Skip to main content

Security report for czechfintech.cz

Fintech asociace · Finance · Czech Republic

Medium risk. 11 critical or high findings in GDPR outside view, Email security and 2 other checks.

Security score

51/100

Risk levelMedium

0–100, higher is better. How it is calculated

The Czech Fintech Association (Fintech asociace) is a professional organization dedicated to uniting entrepreneurs and innovation enthusiasts in the financial technology sector within the Czech Republic. Their mission is to elevate the Czech fintech ecosystem to a leading global position. The website serves as a hub for promoting fintech events, projects, and membership opportunities, targeting fintech professionals and stakeholders in the region. The association positions itself as a key player in the national fintech landscape, fostering collaboration and innovation. Technically, the website is built on WordPress using the Divi theme framework, enhanced with multilingual support via WPML and SEO optimization through Rank Math. The site integrates event management via the Tribe Events Calendar plugin, indicating a focus on community engagement and event promotion. The technical infrastructure is modern and moderately performant, with good mobile optimization and basic accessibility features. From a security perspective, the site enforces HTTPS and employs deferred script loading, but lacks explicit security headers and published security policies. There is no visible privacy or cookie policy, nor incident response or vulnerability disclosure information, which are areas for improvement. No critical vulnerabilities or exposed sensitive data were detected in the analyzed content. Overall, the website is professional and trustworthy with a clear business focus, but would benefit from enhanced privacy compliance and security transparency to improve user trust and regulatory adherence.

Scanned

NIS2 and GDPR posture

GDPR outside view
10/ 100 · Critical
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

11 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

  2. Email security

    SPF, DKIM and DMARC stop others sending email that looks like it comes from your domain, a common route to phishing and invoice fraud.

    • Critical

      No email authentication configured

      Domain is vulnerable to email spoofing

      What to do: Implement SPF, DKIM, and DMARC immediately

  3. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Strict-Transport-Security header

      Forces HTTPS connections

      What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"

      • CWE-319
      • OWASP A04:2025
      • ASVS V3.4.1
    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

Need hands-on remediation? Email guard@offseq.com

Keep watching czechfintech.cz

This scan found 27 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

Email alerts on material changes and an exportable JSON history of every change.

Billed monthly to your card. Cancel anytime. The full timeline opens with your unlock code.

Full report

€39.90one-time

  • The complete analysis as a PDF you can cite
  • Email delivery with an unlock code
  • Lifetime access to this report

Prices incl. 21% VAT. Secure checkout by Mollie; sold by SEQ SIA, Latvia.

Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
57
Security headers
15
Email security
60
DNS health
75
Network security
90
GDPR outside view
10
Average
51

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The Czech Fintech Association operates as a national-level fintech industry association, providing a platform for fintech companies, startups, and innovation advocates in the Czech Republic. Its business model revolves around membership services, event organization, and project support, aiming to strengthen the fintech ecosystem. The association leverages partnerships and a network of over 70 members, as indicated by the member logos and references. The multilingual website supports both Czech and English audiences, expanding its reach. The association's competitive advantage lies in its focused mission to position Czech fintech on the world stage and its active engagement through events and projects. Revenue streams likely include membership fees and event sponsorships. The organization appears medium-sized with a professional digital presence, though specific founding year and parent company information are not disclosed.

Security posture

The website demonstrates a moderate security maturity level with HTTPS enabled and no visible exposure of sensitive data. However, the absence of key security headers such as Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options reduces its defense-in-depth posture. The lack of published security policies, incident response contacts, and vulnerability disclosure mechanisms indicates limited transparency and preparedness for security incidents. No signs of malware, phishing, or other malicious activity were found. Compliance with GDPR is uncertain due to missing privacy and cookie policies. The site uses standard WordPress plugins and themes, which should be regularly updated to mitigate vulnerabilities. Overall, the security posture is adequate but could be significantly improved by adopting best practices and publishing relevant policies.

Recommendations

  1. Publish comprehensive privacy and cookie policies with clear GDPR compliance statements.
  2. Implement and configure security headers such as Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options.
  3. Add explicit contact information for security incidents, including abuse and security@ email addresses.
  4. Establish and publicize a vulnerability disclosure policy or security.txt file.
  5. Enhance accessibility features and conduct regular security audits to maintain a strong security posture.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Fintech asociace
Description
Sdružujeme podnikatele a přátele inovací ve finančních technologií a chceme Česko dostat na světovou špičku ve fintechu.
Key services
Organizing fintech events, Supporting fintech projects, Membership services
Content quality
good
Branding
consistent

Technology

Stack
WordPress, Divi Theme, jQuery, Rank Math SEO, WPML Multilingual CMS, Tribe Events Calendar
Frameworks
WordPress CMS, Divi Theme Framework
Platforms
WordPress
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
80/100
Good practices seen
  • HTTPS enforced
  • No visible exposed sensitive data in HTML
  • Use of deferred and async scripts

Analytics and tracking

Tracking level
minimal
Privacy practices
poor

Advertising

Marketing tools
Rank Math SEO
Transparency
basic

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
moderate

Key observations

  1. Website is fully accessible with no blocking or WAF challenges.
  2. Content is primarily in Czech with English alternate available.
  3. No explicit privacy, cookie, or terms of service pages found in the provided content.
  4. No explicit contact emails or phone numbers found in the visible content.
  5. Site uses modern WordPress technologies and SEO best practices.
  6. No security policies or incident response information published.
  7. No vulnerability disclosure or security.txt found.
  8. Business focus is fintech association in Czech Republic with event and project promotion.
Technical notes

Notes

The website is built on a widely used CMS platform (WordPress) with the Divi theme, which provides flexibility and a rich design framework. The use of WPML enables multilingual content delivery, enhancing accessibility for Czech and English speakers. SEO is managed via Rank Math, indicating attention to search engine visibility. The integration of Tribe Events Calendar supports event management functionalities. Performance is moderate, with preloading of key images and deferred JavaScript loading to optimize load times. The site is mobile optimized with responsive design elements. However, there is room for improvement in accessibility compliance and security hardening. The hosting provider is not explicitly identified from the content. Overall, the technical infrastructure is modern and suitable for the association's needs but should be continuously monitored and updated.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Earlier scans of this domain

  1. 60/100Medium32 findingsView report
Reviews of this site

Share your experience with czechfintech.cz. Every review is verified by email and published after moderation.

Overall rating
Select a rating
4000 characters remaining

We’ll email you to confirm your review and keep your details private.

Community rating

No published reviews yet. Be the first to review czechfintech.cz.

Feedback on this report

Rate this report, add an optional comment, and tell us if you want a security specialist to follow up.

Overall report quality
Select a rating
2000 characters remaining

We only use your feedback to improve Guard reports. Contact details are never shared.