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Security report for creditinfo.is

Creditinfo · Finance · Iceland

Medium risk. 4 critical or high findings in GDPR outside view.

Security score

61/100

Risk levelMedium

0–100, higher is better. How it is calculated

Creditinfo is a leading Icelandic company specializing in the provision of financial and business information services, including credit scoring, business data, and media monitoring. The company targets both individuals and businesses in Iceland, offering subscription-based and service-oriented products to support informed decision-making. The website reflects a mature and professional business with a clear market position and a comprehensive range of services. Technically, the site is built on Webflow and integrates modern marketing and analytics tools such as Google Tag Manager, Cookiebot, and Weglot for multilingual support. However, the website suffers from a critical security deficiency due to the absence of a valid SSL certificate and HTTPS support, exposing users to potential risks. Privacy and cookie policies are well-presented and GDPR compliant, with active consent mechanisms. Overall, while the business credibility and content quality are strong, the security posture requires urgent improvement to protect user data and maintain trust.

Scanned

NIS2 and GDPR posture

GDPR outside view
25/ 100 · Critical
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

4 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

    • High

      Third-party services without privacy policy

      Detected services: Google Analytics, Facebook, LinkedIn, Google APIs

      What to do: Document all third-party data sharing in your privacy policy

Need hands-on remediation? Email guard@offseq.com

Keep watching creditinfo.is

This scan found 16 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

Email alerts on material changes and an exportable JSON history of every change.

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Prices incl. 21% VAT. Secure checkout by Mollie; sold by SEQ SIA, Latvia.

Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
50
Security headers
60
Email security
50
DNS health
80
Network security
100
GDPR outside view
25
Average
61

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Creditinfo holds a dominant position in the Icelandic market for credit and business information services. Its business model relies on subscription services and data provision to both individuals and corporate clients. The company leverages a large database of business and financial data, offering products such as credit ratings, real estate valuations, and media monitoring. The website content and structure indicate a focus on transparency, customer engagement, and regulatory compliance. The presence of testimonials and ISO certification further enhance trust. The company appears to be well-established with a consistent domain registration history and no privacy protection, reinforcing legitimacy. The use of advanced web technologies and marketing tools suggests a digitally mature organization with a focus on user experience and data-driven marketing.

Security posture

The security posture of the website is currently weak due to the lack of a valid SSL certificate and absence of HTTPS, which is a critical vulnerability for any site handling sensitive user data. No modern TLS protocols are enabled, and security headers are missing, increasing exposure to common web attacks. While SPF and DMARC records are correctly configured for email security, the lack of DNSSEC and CAA records reduces DNS and certificate issuance security. The site uses consent management tools like Cookiebot, indicating awareness of privacy compliance, but the technical security implementation needs urgent enhancement. There is no evidence of an incident response policy or vulnerability disclosure program publicly available. Overall, the site risks user trust and data security until these issues are addressed.

Recommendations

  1. Immediately install and maintain a valid SSL/TLS certificate to enable HTTPS across the entire site.
  2. Enable modern TLS protocols (TLS 1.2 and TLS 1.3) and disable outdated protocols.
  3. Implement HTTP security headers such as Content-Security-Policy, X-Frame-Options, and X-XSS-Protection.
  4. Activate DNSSEC and configure CAA records to enhance DNS and certificate security.
  5. Publish an incident response policy and vulnerability disclosure program to improve transparency and security readiness.
  6. Regularly audit and update third-party libraries and scripts to avoid vulnerabilities.
  7. Enhance accessibility features and conduct performance optimizations to improve user experience.
Technical notes

Notes

The website is built using Webflow CMS and integrates several modern JavaScript libraries and services including Google Tag Manager for analytics, Cookiebot for cookie consent management, Weglot for multilingual support, and Typeform for interactive forms. The site is hosted on infrastructure likely behind Cloudflare, as inferred from IP addresses and DNS records. Performance is slow with a load time of over 15 seconds and a large page size (~696 KB) with many resources (149). Mobile optimization is good, and SEO practices are well implemented with proper meta tags and Open Graph data. However, the lack of HTTPS and modern TLS protocols is a significant technical debt and security risk. The site uses dynamic content loading and client-side scripts extensively, which may impact accessibility and performance if not optimized.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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