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Security report for creditreports.ee

ALMIC OÜ · Finance · Estonia

Medium risk. 2 critical or high findings in Security headers and SSL/TLS.

Security score

75/100

Risk levelMedium

0–100, higher is better. How it is calculated

The website creditreports.ee represents the Estonian branch of Dun & Bradstreet, a globally recognized business information provider. It offers credit reports, AAA credit ratings, and marketing packages primarily targeting businesses seeking reliable financial and credit data. The site is professionally designed, multilingual, and integrates key services such as Google Tag Manager and reCAPTCHA for enhanced user experience and security. The technical infrastructure is based on Drupal 7 with modern tracking and consent management tools, indicating a mature but slightly dated platform. Security posture is solid with HTTPS enforcement and bot protection, though some security headers could be improved. Privacy compliance is well addressed with clear policies and consent mechanisms. Overall, the site reflects a credible and trustworthy business presence in the finance sector within Estonia.

Scanned

NIS2 and GDPR posture

GDPR outside view
95/ 100 · Low
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

2 findings rated critical or high. Fix these first.

  1. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching creditreports.ee

This scan found 21 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Prices incl. 21% VAT. Secure checkout by Mollie; sold by SEQ SIA, Latvia.

Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
77
Security headers
55
Email security
60
DNS health
65
Network security
100
GDPR outside view
95
Average
75

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

creditreports.ee operates as a B2B service provider under the Dun & Bradstreet brand, focusing on credit and business information services. The domain age and WHOIS data confirm a stable and consistent business entity. The multilingual approach and sister domains support regional market penetration. The absence of direct contact emails or phone numbers suggests a controlled communication channel via forms, typical for such services. The partnership with the global D&B brand enhances market credibility. The business model relies on subscription or purchase of credit reports and related analytics, targeting companies needing risk assessment and financial insights.

Security posture

The website demonstrates a good security baseline with HTTPS and Google reCAPTCHA integration to prevent automated abuse. The use of TrustArc for cookie consent indicates GDPR awareness and compliance. However, explicit security policies and incident response contacts are not published, which could be improved. The Drupal 7 CMS, while functional, requires careful maintenance to avoid vulnerabilities. No exposed sensitive data or known vulnerabilities were detected in the HTML content. Security headers appear minimal and could be enhanced for better protection against common web threats.

Recommendations

  1. Implement and verify comprehensive security headers including Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options.
  2. Publish explicit security and incident response policies with dedicated contact channels.
  3. Upgrade Drupal CMS to a supported version to reduce security risks.
  4. Enhance accessibility features to improve compliance and user experience.
  5. Consider adding direct company contact information to improve transparency and trust.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
ALMIC OÜ
Description
Provides comprehensive global business information including credit reports of companies, AAA credit ratings, marketing packages, and financial analytics.
Key services
Credit reports of companies, AAA credit rating system, AAA marketing package, Creditreports PLUS, Credit reports of other countries
Content quality
good
Branding
consistent

Technology

Stack
Drupal 7, jQuery 1.12, Bootstrap, Google Tag Manager, Google reCAPTCHA, TrustArc Consent Management, Google Charts
Frameworks
Drupal
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
80/100
Good practices seen
  • HTTPS enforced
  • Google reCAPTCHA on forms
  • Use of TrustArc for cookie consent
  • No exposed sensitive data in HTML

Analytics and tracking

Services
Google Tag Manager
Tracking level
moderate
Privacy practices
good

Advertising

Tracking pixels
TrustArc Consent Management
Transparency
good

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is multilingual with English, Estonian, and Russian versions
  2. Uses Google reCAPTCHA for bot protection on forms
  3. Includes cookie consent managed by TrustArc
  4. No direct company contact emails or phone numbers found in HTML; contact via forms
  5. No explicit security or incident response policies published
  6. No visible social media links
  7. Website uses Drupal 7, which is an older CMS version but appears maintained
  8. No exposed sensitive data or obvious vulnerabilities detected
Technical notes

Notes

The website runs on Drupal 7 CMS with jQuery 1.12 and Bootstrap for responsive design. It uses Google Tag Manager and Google reCAPTCHA for analytics and security. TrustArc manages cookie consent, ensuring GDPR compliance. The site loads multiple JavaScript and CSS assets asynchronously, indicating moderate performance optimization. Mobile optimization is good with responsive logos and navigation. Accessibility is basic but present. SEO is supported with meta tags and canonical links. Hosting provider details are not explicit. Overall, the technical stack is stable but could benefit from modernization and enhanced security configurations.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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