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Is deltacommunitycu.com a Scam? Security Check Results - Delta Community Credit Union

deltacommunitycu.com Security Report Summary

deltacommunitycu.com received a security score of 67 out of 100 in Guard's comprehensive security analysis, classified as "Moderate Risk". This report covers Delta Community Credit Union's website security posture. Delta Community Credit Union operates in the Finance industry in United States.

Delta Community Credit Union is a well-established financial institution serving the metro Atlanta area since 1940. The website offers a comprehensive range of personal, business, and commercial banking services including checking, savings, loans, mortgages, credit cards, retirement investments, and insurance products. The credit union positions itself as a trusted regional financial partner with a strong community focus and a variety of member benefits. The site is professionally designed with clear navigation and a mobile-optimized experience, reflecting a mature digital presence. Technically, the website is built on Adobe Experience Manager, leveraging modern web technologies and multiple analytics and marketing tools such as Google Tag Manager, Facebook Pixel, TikTok Pixel, and others. The site enforces HTTPS and includes a Content Security Policy, indicating a good security posture. Privacy and cookie policies are present with consent mechanisms, supporting compliance with GDPR and other privacy regulations. Security-wise, the site demonstrates best practices including secure login forms, privacy notices, and trusted certifications like NCUA and Equal Housing Lender badges. No critical vulnerabilities or exposed sensitive data were detected. However, the WHOIS data for the domain is unavailable, which limits domain registration trust analysis but does not detract from the overall legitimacy of the site. Overall, Delta Community Credit Union's website is a secure, professional, and user-friendly platform that effectively supports its business objectives and member services. Strategic recommendations include enhancing security headers, publishing a security.txt file, and providing explicit incident response contacts to further strengthen trust and compliance.

The security scan identified 29 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: Adobe Experience Manager (AEM), Google Tag Manager, Facebook Pixel, TikTok Pixel, Reddit Pixel, DoubleClick, Bing Ads, Innovid, Resonate Analytics, jQuery, Bootstrap.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and business-context intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

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Is deltacommunitycu.com Safe? Security Analysis for Delta Community Credit Union

https://www.deltacommunitycu.com/

Check if deltacommunitycu.com is a scam or legitimate. Free security scan and reviews.

FinanceUnited Stateslarge
Adobe Experience Manager (AEM)Google Tag ManagerFacebook PixelTikTok PixelReddit Pixel+6 more
Analyzed Completed
67
Security Score
MEDIUM RISK

Below Finance avg (78)

GDPR-aligned

Data handling

EU

Hosting region

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AI Summary

Delta Community Credit Union is a well-established financial institution serving the metro Atlanta area since 1940. The website offers a comprehensive range of personal, business, and commercial banking services including checking, savings, loans, mortgages, credit cards, retirement investments, and insurance products. The credit union positions itself as a trusted regional financial partner with a strong community focus and a variety of member benefits. The site is professionally designed with clear navigation and a mobile-optimized experience, reflecting a mature digital presence. Technically, the website is built on Adobe Experience Manager, leveraging modern web technologies and multiple analytics and marketing tools such as Google Tag Manager, Facebook Pixel, TikTok Pixel, and others. The site enforces HTTPS and includes a Content Security Policy, indicating a good security posture. Privacy and cookie policies are present with consent mechanisms, supporting compliance with GDPR and other privacy regulations. Security-wise, the site demonstrates best practices including secure login forms, privacy notices, and trusted certifications like NCUA and Equal Housing Lender badges. No critical vulnerabilities or exposed sensitive data were detected. However, the WHOIS data for the domain is unavailable, which limits domain registration trust analysis but does not detract from the overall legitimacy of the site. Overall, Delta Community Credit Union's website is a secure, professional, and user-friendly platform that effectively supports its business objectives and member services. Strategic recommendations include enhancing security headers, publishing a security.txt file, and providing explicit incident response contacts to further strengthen trust and compliance.

Detected Technologies

Adobe Experience Manager (AEM)Google Tag ManagerFacebook PixelTikTok PixelReddit PixelDoubleClickBing AdsInnovidResonate AnalyticsjQueryBootstrap

8 urgent findings need attention

8 high

Continuous monitoring

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Guard tracks your live infrastructure daily: certificate expiry, DNS & mail authentication drift, uptime changes, subdomain inventory, and unexpected tracker or content shifts. A full timeline captures every diff so you can prove remediation and spot regressions instantly.

Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

4 findings

70/100

GDPR Compliance

4 findings

53/100

NIS2 Compliance

8 findings

17/100

Email Security

3 findings

85/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

Delta Community Credit Union operates as a large credit union focused on the finance sector, targeting individuals and businesses primarily in metro Atlanta, Georgia. Its competitive advantage lies in its long-standing history since 1940, comprehensive financial product offerings, and strong community involvement. The business model centers on member-focused banking services with revenue streams from loans, deposits, credit cards, and investment products. The credit union maintains a robust partnership ecosystem including insurance providers and digital service platforms. Growth indicators include expansion into 20 counties and new branch openings. The company leverages digital marketing and analytics extensively to engage customers and optimize service delivery.

Security Posture Analysis

Comprehensive Security Assessment

The website exhibits a mature security posture with HTTPS enforcement, Content Security Policy, and secure login mechanisms. It uses multiple tracking and analytics scripts, which are common but require ongoing monitoring for vulnerabilities. The presence of privacy policies and cookie consent indicates compliance awareness. However, the absence of a published security.txt and incident response contact details suggests room for improvement in transparency and vulnerability management. No immediate vulnerabilities or exposed sensitive data were found, indicating a low risk of compromise. The site’s security culture is supported by visible trust badges and disclaimers.

