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Security report for danskebank.se

Danske Bank · Finance · Sweden

Low risk. 1 critical or high finding in SSL/TLS.

Security score

82/100

Risk levelLow

0–100, higher is better. How it is calculated

Danske Bank Sweden operates a professional and comprehensive banking website targeting private customers with a broad range of financial products including mortgages, savings, loans, insurance, and pension services. The site reflects a mature digital presence with clear navigation, professional design, and integration of Swedish digital authentication standards such as BankID. The bank is part of the larger Danske Bank Group, with a domain registered since 2000, indicating a well-established market presence in Sweden. Technically, the website uses modern web technologies and integrates third-party analytics and advertising services, though some security enhancements like DNSSEC and explicit security headers could be improved. Privacy and cookie policies are not explicitly found in the provided content, which may impact compliance and user trust. Overall, the site is trustworthy and professionally maintained, serving a large customer base with a focus on digital banking convenience.

Scanned

NIS2 and GDPR posture

GDPR outside view
95/ 100 · Low
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

1 finding rated critical or high. Fix these first.

  1. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching danskebank.se

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
67
Security headers
85
Email security
70
DNS health
75
Network security
100
GDPR outside view
95
Average
82

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Danske Bank Sweden holds a strong position in the Swedish banking sector, offering a full suite of retail banking products and services. Their business model focuses on combining the resources of a large bank with local engagement, targeting private customers including members of trade unions and housing cooperatives. The bank leverages partnerships with organizations like SPP, TCO, Saco, and HSB to provide tailored offers. Revenue streams likely include interest from loans, fees from banking services, and commissions from insurance and investment products. The website's integration of digital services and BankID authentication reflects a strategic focus on digital transformation and customer convenience. The bank's marketing and advertising efforts include use of Adform and eGain platforms, indicating active customer engagement and lead generation strategies.

Security posture

The website demonstrates a solid security posture with HTTPS enforced and use of BankID for secure customer authentication, which is a strong trust and security indicator in Sweden. However, the absence of DNSSEC and lack of visible security headers such as Content-Security-Policy or X-Frame-Options suggest areas for improvement. No exposed sensitive data or vulnerable libraries were detected in the HTML content. The lack of published security policies or incident response information may indicate limited transparency in security governance. Overall, the security maturity is good but could benefit from enhanced DNS security and explicit security policy disclosures to improve compliance and customer trust.

Recommendations

  1. Enable DNSSEC on the domain to enhance DNS security and prevent spoofing.
  2. Publish clear and comprehensive privacy and cookie policies with explicit GDPR compliance statements and consent mechanisms.
  3. Implement and verify security headers such as Content-Security-Policy, X-Frame-Options, and Strict-Transport-Security.
  4. Provide publicly accessible security and incident response policies including contact channels for reporting security issues.
  5. Enhance accessibility features and conduct regular security audits to identify and remediate potential vulnerabilities.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Danske Bank
Description
Varför välja mellan den stora bankens resurser och den lokala bankens engagemang? Hos oss får du båda.
Key services
Bolån (mortgages), Spara och placera (savings and investments), Betala (payments and cards), Pension (pension products), Lån (loans), Försäkringar (insurance), Juridiska frågeställningar (legal services), Digitala tjänster (digital banking services)
Content quality
good
Branding
consistent

Technology

Stack
JavaScript, CSS, SVG icons, eGain (customer engagement platform), Adform (advertising), Analytics eGain
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
80/100
Good practices seen
  • HTTPS enforced
  • Use of BankID for secure login
  • No exposed sensitive data in HTML

Analytics and tracking

Services
eGain Analytics
Tracking level
moderate
Privacy practices
basic

Advertising

Ad networks
Adform
Tracking pixels
eGain Analytics
Marketing tools
eGain
Transparency
basic

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is professionally designed and content-rich.
  2. No explicit privacy or cookie policies found in the provided HTML snippet.
  3. Multiple login portals for private and business customers indicate operational banking services.
  4. Use of BankID indicates compliance with Swedish digital authentication standards.
  5. No direct contact emails or phone numbers found in the provided content.
  6. No explicit security or incident response policies published on the main page.
  7. No security headers explicitly detected in the HTML snippet.
  8. DNSSEC is not enabled, which is a minor security gap.
  9. External scripts include advertising and analytics services.
  10. No adult or questionable content detected.
Technical notes

Notes

The website uses a modern front-end stack with JavaScript, CSS, and SVG icons for UI elements. It integrates third-party services such as eGain for customer engagement and Adform for advertising. The hosting and domain registration are stable and reputable, with DNS provided by UltraDNS. Performance is moderate with good mobile optimization and basic accessibility features. SEO is supported by proper meta tags and Open Graph data. However, the absence of CMS identification and some missing security best practices indicate opportunities for modernization and technical hardening. Overall, the technical infrastructure supports a professional banking website but should address minor security and privacy gaps.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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