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Security report for daev.ch

Die Ärzteversicherer · Healthcare · Switzerland

High risk. 4 critical or high findings in Network security and GDPR outside view.

Security score

49/100

Risk levelHigh

0–100, higher is better. How it is calculated

Die Ärzteversicherer is a specialized insurance and pension service provider founded by and for the medical profession in Switzerland. The company offers tailored solutions for the 1st, 2nd, and 3rd pillars of Swiss social security as well as health insurance for income loss. Their market position is strong within the niche of medical professionals, supported by direct influence from the medical community on product offerings. The website is professionally designed, well-structured, and provides clear information and contact channels. Technically, it is built on TYPO3 CMS with modern integrations such as Google Tag Manager and a newsletter service, ensuring a good digital maturity level. Security posture is solid with HTTPS and script nonce usage, though some improvements in security headers and incident response transparency are recommended. Privacy compliance is mostly met with a comprehensive privacy policy, but lacks a cookie consent mechanism. Overall, the site is trustworthy and well-suited for its target audience.

Scanned

NIS2 and GDPR posture

GDPR outside view
53/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

4 findings rated critical or high. Fix these first.

  1. Network security

    Services reachable from the internet are the first thing attackers probe. Anything open that does not need to be should be closed.

    • Critical

      Critical Service Exposed: MySQL

      Port 3306 (MySQL) is publicly accessible - MySQL - Database server

      What to do: Immediately restrict access to MySQL using firewall or VPN

      • NIS2 21(2)(e)
      • IR 2024/2690 6.7.2(f): Implementing Regulation (EU) 2024/2690, Annex point 6.7.2(f): Network security
      • NIST CM-7: NIST SP 800-53 Rev. 5 CM-7: Least Functionality
      • NIST SC-7: NIST SP 800-53 Rev. 5 SC-7: Boundary Protection
    • High

      High-Risk Service Exposed: FTP

      Port 21 (FTP) is publicly accessible - FTP - Often unencrypted file transfer

      What to do: Consider restricting access to FTP or implementing strong authentication

      • NIS2 21(2)(e)
      • IR 2024/2690 6.7.2(f): Implementing Regulation (EU) 2024/2690, Annex point 6.7.2(f): Network security
      • NIST CM-7: NIST SP 800-53 Rev. 5 CM-7: Least Functionality
      • NIST SC-7: NIST SP 800-53 Rev. 5 SC-7: Boundary Protection

  2. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

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  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
95
Security headers
95
Email security
70
DNS health
80
Network security
0
GDPR outside view
53
Average
66
After the cap
49

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet · found on this site
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The company operates in the healthcare insurance sector, focusing exclusively on medical professionals in Switzerland. Its competitive advantage lies in its specialization and direct governance by the medical community, allowing for highly tailored insurance products. Revenue streams likely come from insurance premiums and pension fund management fees. The partnership ecosystem includes well-known Swiss insurance entities such as medisuisse, PAT BVG, VA Genossenschaft, and SAEKK, enhancing credibility and service breadth. Growth indicators include a comprehensive online presence and active newsletter subscription. Strategic observations suggest maintaining strong partnerships and enhancing digital compliance to sustain market leadership.

Security posture

The website demonstrates a mature security posture with HTTPS enforced and anonymized IP tracking in analytics. Inline scripts use nonce attributes, reducing XSS risks. However, the absence of explicit security headers like Content-Security-Policy and lack of published incident response or vulnerability disclosure policies represent gaps. No vulnerabilities or exposed sensitive data were detected in the HTML content. The site would benefit from implementing a security.txt file and publishing clear incident response contacts to improve transparency and readiness. GDPR compliance is supported by a detailed privacy policy but could be enhanced with cookie consent mechanisms.

Recommendations

  1. Implement a cookie consent banner to comply fully with GDPR and ePrivacy regulations.
  2. Add security headers such as Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options to strengthen browser security.
  3. Publish a security.txt file and an incident response policy with clear contact channels for vulnerability reporting.
  4. Regularly audit third-party scripts and libraries to ensure no vulnerabilities are introduced.
  5. Enhance privacy compliance by documenting data retention policies and user rights more explicitly.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Die Ärzteversicherer
Description
Die Ärzteversicherer sind vier ausgewiesene Versicherungs- und Vorsorgespezialisten, gegründet von der Ärzteschaft, die spezialisierte Versicherungs- und Vorsorgelösungen für Medizinerinnen und Mediziner in der Schweiz anbieten. Sie bieten Lösungen für die 1., 2. und 3. Säule sowie Krankenversicherung und Erwerbsausfall.
Key services
AHV-Ausgleichskasse (1. Säule), Berufliche Vorsorge (2. Säule), Private Vorsorge (3. Säule), Krankenkasse für Erwerbsausfall
Content quality
excellent
Branding
consistent

Technology

Stack
TYPO3 CMS, Google Tag Manager, Google Fonts, CreateSend newsletter service
Frameworks
TYPO3 CMS
Performance
moderate
Mobile
good
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS with anonymized IP in Google Analytics
  • No exposed sensitive data in HTML
  • Use of nonce attributes in inline scripts

Analytics and tracking

Services
Google Analytics
Tracking level
moderate
Privacy practices
basic

Advertising

Tracking pixels
Google Analytics (via Google Tag Manager)
Marketing tools
CreateSend newsletter
Transparency
basic

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is fully accessible with no blocking or WAF challenges.
  2. Content is professionally presented and highly relevant to medical professionals in Switzerland.
  3. Strong focus on specialized insurance and pension solutions for medical careers.
  4. Use of modern CMS (TYPO3) and integration of analytics and newsletter tools.
  5. Contact information is clearly provided with company emails and phone numbers.
  6. No explicit privacy or cookie consent banner detected, which may be a compliance gap.
  7. No visible security.txt or incident response information published.
  8. No terms of service page found.
  9. External links point to reputable partner insurance organizations.
  10. No suspicious or malicious content detected.
Technical notes

Notes

The website is built on TYPO3 CMS, a robust and widely used content management system, indicating a stable technical foundation. Integration with Google Tag Manager and CreateSend newsletter service shows modern marketing and analytics capabilities. The site uses Google Fonts for typography and is optimized for mobile devices with responsive images and layout. Performance is moderate, with compressed CSS and JS assets. Accessibility features appear adequate with proper ARIA labels and semantic HTML. SEO is supported by meta tags, canonical links, and hreflang attributes for multilingual support. Hosting provider details are not explicitly identified. Overall, the technical infrastructure is solid with room for improvement in security headers and privacy mechanisms.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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