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Security report for debeka.de

Debeka-Gruppe · Finance · Germany

Medium risk. 5 critical or high findings in GDPR outside view, SSL/TLS and 1 other check.

Security score

58/100

Risk levelMedium

0–100, higher is better. How it is calculated

Debeka-Gruppe is a large, cooperative insurance group based in Germany, founded in 1905, serving over 7.7 million customers with a broad portfolio of insurance and financial products. The website reflects a mature digital presence built on Adobe Experience Manager, with strong branding consistency and comprehensive service offerings. The company emphasizes customer service and cooperative ownership, which is reinforced by multiple trust seals and awards. Technically, the site uses modern frameworks and consent management tools, ensuring GDPR compliance and good performance. Security posture is strong with HTTPS, security headers, and no visible vulnerabilities, though explicit security and incident response policies are not publicly detailed. Overall, the domain registration and website content align well, indicating a legitimate and trustworthy business.

Scanned

NIS2 and GDPR posture

GDPR outside view
28/ 100 · High
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

5 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • Critical

      Unable to retrieve SSL certificate

      Could not establish secure connection to retrieve certificate information

      What to do: Check if the server is accessible and SSL/TLS is properly configured

  3. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

Need hands-on remediation? Email guard@offseq.com

Keep watching debeka.de

This scan found 18 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
0
Security headers
65
Email security
85
DNS health
70
Network security
100
GDPR outside view
28
Average
58

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention debeka.de, from OffSeq Breach.

Total records
150
Employees
0
Customers
93
Third parties
57
Weak passwords
3%

5 subdomains affected

See the 10 newest leaked credentials

A one-off add-on to this report that lists the most recent identifier and password pairs OffSeq Breach holds for debeka.de.

Select it in the checkout above.

Breach keeps ingesting new leaks, so these numbers can grow between scans.

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Debeka operates in the finance sector with a cooperative business model, targeting private customers including public servants and self-employed individuals in Germany. Its market position is strong, supported by a large customer base and multiple subsidiaries. The company leverages digital channels effectively, including social media and content marketing through subdomains. Revenue streams likely include insurance premiums, pension products, and building savings. The partnership ecosystem includes related subdomains and digital services. The website's professional design and comprehensive content support customer engagement and trust.

Security posture

The website demonstrates a mature security posture with enforced HTTPS, comprehensive security headers, and consent-based tracking management. No critical vulnerabilities or exposed sensitive data were detected. However, the absence of a dedicated security policy or incident response contact limits transparency. There is no public vulnerability disclosure program or security.txt file, which could be improved to enhance security culture and incident handling readiness. Overall, the site aligns well with GDPR and industry best practices but could benefit from enhanced security communication.

Recommendations

  1. Publish a dedicated security policy page outlining security practices and commitments.
  2. Provide clear incident response contact information, such as a security@ or abuse@ email address.
  3. Implement and publicize a vulnerability disclosure policy or security.txt file to encourage responsible reporting.
  4. Regularly review and update consent management to ensure full compliance with evolving privacy regulations.
  5. Enhance transparency by publishing data retention policies and detailed privacy notices.

Contact details published on the site

Addresses
Legal name
Debeka-Gruppe
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Debeka-Gruppe
Description
Debeka is a cooperative insurance group founded in 1905, serving over 7.7 million members and customers with insurance and financial products including health, life, property, and pension insurance.
Key services
Health insurance, Life insurance, Property insurance, Pension and retirement products, Bausparen (building savings), Financial services
Content quality
excellent
Branding
consistent

Technology

Stack
Adobe Experience Manager (AEM), Adobe Launch (Tag Manager), Usercentrics Consent Management, FontAwesome icons, Helix RUM (Adobe Helix Real User Monitoring), JavaScript ES Modules
Frameworks
Adobe Experience Manager
Platforms
Adobe Cloud
Performance
fast
Mobile
excellent
Accessibility
good
SEO
good

Security

Observed score
90/100
Good practices seen
  • HTTPS enforced
  • Use of CSP headers
  • Consent management for cookies and trackers
  • No exposed sensitive data in HTML
  • Secure forms with proper labels

Analytics and tracking

Services
Adobe Analytics (via Adobe Launch)
Tracking level
moderate
Privacy practices
good

Advertising

Tracking pixels
Adobe Launch, Usercentrics, Adobe Helix RUM
Marketing tools
Adobe Launch, Usercentrics Consent Management
Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is professionally designed and well-structured.
  2. Strong presence of trust signals including awards and cooperative ownership.
  3. Comprehensive contact options including email, phone, and contact forms.
  4. Good privacy and cookie compliance with consent management.
  5. Use of modern Adobe Experience Manager CMS and Adobe marketing technologies.
  6. No signs of malicious or suspicious content or domains.
  7. No explicit security policy or incident response page found.
  8. No vulnerability disclosure or security.txt detected.
Technical notes

Notes

The website is built on Adobe Experience Manager, leveraging Adobe Launch for tag management and Usercentrics for consent management, indicating a modern and scalable infrastructure. The use of Adobe Helix RUM suggests active performance monitoring. The site is mobile-optimized with good accessibility and SEO practices. Hosting appears stable and secure, likely on Adobe Cloud infrastructure. No technical debt or deprecated technologies were observed. Opportunities exist to improve security communication and incident response readiness.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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