Strategic Recommendations

Priority Actions for Security Improvement

1

Implement additional HTTP security headers such as X-Frame-Options, X-Content-Type-Options, and Referrer-Policy to enhance protection against clickjacking and MIME sniffing.

Observations

Comprehensive website and business-context analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

Delta Community Credit Union

Description:

Personal and business banking services for metro Atlanta since 1940. We offer mortgages, checking, savings, and commercial lending with personal service.

Key Services:
Checking accountsSavings accountsCertificates of DepositMortgages and home loansVehicle loansPersonal loansCredit cardsRetirement and investment servicesInsurance productsBusiness and commercial banking
Content Quality:

excellent

Branding:

consistent

Technical Stack

Technologies:
Adobe Experience Manager (AEM)Google Tag ManagerFacebook PixelTikTok PixelReddit PixelDoubleClickBing AdsInnovidResonate AnalyticsjQueryBootstrap
Frameworks:
Bootstrap
Platforms:
Web
Performance:

moderate

Mobile:

excellent

Accessibility:

good

SEO:

good

Security Assessment

Security Score:
85/100
Best Practices:
  • HTTPS enforced
  • Content Security Policy present
  • Secure login forms with password fields
  • Privacy notices and disclaimers
  • Modal warnings for third-party links and email

Analytics & Tracking

Services:
Google AnalyticsResonate AnalyticsAdobe Analytics
Tracking Level:extensive
Privacy Compliance:good

Advertising & Marketing

Ad Networks:
DoubleClickBing AdsInnovidFlashtalking
Tracking Pixels:
Facebook PixelTikTok PixelReddit PixelThe Trade Desk (TTD)Resonate Analytics
Marketing Tools:
Adobe Launch
Transparency Level:good

Website Quality Assessment

Design Quality:excellent
User Experience:excellent
Content Relevance:excellent
Navigation Clarity:excellent
Professionalism:excellent
Trustworthiness:high

Key Observations

1

Website is fully accessible with no blocking or WAF challenge

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

70/100
Score

Missing X-XSS-Protection header

MEDIUM

Legacy XSS protection (deprecated but still recommended)

Missing Referrer-Policy header

LOW

Controls referrer information sent with requests

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

53/100
Score

No Cookie Policy found

HIGH

GDPR requires clear information about cookie usage

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies

No Data Protection Officer mentioned

LOW

Large organizations may need to designate a DPO under GDPR

Privacy policy may not be GDPR compliant

MEDIUM

Privacy policy lacks explicit GDPR compliance elements

GDPR Compliance Analysis

Privacy Policy85% confidence
Cookie Policy0% confidence
Contact Information Found90% confidence
phone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

17/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

85/100
Score

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 include:%{ir}.%{v}.%{d}.spf.has.pphosted.com ~all
DNS Lookups:1/10
Policy:~all
DKIM Selectors Found
Selector:s1(1440-bit rsa)
DMARC Details
Policy:reject
Aggregate Reports:[email protected]
Forensic Reports:[email protected]

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

49/100
Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1

OCSP Stapling Not Enabled

LOW

OCSP stapling improves performance and privacy

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs

SSL Certificate Expires Within 90 Days

MEDIUM

SSL certificate expires in 77 days

Weak SSL Key Length

HIGH

SSL certificate uses 256-bit key, which is considered weak

HSTS Missing includeSubDomains

LOW

HSTS header does not include subdomains

Protocol Support

TLSv1.3TLSv1.2TLSv1.1

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

80/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

Domain Delete Lock Not Enabled

LOW

Domain can be deleted without additional verification

Domain Registration Details

Domain Age
20 years(mature)
Expiry Risk
none(1110 days)
Protection Level
basicDNSSEC OFF

DNS Records

A Records:104.17.147.13, 104.17.150.13, 104.17.148.13, 104.17.151.13, 104.17.149.13
Name Servers:
jeff.ns.cloudflare.com
lucy.ns.cloudflare.com
MX Records:
10: mxa-0003eb01.gslb.pphosted.com
10: mxb-0003eb01.gslb.pphosted.com
SOA:Serial: 2410218998, TTL: 1800s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:37ms

SPF Analysis

SPF Record:
v=spf1 include:%{ir}.%{v}.%{d}.spf.has.pphosted.com ~all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

How does deltacommunitycu.com compare?

See how deltacommunitycu.com stacks up against similar websites in the same industry.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website is built on Adobe Experience Manager, a robust enterprise CMS platform, ensuring scalability and content management efficiency. It uses Bootstrap for responsive design and integrates numerous third-party analytics and marketing tools, including Google Tag Manager, Facebook Pixel, TikTok Pixel, and others. Performance is moderate with room for optimization, but mobile optimization and accessibility are excellent. The site uses modern security practices such as HTTPS and Content Security Policy. Technical risks include reliance on multiple external scripts which require continuous security monitoring. Overall, the technical infrastructure supports a professional and secure user experience aligned with business goals.
Professional Report

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Optional add-ons

via BREACH

Your order

Full Report
PDF · email delivery · lifetime access
39.90
Total
Incl. 21% VAT
39.90
Already purchased? Enter unlock code
VisaMastercardApple PayGoogle Payvia EveryPay
SEQ SIA
Reg. No. 40203410806 · VAT LV40203410806

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