Is credit24.lv Safe? Security Analysis for SIA IPF Digital Latvia
https://credit24.lvCheck if credit24.lv is a scam or legitimate. Free security scan and reviews.
Below Finance avg (78)
GDPR-aligned
Data handling
EU
Hosting region
EveryPay
Secure checkout
Instant
Reports delivered
Unlock the full report for credit24.lv
Professional PDF, email delivery, and optional intelligence add-ons. One-time purchase, lifetime access.
Optional add-ons
via BREACHYour order
Already purchased? Enter unlock code
via EveryPayAI Summary
Credit24 is a Latvian-based consumer credit provider offering flexible credit lines up to 7000 EUR with no commission fees and fast disbursement times. The company operates under SIA IPF Digital Latvia and holds a valid consumer credit license, serving primarily Latvian consumers with an easy online application process. The website is built on modern React technology with integrated analytics and tracking tools, providing a good user experience and mobile optimization. Security measures such as HTTPS and security headers are properly implemented, and privacy compliance is addressed with comprehensive policies and consent mechanisms. Overall, Credit24 demonstrates a mature digital presence with strong business credibility and security posture.
Detected Technologies
13 urgent findings need attention
1 critical · 12 high
- + 5 more findings in the full report below
Keep credit24.lv under constant watch
Guard tracks your live infrastructure daily: certificate expiry, DNS & mail authentication drift, uptime changes, subdomain inventory, and unexpected tracker or content shifts. A full timeline captures every diff so you can prove remediation and spot regressions instantly.
Security drift alerts
Risk score drops, new high-severity issues, and header hardening gaps
Compliance watch
GDPR / NIS2 posture changes with governance evidence snapshots
Infrastructure surface
Unexpected open services, SSL expiry, DNS & email authentication changes
Content & tracker intelligence
Marketing tech shifts, analytics drift, and AI recommendation updates
Cancel anytime. Alerts sent to the contacts you choose. Unlock the full report to view historical timelines and alerts.
Security Headers
8 findings
25/100
GDPR Compliance
5 findings
10/100
NIS2 Compliance
8 findings
7/100
Email Security
6 findings
55/100
🧠AI Business Intelligence
Technology stack, business insights, and market analysis powered by AI.
Business Intelligence
Market & Strategic Analysis
Credit24 holds a solid market position in the Latvian consumer lending sector, supported by its parent company IPF Digital Group LTD and multiple subsidiaries across Europe and Australia. The business model focuses on online credit lines with flexible usage and repayment options, targeting consumers seeking quick and convenient credit solutions. The company leverages partnerships with Creditea for mobile app management and cross-border operations. The website content and structure reflect a professional approach with clear service offerings and regulatory compliance, indicating a stable and growth-oriented operation.
Extracted Contact Information
Marketing Intelligence Data
Physical Addresses (1)
Company Registration
SIA IPF Digital Latvia
LV50003913651
50003913651
Security Posture Analysis
Comprehensive Security Assessment
The website exhibits a good security maturity level with enforced HTTPS, presence of key security headers, and no visible exposure of sensitive data. Consent management for cookies and tracking is integrated, supporting GDPR compliance. However, explicit security policy and incident response information are not found, representing an area for improvement. No vulnerabilities or outdated libraries were detected in the analysis. The use of multiple third-party analytics and advertising scripts requires ongoing monitoring to mitigate potential risks.
Strategic Recommendations
Priority Actions for Security Improvement
Publish a dedicated security policy page detailing security controls and practices.
✨Observations
Comprehensive website and business-context analysis.
AI-Enhanced Website Analysis
Business Insights
SIA IPF Digital Latvia
Credit24 offers consumer credit services including credit lines up to 7000 EUR with flexible repayment terms and no commission fees. The service is designed for individuals needing quick and convenient loans without collateral.
good
consistent
Technical Stack
moderate
good
basic
good
Security Assessment
- HTTPS enforced
- No exposed credentials in HTML
- Consent management integrated
- Secure forms with login
Analytics & Tracking
Advertising & Marketing
Website Quality Assessment
Key Observations
Website is fully accessible with no blocking or WAF challenge
Get this report delivered to your inbox
Receive a summary of the credit24.lv security findings by email. Quick and easy to share with decision makers.
🛡️Security Headers
HTTP security headers analysis and recommendations.
