Skip to main content

Security report for crif.at

CRIF Österreich · Finance · Austria

Medium risk. 4 critical or high findings in GDPR outside view, SSL/TLS and 1 other check.

Security score

55/100

Risk levelMedium

0–100, higher is better. How it is calculated

CRIF Österreich operates as a leading provider of credit and risk management solutions, serving both businesses and private individuals primarily in Austria but also internationally. The company offers a broad portfolio including creditworthiness assessments, compliance, ESG risk management, identity management, and marketing services. The website reflects a mature enterprise with consistent branding and comprehensive content tailored to its target audience. Technically, the site uses modern JavaScript libraries and frameworks such as jQuery, Bootstrap, and Swiper.js, alongside Matomo analytics and Usercentrics for consent management. However, a critical security gap exists due to the absence of a valid SSL certificate and HTTPS support, severely impacting the security posture. Privacy and cookie policies are well implemented, indicating good GDPR compliance. Overall, the site is professional and trustworthy but requires urgent security improvements.

Scanned

NIS2 and GDPR posture

GDPR outside view
33/ 100 · High
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

4 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      No HTTPS encryption

      GDPR requires appropriate security measures for personal data

      What to do: Implement SSL/TLS certificate for HTTPS

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • Critical

      No HTTPS Encryption

      Website does not use HTTPS encryption, making all data transmission vulnerable to interception

      What to do: Implement SSL/TLS certificate and redirect all HTTP traffic to HTTPS

  3. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

Need hands-on remediation? Email guard@offseq.com

Keep watching crif.at

This scan found 15 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

Email alerts on material changes and an exportable JSON history of every change.

Billed monthly to your card. Cancel anytime. The full timeline opens with your unlock code.

Full report

€39.90one-time

  • The complete analysis as a PDF you can cite
  • Email delivery with an unlock code
  • Lifetime access to this report

Prices incl. 21% VAT. Secure checkout by Mollie; sold by SEQ SIA, Latvia.

Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
0
Security headers
60
Email security
50
DNS health
85
Network security
100
GDPR outside view
33
Average
55

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

CRIF Österreich is part of a large international group with over 70 branches worldwide, focusing on data-driven solutions in finance, risk, and identity management sectors. The business model revolves around providing technology-enabled services to enterprises and consumers, emphasizing compliance and sustainability (ESG). The company leverages partnerships and subsidiaries across Europe, Asia, and the Americas, enhancing its market reach. The website's content and linked domains confirm a strong ecosystem and strategic positioning in the financial services industry. Growth indicators include certifications like Great Place To Work and active marketing through Trustpilot and social media channels.

Security posture

The website currently lacks a valid SSL certificate and does not support any TLS protocols, exposing users to significant risks such as data interception and man-in-the-middle attacks. While some security headers are present (XSS protection, content type options, frame options), the absence of HTTPS and HSTS severely undermines security. No explicit security or incident response policies are published, and no vulnerability disclosure or security.txt files are found. The use of Usercentrics CMP and Matomo analytics suggests attention to privacy, but the critical lack of HTTPS is a major compliance and security gap. Immediate remediation is necessary to protect user data and maintain trust.

Recommendations

  1. Obtain and deploy a valid SSL/TLS certificate to enable HTTPS across the entire site.
  2. Enable modern TLS protocols (TLS 1.2 or TLS 1.3) and disable insecure protocols.
  3. Implement HTTP Strict Transport Security (HSTS) with includeSubDomains and preload directives.
  4. Publish a clear security policy and incident response contact information on the website.
  5. Add a vulnerability disclosure policy or security.txt file to facilitate responsible reporting.
  6. Regularly audit and update security headers and ensure secure handling of forms and inputs.
  7. Enhance accessibility features and optimize performance metrics for better user experience.
  8. Consider adding explicit contact emails and phone numbers on the website for transparency.
Technical notes

Notes

The website is built using a modern front-end stack including jQuery, Bootstrap, and Swiper.js for responsive design and interactive elements. Analytics are handled via Matomo, providing privacy-focused tracking, complemented by Usercentrics for cookie consent management. Hosting appears to leverage Akamai CDN services, indicated by DNS NS records. The site includes comprehensive metadata, Open Graph tags, and JSON-LD structured data for SEO and social media integration. However, the lack of HTTPS and valid SSL certificate is a critical technical deficiency. Performance data is unavailable, but the presence of multiple scripts and external resources suggests moderate complexity. Mobile optimization is good, but accessibility is basic and could be improved.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Reviews of this site

Share your experience with crif.at. Every review is verified by email and published after moderation.

Overall rating
Select a rating
4000 characters remaining

We’ll email you to confirm your review and keep your details private.

Community rating

No published reviews yet. Be the first to review crif.at.

Feedback on this report

Rate this report, add an optional comment, and tell us if you want a security specialist to follow up.

Overall report quality
Select a rating
2000 characters remaining

We only use your feedback to improve Guard reports. Contact details are never shared.