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Security report for creditmutuelimpact.fr

Crédit Mutuel Impact · Finance · France

Medium risk. 4 critical or high findings in Email security, GDPR outside view and 1 other check.

Security score

74/100

Risk levelMedium

0–100, higher is better. How it is calculated

Crédit Mutuel Impact is a specialized asset management company operating under Crédit Mutuel Alliance Fédérale, focusing on sustainable and impact investments primarily in infrastructure and private equity sectors. The company targets investors interested in long-term environmental and societal impact, managing funds that support renewable energy, electric mobility, and decarbonization projects. The website reflects a professional and consistent brand image aligned with its parent company, offering clear information about its investment philosophy and regulatory compliance. Technically, the site uses modern web technologies including jQuery and YouTube API, with a responsive design and good accessibility features. Security posture is solid with HTTPS and cookie consent mechanisms, though some security headers and explicit policies could be improved. The absence of WHOIS data is a minor concern but is offset by the strong brand presence and regulatory adherence. Overall, the site is trustworthy, well-structured, and compliant with privacy regulations.

Scanned

NIS2 and GDPR posture

GDPR outside view
68/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

4 findings rated critical or high. Fix these first.

  1. Email security

    SPF, DKIM and DMARC stop others sending email that looks like it comes from your domain, a common route to phishing and invoice fraud.

    • Critical

      No email authentication configured

      Domain is vulnerable to email spoofing

      What to do: Implement SPF, DKIM, and DMARC immediately

    • High

      No SPF record found

      SPF helps prevent email spoofing

      What to do: Add SPF record: "v=spf1 include:_spf.yourmailprovider.com ~all"

  2. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

  3. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching creditmutuelimpact.fr

This scan found 19 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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Recommended

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
77
Security headers
90
Email security
40
DNS health
70
Network security
100
GDPR outside view
68
Average
74

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The company positions itself as a key player in the French sustainable finance market, leveraging its affiliation with Crédit Mutuel Alliance Fédérale to build credibility. Its business model revolves around raising and managing funds that generate measurable positive impacts on environment and society, targeting SMEs and innovative projects. The firm adheres to recognized industry standards such as PRI and France Invest charters, enhancing its market positioning. The website indicates a medium-sized entity with a focused sector approach in finance, energy, and transportation. The lack of direct contact emails or phone numbers suggests a controlled communication channel via web forms, typical for regulated financial entities. The presence of a vulnerability disclosure policy indicates a mature approach to security and compliance.

Security posture

The website demonstrates a good security baseline with enforced HTTPS and a cookie consent mechanism compliant with GDPR. However, no explicit security headers like Content-Security-Policy or X-Frame-Options were detected, which could enhance protection against common web attacks. The site lacks a dedicated security policy or incident response contact, which are best practices for financial institutions. No vulnerabilities or exposed sensitive data were found in the HTML content. The use of third-party analytics is managed with user consent, reducing privacy risks. Overall, the security posture is good but could be strengthened by publishing more detailed security policies and implementing additional HTTP security headers.

Recommendations

  1. Implement and publish explicit HTTP security headers such as Content-Security-Policy and X-Frame-Options.
  2. Create a dedicated security policy page outlining security practices and incident response procedures.
  3. Provide clear contact information for security incidents, including a security@ or abuse@ email address.
  4. Consider publishing a security.txt file to facilitate responsible vulnerability disclosures.
  5. Regularly review and audit third-party scripts and analytics tools for security and privacy compliance.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Crédit Mutuel Impact
Description
Crédit Mutuel Impact is a management company within Crédit Mutuel Alliance Fédérale's asset management division, focusing on infrastructure and private equity investments. It manages funds oriented towards the development of SMEs and innovative projects with positive environmental and societal impacts, including renewable energy, electric mobility, and decarbonization.
Key services
Infrastructure funds management, Private equity funds management, Sustainable and impact investing
Content quality
good
Branding
consistent

Technology

Stack
jQuery, YouTube Player API, Piano Analytics, CSS, JavaScript
Performance
moderate
Mobile
good
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Cookie consent mechanism implemented
  • No exposed sensitive data in HTML
  • Use of privacy and cookie policies

Analytics and tracking

Services
Piano Analytics
Tracking level
moderate
Privacy practices
good

Advertising

Tracking pixels
Piano Analytics
Marketing tools
Piano Analytics
Transparency
good

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is fully accessible with no blocking or WAF challenges.
  2. Content is professionally presented in French with English alternate language option.
  3. Strong focus on sustainable finance and impact investing.
  4. Cookie consent and privacy policies are implemented and clearly linked.
  5. No direct contact emails or phone numbers found; contact via web form only.
  6. No explicit security policy or DPO contact found.
  7. WHOIS data is missing, which is unusual for a financial institution but may be due to AFNIC policies or privacy.
  8. Use of third-party analytics (Piano Analytics) with user consent.
  9. No signs of adult or questionable content.
  10. Website uses modern JavaScript and CSS with responsive design.
Technical notes

Notes

The website uses a combination of standard web technologies including HTML5, CSS, JavaScript, and jQuery. It integrates YouTube's player API for video content and employs Piano Analytics for audience measurement. The site is responsive and optimized for mobile devices, with accessibility features such as skip links and ARIA roles. Performance is moderate, with external resources loaded from reputable CDNs. No CMS or hosting provider information was detected. The technical implementation is solid with room for improvement in security headers and potential CMS adoption for easier content management.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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