Skip to main content

Security report for direct.cz

Direct Pojišťovna · Finance · Czech Republic

Low risk. 4 critical or high findings in GDPR outside view.

Security score

81/100

Risk levelLow

0–100, higher is better. How it is calculated

Direct Pojišťovna is a Czech Republic-based insurance company offering a variety of insurance products including auto, property, pet, travel, and business insurance. The company positions itself as a fast, online, and customer-friendly insurer with a strong market presence, serving over 500,000 clients. Their business model focuses on direct online sales and customer self-service via a mobile app and web platform. The website is professionally designed, mobile-optimized, and provides clear navigation and trust signals such as customer testimonials and transparent policies. Technically, the site uses modern frameworks like Next.js and React, integrates consent management, and employs Google Tag Manager for analytics. Security posture is strong with HTTPS and security headers, but lacks explicit published security policies or incident response information. WHOIS data is missing, which reduces domain trustworthiness, but the overall business credibility remains high based on website content and external references.

Scanned

NIS2 and GDPR posture

GDPR outside view
25/ 100 · Critical
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

4 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

    • High

      Third-party services without privacy policy

      Detected services: Google Analytics, Facebook, LinkedIn

      What to do: Document all third-party data sharing in your privacy policy

Need hands-on remediation? Email guard@offseq.com

Keep watching direct.cz

This scan found 12 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

Email alerts on material changes and an exportable JSON history of every change.

Billed monthly to your card. Cancel anytime. The full timeline opens with your unlock code.

Full report

€39.90one-time

  • The complete analysis as a PDF you can cite
  • Email delivery with an unlock code
  • Lifetime access to this report

Prices incl. 21% VAT. Secure checkout by Mollie; sold by SEQ SIA, Latvia.

Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
100
Security headers
85
Email security
85
DNS health
90
Network security
100
GDPR outside view
25
Average
81

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention direct.cz, from OffSeq Breach.

Total records
630
Employees
0
Customers
628
Third parties
2
Weak passwords
9%

5 subdomains affected

See the 10 newest leaked credentials

A one-off add-on to this report that lists the most recent identifier and password pairs OffSeq Breach holds for direct.cz.

Select it in the checkout above.

Breach keeps ingesting new leaks, so these numbers can grow between scans.

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The company is part of the Skupina VIGO group and maintains partnerships with related domains and companies such as directgroup.eu and direct-auto.cz. Their competitive advantage lies in their online-first approach, ease of contract cancellation, and mobile app availability. The target market is Czech consumers seeking straightforward insurance solutions. The company demonstrates growth and a strong customer base, supported by a clear digital presence and multiple service offerings. The partnership ecosystem includes financial and insurance-related companies enhancing their service portfolio.

Security posture

The website enforces HTTPS and implements key security headers, indicating a mature security posture. No vulnerabilities or exposed sensitive data were detected in the HTML content. However, the absence of a public security policy, incident response contact, and vulnerability disclosure program suggests room for improvement in transparency and readiness. GDPR compliance is evident through privacy and cookie policies and consent mechanisms. The site uses third-party scripts responsibly but should maintain vigilance on their security impact. Overall, the security posture is good but could be enhanced by publishing more detailed security governance information.

Recommendations

  1. Publish a dedicated security policy and incident response page to improve transparency and customer trust.
  2. Implement and publicize a vulnerability disclosure program or security.txt file to encourage responsible reporting.
  3. Provide contact details for a Data Protection Officer or privacy contact to enhance GDPR compliance visibility.
  4. Regularly audit and update third-party scripts and libraries to mitigate potential vulnerabilities.
  5. Enhance WHOIS data transparency or domain registration information to improve domain trustworthiness.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Direct Pojišťovna
Description
Pojištění jednoduše, přátelsky. Sjednáte ho online i v appce, je férové a můžete ho kdykoliv zrušit. Sjednejte si pojištění aut, majetku, podnikání i cestovní pojištění.
Key services
Auto insurance, Property insurance, Pet insurance, Travel insurance, Business insurance
Content quality
excellent
Branding
consistent

Technology

Stack
React, Next.js, JavaScript, CSS, ConsentManager, Google Tag Manager
Frameworks
Next.js
Platforms
Web, Mobile app (iOS and Android)
Performance
fast
Mobile
excellent
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Use of security headers
  • No exposed sensitive data in HTML
  • Consent management for cookies

Analytics and tracking

Services
Google Tag Manager
Tracking level
moderate
Privacy practices
good

Advertising

Marketing tools
ConsentManager
Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is fully accessible with no blocking or WAF challenges
  2. Content is professional, well-structured, and targeted at Czech insurance customers
  3. Strong presence of customer testimonials and trust signals
  4. Use of modern web technologies and consent management tools
  5. WHOIS data is missing, which is unusual and reduces domain trust score
  6. Clear contact phone numbers provided for claims and assistance
  7. Privacy and cookie policies are present and GDPR compliant
  8. No explicit security policy or incident response info found
  9. No vulnerability disclosure or security.txt found
Technical notes

Notes

The website is built on a modern React and Next.js stack, ensuring good performance and SEO optimization. It uses asynchronous loading of scripts and preloading of fonts and images for faster rendering. The site is mobile-optimized with responsive design and accessibility considerations. Consent management is integrated for cookie compliance. No CMS was detected, suggesting a custom or headless architecture. Hosting provider details are not explicitly found. The site demonstrates good technical maturity with room for improvement in hosting transparency and security documentation.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Earlier scans of this domain

  1. 77/100Low23 findingsView report
Reviews of this site

Share your experience with direct.cz. Every review is verified by email and published after moderation.

Overall rating
Select a rating
4000 characters remaining

We’ll email you to confirm your review and keep your details private.

Community rating

No published reviews yet. Be the first to review direct.cz.

Feedback on this report

Rate this report, add an optional comment, and tell us if you want a security specialist to follow up.

Overall report quality
Select a rating
2000 characters remaining

We only use your feedback to improve Guard reports. Contact details are never shared.