Security Headers
HTTP security headers analysis
Weak Strict-Transport-Security configuration
Current value: "max-age=3600; includeSubDomains"
Missing X-Frame-Options header
Prevents clickjacking attacks
Missing X-Content-Type-Options header
Prevents MIME type sniffing
Missing Content-Security-Policy header
Controls resources the browser is allowed to load
Missing X-XSS-Protection header
Legacy XSS protection (deprecated but still recommended)
Missing Referrer-Policy header
Controls referrer information sent with requests
Missing Permissions-Policy header
Controls browser features and APIs
Sensitive data may be cached
Cache-Control header should include "no-store" for sensitive pages
👤GDPR Compliance
Privacy and data protection assessment under GDPR regulations.
GDPR Compliance
Privacy and data protection assessment
No Privacy Policy found
GDPR requires a clear and accessible privacy policy
No Cookie Policy found
GDPR requires clear information about cookie usage
No Cookie Consent Banner found
GDPR requires explicit consent for non-essential cookies
EU business without adequate privacy measures
EU businesses are subject to strict GDPR requirements
Third-party services without privacy policy
Detected services: Google Analytics, Facebook, Google Ads
GDPR Compliance Analysis
🛡️NIS2 Compliance
Network & Information Security Directive compliance assessment.
NIS2 Compliance
Network & Information Security Directive
No information security framework found
NIS2 requires documented cybersecurity and information security measures
No vulnerability disclosure policy
NIS2 encourages coordinated vulnerability disclosure
No security policy documentation found
NIS2 requires documented cybersecurity governance and risk management
No incident response procedures found
NIS2 requires documented incident response and business continuity plans
No business continuity planning found
NIS2 emphasizes operational resilience and business continuity
No security contact information
NIS2 requires clear incident reporting channels
No vulnerability reporting mechanism
Clear vulnerability reporting supports coordinated disclosure
Critical sector without clear security compliance
Detected sectors: transport, banking, digital
Need this report as a PDF?
Download the complete credit24.lv security analysis as a professional PDF. Share it with your team, clients, or stakeholders.
📧Email Security
SPF, DKIM, and DMARC validation and email security assessment.
Email Security
SPF, DKIM, and DMARC validation
DMARC not enforcing
DMARC policy is set to "none"
No DMARC reporting
DMARC aggregate reports not configured
No DKIM record found
DKIM adds cryptographic signatures to emails
No BIMI Record
BIMI displays brand logos in email clients
No MTA-STS Policy
MTA-STS enforces TLS for email delivery
No TLS-RPT Record
TLS-RPT provides reporting for email TLS issues
SPF Details
DMARC Details
🏆SSL/TLS Security
Certificate validity and encryption analysis.
SSL/TLS Security
Certificate validity and encryption analysis
Weak Protocols Supported
Server supports weak protocols: TLSv1.1
Certificate Transparency Not Implemented
Certificate is not logged in Certificate Transparency logs
Partial SSL/TLS Assessment
Completed 3 of 4 security checks due to time constraints
Protocol Support
OCSP Status
📊DNS Health
DNS configuration and security assessment.
DNS Health
DNS configuration and security assessment
DNSSEC Not Enabled
DNSSEC is not configured for this domain
CAA Records Not Configured
Certificate Authority Authorization (CAA) records not found
Domain Transfer Lock Not Enabled
Domain can be transferred without authorization
Domain Delete Lock Not Enabled
Domain can be deleted without additional verification
DMARC Policy Set to None
DMARC is configured but not enforcing any policy
Domain Registration Details
- •No domain protection locks enabled
DNS Records
DNSSEC Status
DNS Performance
SPF Analysis
⚡Network Security
Port scanning and network exposure analysis.
Network Security
Port scanning and network exposure analysis
Good Network Security Posture
No unnecessary services detected on common risky ports
How does credit24.lv compare?
See how credit24.lv stacks up against similar websites in the same industry.
🔧Technical Analysis
Detailed technical findings and analysis from AI assessment.
Technical Analysis
Comprehensive security assessment findings
Additional Findings
Download the credit24.lv report as PDF
Get the complete analysis in a shareable PDF format, delivered instantly to your email with lifetime access.
Optional add-ons
via BREACHYour order
Already purchased? Enter unlock code
via EveryPayScan your own website
Liked the credit24.lv report? Run the same comprehensive security analysis on your domain — free, instant, and no sign-up required.
Or browse our directory of >10,000 scanned websites.
How did we do?
Your feedback directly shapes our roadmap. Rate the quality of this report, leave an optional comment, and let us know if you want our security specialists to follow up.
What others say about credit24.lv
Share your experience to help others make informed decisions. We verify every review by email and publish it once our moderation team approves it.
Community rating
—out of 5
0 reviews published