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Security report for creditinfosolutions.com

Creditinfo Group · Finance · Czech Republic

Medium risk. 5 critical or high findings in Security headers and GDPR outside view.

Security score

58/100

Risk levelMedium

0–100, higher is better. How it is calculated

Creditinfo Group operates as a global leader in credit information and risk management solutions, providing software and credit bureau services across mature and emerging markets worldwide. The company focuses on facilitating access to finance through innovative software solutions tailored for financial institutions and lenders. Their market position is strong, supported by over 19 years of domain maturity and a presence in multiple countries, including a headquarters in the Czech Republic. The website content reflects a professional and consistent brand with clear business messaging and case studies highlighting their global impact. Technically, the website is built on WordPress and leverages common web technologies such as jQuery and Google Analytics for tracking. Hosting and CDN services are provided by Cloudflare, enhancing performance and security at the network edge. However, a critical security gap exists as the site lacks a valid SSL/TLS certificate, serving content over unencrypted HTTP, which exposes users to potential interception risks. From a security perspective, while some security headers are present, the absence of HTTPS and modern TLS protocols significantly lowers the security posture. Privacy compliance is well addressed with comprehensive privacy and cookie policies, including consent mechanisms aligned with GDPR requirements. Contact information is clearly provided, enhancing business credibility and user trust. Overall, the site is functional and professional but requires urgent security improvements to protect user data and maintain trust. Strategic recommendations include implementing HTTPS, enabling HSTS, and enhancing security headers to align with best practices.

Scanned

NIS2 and GDPR posture

GDPR outside view
43/ 100 · High
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

5 findings rated critical or high. Fix these first.

  1. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Strict-Transport-Security header

      Forces HTTPS connections

      What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"

      • CWE-319
      • OWASP A04:2025
      • ASVS V3.4.1
    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

  2. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

Need hands-on remediation? Email guard@offseq.com

Keep watching creditinfosolutions.com

This scan found 18 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

Email alerts on material changes and an exportable JSON history of every change.

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
50
Security headers
25
Email security
50
DNS health
80
Network security
100
GDPR outside view
43
Average
58

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Creditinfo Group's business intelligence reveals a mature and established company specializing in credit risk management software and credit bureau services. Their competitive advantage lies in their global footprint and efficiency in facilitating access to finance. The business model centers on software solutions and data services for financial institutions, targeting banks, lenders, and credit registries. Revenue streams likely include software licensing, data services, and consulting. The company maintains a strong partnership ecosystem, evident from their regional sites and case studies. Growth indicators include recent news on platform launches and AI integrations. The website content and WHOIS data confirm a consistent and legitimate business presence.

Security posture

The current security posture is weak due to the lack of HTTPS, which is a fundamental requirement for secure web communications. The absence of TLS protocols and HSTS further exacerbates the risk of data interception and man-in-the-middle attacks. While some security headers like X-Content-Type-Options are present, critical headers such as Content-Security-Policy and X-Frame-Options are missing. No incident response or vulnerability disclosure policies are found, indicating potential gaps in security governance. Privacy policies are comprehensive and GDPR compliant, reflecting a positive security culture in data protection. Immediate remediation is required to implement SSL/TLS and enhance security controls to mitigate risks.

Recommendations

  1. Implement a valid SSL/TLS certificate to enable HTTPS across the entire site.
  2. Enable HTTP Strict Transport Security (HSTS) with includeSubDomains and preload directives.
  3. Adopt modern TLS protocols (TLS 1.2 or 1.3) and disable legacy protocols.
  4. Add comprehensive security headers such as Content-Security-Policy, X-Frame-Options, and Referrer-Policy.
  5. Establish and publish an incident response policy and vulnerability disclosure program.
  6. Regularly audit and update all third-party libraries and plugins to avoid vulnerabilities.
  7. Enhance accessibility features and conduct usability testing for mobile optimization.
  8. Maintain transparency in advertising and tracking practices with clear user controls.

Contact details published on the site

Addresses
Legal name
Creditinfo CEE a.s.
Technical notes

Notes

The website is built on WordPress CMS with a modern theme and uses popular JavaScript libraries like jQuery and Slick Carousel for UI components. Google Analytics is integrated via MonsterInsights plugin for visitor tracking. Hosting is via Cloudflare, providing CDN and caching benefits. However, the site lacks SSL/TLS encryption, which is a significant technical deficiency. Performance metrics are unavailable, but the use of caching and CDN suggests moderate to good performance potential. SEO is supported by proper meta tags, Open Graph, and JSON-LD structured data. Technical debt is minimal but security modernization is urgently needed to align with industry standards.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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