Direct ubezpieczenia is a Polish branch of the Czech insurance company Direct pojišťovna a.s., offering modern and transparent insurance solutions primarily in the automotive, property, and travel sectors. With over 300,000 clients in Poland and a decade of experience, the company emphasizes simplicity, fast claims processing, and customer-friendly service. The business model leverages direct sales and agent networks, with claims and customer service managed by UNEXT sp. z o.o., a trusted partner in Poland. The website reflects a professional and consistent brand image, targeting individual and corporate clients in Poland.
Scanned ·
NIS2 and GDPR posture
GDPR outside view
10/ 100 · Critical
Checks completed
7of 7
NIS2 Art. 21(2)
a(a) Risk analysis and security policies: Not visible from outside
b(b) Incident handling: One indicator
c(c) Business continuity, backups and crisis management: Not visible from outside
d(d) Supply chain security: Not visible from outside
e(e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
f(f) Assessing the effectiveness of security measures: Not visible from outside
g(g) Cyber hygiene and security training: Not visible from outside
h(h) Cryptography and encryption: Partly checked
i(i) HR security, access control and asset management: One indicator
j(j) Multi-factor authentication and secured communications: Not visible from outside
Partly checked
One indicator
Not visible from outside
This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.
GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.
Priority findings
7 findings rated critical or high. Fix these first.
GDPR outside view
These are the privacy signals visitors and data protection authorities look for under GDPR.
Critical
EU business without adequate privacy measures
EU businesses are subject to strict GDPR requirements
What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures
High
No Privacy Policy found
GDPR requires a clear and accessible privacy policy
What to do: Add a comprehensive privacy policy page and link to it prominently
SPF, DKIM and DMARC stop others sending email that looks like it comes from your domain, a common route to phishing and invoice fraud.
Critical
No email authentication configured
Domain is vulnerable to email spoofing
What to do: Implement SPF, DKIM, and DMARC immediately
Security headers
Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.
High
Missing Content-Security-Policy header
Controls resources the browser is allowed to load
What to do: Implement a Content-Security-Policy appropriate for your application
This scan found 17 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.
Daily monitoring
Recommended
€25per month
TLS certificates and expiry
DNS records
SPF, DKIM and DMARC
Security headers
GDPR and NIS2 posture
Exposed services
Third-party trackers
Security score drift
Email alerts on material changes and an exportable JSON history of every change.
Prices incl. 21% VAT. Secure checkout by Mollie; sold by SEQ SIA, Latvia.
Results by check
Each check with its score, findings and the evidence it collected.
How this score is calculated
The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.
Counted in this score
SSL/TLS
100
Security headers
70
Email security
60
DNS health
80
Network security
100
GDPR outside view
10
Average
70
Not counted
NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.
Findings that cap the score at 49
Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.
The certificate is not trusted by browsers
The website is not served over HTTPS
A database, remote desktop, file-sharing or Telnet service is reachable from the internet
The page loads a script from a compromised source
The domain registration has expired
SPF authorises every server to send mail as the domain
Partial scans
When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.
Risk levels
Critical0–25
High26–49
Medium50–75
Low76–100
Breach exposure
Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.
Dark web exposure
Add-on
Leaked records that mention directubezpieczenia.pl, from OffSeq Breach.
No leaked records found
Breach holds no records for directubezpieczenia.pl right now. New leaks arrive continuously, so monitoring on Breach alerts you if that changes.
Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.
Business context
Business profile
The company positions itself as a modern insurer focused on ease of use and efficient claims handling, differentiating from traditional insurers by digital-first approaches and clear communication. The partnership with UNEXT sp. z o.o. strengthens its local presence and operational capabilities. The business targets a medium-sized market segment with growth potential, leveraging its Czech parent company's experience. The website content and structure support lead generation, customer support, and agent recruitment, indicating a comprehensive ecosystem approach.
Security posture
The website employs HTTPS with good SSL configuration and uses modern web technologies such as Next.js and React. Security headers are implied but not explicitly confirmed in the HTML. Cookie consent is implemented via CookiePro, and Google Tag Manager is used for analytics. No critical vulnerabilities or exposed sensitive data were detected. However, explicit security headers like CSP and X-Frame-Options should be verified and enforced. Forms redirect to a partner platform, suggesting controlled data handling. Overall, the security posture is solid but could benefit from enhanced header policies and regular audits.
Recommendations
Implement and verify comprehensive security headers including Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options.
Conduct regular security audits of third-party scripts and dependencies to prevent vulnerabilities.
Ensure all forms include anti-CSRF tokens and robust input validation to mitigate injection risks.
Enhance transparency by publishing clear data retention and privacy policies on the website.
Strengthen incident response readiness by providing explicit security contact channels and vulnerability disclosure policies.
Direct pojišťovna a.s. spółka akcyjna oddział w Polsce
Registration number
0001159293
Site observations
Automated reading of the public site. Ratings are indicative.
Business
Company
Direct pojišťovna a.s. spółka akcyjna oddział w Polsce
Description
Direct pojišťovna to czeska firma ubezpieczeniowa, od 10-ciu lat oferująca nowoczesne i przejrzyste rozwiązania dla klientów indywidualnych oraz firm. Specjalizuje się w ubezpieczeniach komunikacyjnych, majątkowych i podróżnych, kładąc nacisk na prostotę obsługi oraz sprawną likwidację szkód.
Key services
Ubezpieczenia komunikacyjne, Ubezpieczenia majątkowe, Ubezpieczenia podróżne, Likwidacja szkód, Obsługa klientów przez UNEXT sp. z o.o.
Content quality
good
Branding
consistent
Technology
Stack
React, Next.js, Google Tag Manager, CookiePro (Cookie Consent), Polyfills for browser compatibility
Frameworks
Next.js
Performance
fast
Mobile
good
Accessibility
good
SEO
good
Security
Observed score
85/100
Good practices seen
HTTPS enforced
No exposed sensitive data in HTML
Use of async loading for scripts
Cookie consent implemented
Analytics and tracking
Services
Google Tag Manager
Tracking level
moderate
Privacy practices
good
Advertising
Marketing tools
CookiePro
Transparency
basic
Site quality
Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high
Key observations
Website is fully accessible with rich content
No WAF or blocking detected
Professional insurance company website with clear business info
WHOIS data unavailable publicly for domain
Privacy and cookie policies present and comprehensive
Contact info includes phone, email, and physical address
Use of modern web technologies and frameworks
No adult or questionable content detected
Technical notes
Notes
The website is built on a modern React and Next.js framework, ensuring good performance and mobile responsiveness. It uses asynchronous script loading and preloads fonts and images for optimized user experience. The presence of Google Tag Manager and CookiePro indicates mature analytics and privacy management. The site is well-structured with semantic HTML and accessibility considerations. Hosting details are not explicit, but performance is fast. There is no CMS detected, suggesting a custom-built solution. Overall, the technical infrastructure supports scalability and maintainability with room for security header improvements.
Standards and sources
Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.
Services and partners the site relies on, identified automatically from its content. Only domains with a clear business relationship are listed.
unext.plpartner · 95% confidenceUNEXT sp. z o.o. is the official representative of Direct ubezpieczenia in Poland for insurance distribution and claims management.Not scanned
panel.unext.plpartner · 90% confidenceClaims registration and customer service portal linked from the main website.Not scanned
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