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Security report for debapay.com

DebaPay Limited · Finance · Ireland

Medium risk. 6 critical or high findings in Email security, DNS health and 2 other checks.

Security score

62/100

Risk levelMedium

0–100, higher is better. How it is calculated

DebaPay Limited operates a specialized SEPA direct debit platform aimed at automating payment collections for Irish businesses. Since its founding in 2015, the company has positioned itself as a reliable partner in the finance and payment technology sector, boasting over €500 million collected through its platform. The website reflects a professional and consistent brand image, targeting businesses seeking efficient cash flow management and automated payment solutions. Technically, the site leverages modern web technologies including Webflow CMS, Google Analytics, Google Tag Manager, and reCAPTCHA, ensuring a functional and moderately optimized user experience. Security posture is generally good with HTTPS enforced and use of CAPTCHA, but lacks explicit security headers and published security policies, which are areas for improvement. The absence of WHOIS domain registration data raises concerns about domain legitimacy, although the active and professional website presence mitigates some risk. Overall, the site is safe, business-focused, and compliant with privacy regulations, but would benefit from enhanced transparency in security and incident response practices.

Scanned

NIS2 and GDPR posture

GDPR outside view
83/ 100 · Low
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

6 findings rated critical or high. Fix these first.

  1. Email security

    SPF, DKIM and DMARC stop others sending email that looks like it comes from your domain, a common route to phishing and invoice fraud.

    • Critical

      No email authentication configured

      Domain is vulnerable to email spoofing

      What to do: Implement SPF, DKIM, and DMARC immediately

  2. DNS health

    DNS sends visitors and email to the right servers. Misconfigured records can cause outages or let someone redirect your traffic.

    • Critical

      DNS Resolution Failed

      Unable to resolve domain A records

      What to do: Verify domain is properly configured and not expired

  3. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…
  4. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching debapay.com

This scan found 24 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
54
Security headers
30
Email security
60
DNS health
45
Network security
100
GDPR outside view
83
Average
62

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention debapay.com, from OffSeq Breach.

Total records
2
Employees
0
Customers
2
Third parties
0
Weak passwords
0%

1 subdomain affected

See the 10 newest leaked credentials

A one-off add-on to this report that lists the most recent identifier and password pairs OffSeq Breach holds for debapay.com.

Select it in the checkout above.

Breach keeps ingesting new leaks, so these numbers can grow between scans.

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

DebaPay's market positioning as a niche SEPA direct debit service provider gives it a competitive advantage in the Irish financial services sector. Its B2B SaaS model focuses on recurring payment automation, appealing to a broad range of industries including professional services, property, and distribution. The company emphasizes customer care, know-how, and fit-for-purpose solutions, supported by testimonials and claims of significant transaction volumes. Revenue streams likely derive from service fees on payment collections and API integrations. The presence of API integration capabilities indicates a scalable and modern approach to service delivery. Partnerships or subsidiaries are not explicitly identified, suggesting a focused operational scope. Growth indicators include a strong digital presence and active customer engagement through support and content marketing.

Security posture

The website demonstrates a moderate security maturity level with HTTPS and reCAPTCHA integration, reducing risks of data interception and automated abuse. However, the lack of visible security headers such as Content Security Policy (CSP), HTTP Strict Transport Security (HSTS), and X-Frame-Options reduces defense-in-depth. No published security policy or incident response contacts were found, which may hinder transparency and trust in case of security incidents. There is no evidence of vulnerability disclosure programs or security.txt files, limiting external security collaboration. Data protection practices appear aligned with GDPR through privacy and cookie policies with consent mechanisms. Incident response readiness and security culture indicators are not evident from the website content. Overall, while basic security controls are in place, enhancements are recommended to elevate security posture and compliance.

Recommendations

  1. Implement and publish a comprehensive security policy including incident response procedures and contact information.
  2. Add and configure security headers such as CSP, HSTS, X-Frame-Options, and X-Content-Type-Options to strengthen browser security.
  3. Establish a vulnerability disclosure program and publish a security.txt file to encourage responsible reporting.
  4. Conduct regular audits of third-party scripts and dependencies to identify and mitigate vulnerabilities.
  5. Enhance accessibility features to improve compliance and user experience for all visitors.

Contact details published on the site

Addresses
Legal name
DebaPay Limited
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
DebaPay Limited
Description
DebaPay provides a SEPA direct debit platform to automate payment collection, improve cash flow, reduce costs, and ensure timely payments for Irish businesses.
Key services
SEPA Direct Debit collections, SEPA Credit Transfer, Electronic and paper direct debit mandates, API integration for payment processing, Bank reconciliation support
Content quality
good
Branding
consistent

Technology

Stack
Google Analytics, Google Tag Manager, reCAPTCHA, Webflow CMS, jQuery, js-cookie, Zendesk Widget, Privado cookie consent
Platforms
Webflow
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
80/100
Good practices seen
  • HTTPS enforced
  • Use of Google reCAPTCHA
  • Cookie consent mechanism
  • Zendesk support widget

Analytics and tracking

Services
Google Analytics, Google Tag Manager
Tracking level
moderate
Privacy practices
good

Advertising

Marketing tools
Zendesk Widget
Transparency
basic

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is fully accessible with rich content and professional design.
  2. No WAF or security challenge detected.
  3. WHOIS data missing or domain unregistered according to raw WHOIS output, which is unusual.
  4. Strong presence of privacy and cookie policies with consent mechanisms.
  5. Contact information is clearly presented with email, phone, and physical address.
  6. Use of modern web technologies and analytics tools.
  7. No explicit security policy or incident response information found.
  8. No vulnerability disclosure or security.txt present.
  9. Content is business-focused and safe for general audiences.
Technical notes

Notes

The website is built on the Webflow platform, utilizing modern front-end technologies including Google Fonts, jQuery, and various Google services for analytics and tag management. Performance is moderate with CDN usage for static assets. Mobile optimization is good, with responsive design and appropriate image sizing. SEO is supported by meta tags and Open Graph data, enhancing social media sharing and search visibility. The site includes a cookie consent mechanism powered by Privado, reflecting attention to privacy compliance. However, the absence of certain security headers and limited accessibility features indicate areas for technical improvement. The WHOIS data absence suggests a need for domain registration verification to avoid potential operational risks.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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