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Security report for creditinfo.ge

სს საკრედიტო საინფორმაციო ბიურო კრედიტინფო საქართველო · Finance · Georgia

Medium risk. 7 critical or high findings in Security headers and GDPR outside view.

Security score

53/100

Risk levelMedium

0–100, higher is better. How it is calculated

Creditinfo Georgia is a mature credit information bureau operating since 2006, providing a range of credit-related services including credit reports, scoring, monitoring, and business risk databases. The company targets individuals and legal entities in Georgia, leveraging its affiliation with the international Creditinfo Group to maintain a strong market position. The website is built on WordPress and uses common plugins and scripts to deliver content and interactive forms. While the site is professionally designed with good content relevance and navigation, it lacks a valid SSL certificate, which severely impacts its security posture. Contact information is clearly presented, and privacy policy exists, but cookie policy and terms of service are missing. Overall, the site demonstrates moderate trustworthiness but requires urgent security improvements.

Scanned

NIS2 and GDPR posture

GDPR outside view
25/ 100 · Critical
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

7 findings rated critical or high. Fix these first.

  1. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Strict-Transport-Security header

      Forces HTTPS connections

      What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"

      • CWE-319
      • OWASP A04:2025
      • ASVS V3.4.1
    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

  2. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

Need hands-on remediation? Email guard@offseq.com

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
50
Security headers
25
Email security
50
DNS health
70
Network security
100
GDPR outside view
25
Average
53

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The company operates in the finance sector, focusing on credit information services. Its business model revolves around providing credit data and analytics to customers for risk assessment and decision-making. The presence of a customer portal and a news platform indicates a well-structured service ecosystem. The domain age and WHOIS data confirm a consistent and legitimate business presence in Georgia. The company appears to have a medium size with a professional online presence, though lacking some compliance elements such as cookie consent. The partnership with Creditinfo Group enhances its credibility and market reach.

Security posture

The website's security posture is weak due to the absence of a valid SSL certificate and HTTPS support, exposing users to potential data interception risks. No modern TLS protocols are enabled, and critical security headers like HSTS are missing. Although Cloudflare is used as a CDN and for caching, the lack of proper SSL undermines these protections. No incident response or security policy information is found, and no vulnerability disclosure or security.txt files are present. The contact form collects personal data but lacks visible advanced security measures. Immediate remediation is required to secure communications and improve trust.

Recommendations

  1. Obtain and install a valid SSL/TLS certificate to enable HTTPS across the entire site.
  2. Enable modern TLS protocols (TLS 1.2 and TLS 1.3) and disable insecure protocols.
  3. Implement HTTP Strict Transport Security (HSTS) with includeSubDomains and preload directives.
  4. Add a comprehensive cookie policy and implement a consent mechanism to comply with privacy regulations.
  5. Publish clear terms of service and security policy documents to enhance transparency and compliance.

Contact details published on the site

Addresses
Legal name
სს საკრედიტო საინფორმაციო ბიურო კრედიტინფო საქართველო
Technical notes

Notes

The website runs on WordPress 6.7.2 with plugins such as Ninja Forms and Creditinfo Blocks, using jQuery and Slick carousel for UI components. Hosting is behind Cloudflare CDN, providing caching and some security features. Performance metrics indicate slow loading, possibly due to lack of optimization or server response delays. The site is mobile optimized with responsive design and basic accessibility features. SEO is supported by meta tags, Open Graph, and JSON-LD structured data. However, the absence of HTTPS and modern security configurations represents a significant technical risk. The site would benefit from performance tuning and enhanced security hardening.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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