or high findings in GDPR outside view, SSL/TLS and 1 other check.

Security score

54/100

Risk levelMedium

0–100, higher is better. How it is calculated

dLocal is a Nasdaq-listed global payments platform specializing in emerging markets across Africa, Asia, and Latin America. The company offers a comprehensive suite of payment solutions including payins, payouts, fraud management, and invoice collection, serving over 700 merchants and processing $25.6 billion in payments in 2024. Their platform supports a wide range of local payment methods and currencies, enabling seamless cross-border transactions with a single API integration. The website reflects a mature digital presence with multi-language support, strong branding, and extensive client logos indicating market leadership. Technically, dLocal employs modern web technologies including HubSpot CMS, Google Tag Manager, Didomi for consent management, and Amazon Cloudfront for hosting, ensuring fast performance and mobile optimization. The site includes comprehensive SEO and accessibility features, contributing to a positive user experience. Security posture is strong with HTTPS enforced, multiple security headers, and no visible vulnerabilities or exposed sensitive data. Privacy compliance is well addressed with clear cookie consent mechanisms and a detailed privacy hub. Overall, dLocal demonstrates a high level of business credibility and digital maturity. The absence of critical security issues and the presence of trust indicators such as Nasdaq listing and major client partnerships position the company as a reliable and professional entity in the fintech space. Strategic recommendations include publishing explicit security policies and incident response details to further enhance transparency and trust.

Scanned

NIS2 and GDPR posture

GDPR outside view
43/ 100 · High
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

6 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      No HTTPS encryption

      GDPR requires appropriate security measures for personal data

      What to do: Implement SSL/TLS certificate for HTTPS

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • Critical

      No HTTPS Encryption

      Website does not use HTTPS encryption, making all data transmission vulnerable to interception

      What to do: Implement SSL/TLS certificate and redirect all HTTP traffic to HTTPS

  3. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Strict-Transport-Security header

      Forces HTTPS connections

      What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"

      • CWE-319
      • OWASP A04:2025
      • ASVS V3.4.1
    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

Need hands-on remediation? Email guard@offseq.com

Keep watching dlocal.com

This scan found 21 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

Email alerts on material changes and an exportable JSON history of every change.

Billed monthly to your card. Cancel anytime. The full timeline opens with your unlock code.

Full report

€39.90one-time

  • The complete analysis as a PDF you can cite
  • Email delivery with an unlock code
  • Lifetime access to this report

Prices incl. 21% VAT. Secure checkout by Mollie; sold by SEQ SIA, Latvia.

Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
0
Security headers
15
Email security
80
DNS health
85
Network security
100
GDPR outside view
43
Average
54

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention dlocal.com, from OffSeq Breach.

Total records
1,982
Employees
2
Customers
1,924
Third parties
56
Weak passwords
20%

Latest record dated 2025-07-20 · 23 subdomains affected

See the 10 newest leaked credentials

A one-off add-on to this report that lists the most recent identifier and password pairs OffSeq Breach holds for dlocal.com.

Select it in the checkout above.

Masked preview

  • –dashboard.dlocal.com2025-07-20
  • –merchant.dlocal.com2025-07-20

Breach keeps ingesting new leaks, so these numbers can grow between scans.

Open in Breach(opens in a new tab)Monitor on Breach(opens in a new tab)

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

dLocal operates as a specialized payment processor targeting emerging markets, leveraging local payment methods to unlock growth opportunities for global merchants and platforms. Their business model centers on simplifying cross-border payments with a single API, supporting multiple currencies and payment types. The company’s market position is strong, evidenced by its Nasdaq listing, extensive client base including major global brands, and significant payment volume. dLocal’s partnership ecosystem includes integrations with fintech and platform providers, enhancing its service offerings. Growth indicators include recent press releases about new licenses and acquisitions, reflecting expansion and regulatory compliance. The company targets enterprises and platforms seeking to enter or expand in high-growth emerging markets, offering tailored solutions across industries such as digital subscriptions, travel, retail, remittance, fintech, and ride-hailing.

Security posture

The website exhibits a mature security posture with HTTPS enforced and a comprehensive set of security headers including HSTS, CSP, X-Content-Type-Options, and Referrer-Policy. Cookie consent is managed via Didomi, indicating compliance with privacy regulations such as GDPR. No exposed sensitive data or vulnerable libraries were detected in the HTML content. However, explicit security policies and incident response information are not prominently published, representing an area for improvement. The absence of a security.txt file suggests limited formal vulnerability disclosure mechanisms. Overall, the security culture appears strong but could benefit from enhanced transparency and formalized incident response communication.

Recommendations

  1. Publish a dedicated security policy page detailing security frameworks and practices.
  2. Implement and publish a security.txt file to facilitate responsible vulnerability disclosure.
  3. Provide clear contact channels for security incidents, such as security@ or abuse@ email addresses.
  4. Enhance visibility of the Data Protection Officer contact information to improve GDPR compliance transparency.
  5. Regularly review and update third-party libraries and scripts to mitigate potential vulnerabilities.

Contact details published on the site

Addresses
Legal name
Dlocal LLP
Registration number
UK OC413287 (Dlocal LLP), C77538 (DLocal Limited Malta), UK OC 424987 (Dlocal Corp LLP)
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
dLocal
Description
Simplify your cross-border payment operations in high-growth markets. Send and receive funds locally, reaching new customers. One easy integration, unlimited secure transactions.
Key services
Payins, Payouts, Defense Suite (fraud management), dLocal for Platforms, Invoice Collection
Content quality
excellent
Branding
consistent

Technology

Stack
Google Tag Manager, HubSpot, Didomi Consent Management, Tiny Slider, GSAP, Cloudfront CDN
Frameworks
HubSpot CMS
Platforms
HubSpot
Performance
fast
Mobile
excellent
Accessibility
good
SEO
good

Security

Observed score
90/100
Good practices seen
  • HTTPS enforced
  • Cookie consent management implemented
  • No exposed sensitive data in HTML
  • Use of security headers

Analytics and tracking

Services
Google Analytics, HubSpot Analytics, Baidu Analytics
Tracking level
moderate
Privacy practices
good

Advertising

Tracking pixels
Baidu Analytics, HubSpot Analytics
Marketing tools
HubSpot, Didomi Consent Management
Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is fully accessible with rich content and navigation
  2. Strong focus on emerging markets payment solutions
  3. Comprehensive cookie consent and privacy management implemented
  4. Multiple languages supported (English, Chinese, Portuguese, Spanish)
  5. Nasdaq listed company with extensive client base and payment volume
  6. Use of modern web technologies and analytics tools
  7. No critical security issues or blocking detected
Technical notes

Notes

dLocal’s website is built on a modern technology stack including HubSpot CMS, Amazon Cloudfront CDN, and JavaScript libraries such as GSAP and Tiny Slider for animations and carousels. The site uses Google Tag Manager and HubSpot analytics for tracking and marketing purposes, integrated with Didomi for consent management. The infrastructure supports fast loading times and excellent mobile responsiveness. The site architecture is well-structured with clear navigation and multi-language support. Technical risks are minimal, with no detected deprecated or vulnerable libraries. Opportunities exist to further modernize by adopting progressive web app features and enhancing accessibility compliance. Overall, the technical implementation supports the company’s business goals effectively.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Reviews of this site

Share your experience with dlocal.com. Every review is verified by email and published after moderation.

Overall rating
Select a rating
4000 characters remaining

We’ll email you to confirm your review and keep your details private.

Community rating

No published reviews yet. Be the first to review dlocal.com.

Feedback on this report

Rate this report, add an optional comment, and tell us if you want a security specialist to follow up.

Overall report quality
Select a rating
2000 characters remaining

We only use your feedback to improve Guard reports. Contact details are never shared.