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Security report for creatrust.com

CreaTrust Sàrl · Finance · Luxembourg

Partial score · DNS & email only

75/100

0–100, higher is better. How it is calculated

Creatrust Sàrl is a well-established Luxembourg-based company specializing in corporate, investment fund, and family office services. With over 20 years of experience, it positions itself as a leading independent provider offering comprehensive solutions including company formation, fund setup, wealth structuring, and fintech platforms such as FundNav®, Intradomus®, and FundWire®. The company targets international clients, institutional investors, and high net worth individuals seeking to establish or manage entities in Luxembourg. The website reflects a professional and consistent brand image with detailed service offerings and client testimonials, reinforcing its market credibility. Technically, the website employs modern web technologies including Bootstrap, jQuery, Google Analytics, and Google Tag Manager, ensuring a responsive and user-friendly experience. Hosting is managed by EuroDNS S.A., and the domain is secured with HTTPS and clientTransferProhibited status, though DNSSEC is not enabled. The site lacks a cookie consent mechanism and explicit security or incident response policies, which are areas for improvement in privacy compliance. From a security perspective, the site demonstrates good practices such as HTTPS enforcement and use of reCAPTCHA, but could enhance its posture by enabling DNSSEC and publishing security policies. No vulnerabilities or suspicious activities were detected. Overall, Creatrust presents a trustworthy and professional online presence suitable for its financial services audience. Strategically, Creatrust should focus on enhancing GDPR compliance by implementing cookie consent and publishing detailed security and incident response policies. Enabling DNSSEC would further strengthen domain security. These steps will improve user trust and regulatory adherence, supporting the company’s strong market position in Luxembourg’s financial services sector.

Scanned

NIS2 and GDPR posture

GDPR outside view
53/ 100 · Medium
Checks completed
6of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

4 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1
  3. DNS health

    DNS sends visitors and email to the right servers. Misconfigured records can cause outages or let someone redirect your traffic.

    • High

      Domain Expires Soon

      Domain expires in 20 days

      What to do: Renew domain registration before expiration

Need hands-on remediation? Email guard@offseq.com

Keep watching creatrust.com

This scan found 17 issues across 5 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

Email alerts on material changes and an exportable JSON history of every change.

Billed monthly to your card. Cancel anytime. The full timeline opens with your unlock code.

Full report

€39.90one-time

  • The complete analysis as a PDF you can cite
  • Email delivery with an unlock code
  • Lifetime access to this report

Prices incl. 21% VAT. Secure checkout by Mollie; sold by SEQ SIA, Latvia.

Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
72
Email security
85
DNS health
65
Network security
100
GDPR outside view
53
Average
75

Not counted

  • Security headers: did not complete in this scan.
  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Creatrust operates in the niche Luxembourg financial services market, providing corporate, fund, and family office services. Its competitive advantage lies in its integrated one-stop-shop model combining advisory, incorporation, administration, and proprietary fintech platforms. The company targets a sophisticated clientele including fund promoters, institutional investors, and family offices, leveraging Luxembourg’s favorable regulatory environment. Revenue streams likely include service fees for incorporation, fund administration, fintech platform subscriptions, and advisory services. The presence of client testimonials and 20 years of operation indicate stable growth and market acceptance. Partnerships with fintech platforms like FundNav® enhance its ecosystem and client value proposition. The company’s digital presence is professional but could benefit from enhanced privacy and security transparency to align with evolving regulatory expectations.

Security posture

Creatrust’s security posture is solid with HTTPS enforced, domain transfer protections, and use of Google reCAPTCHA to mitigate automated abuse. The absence of DNSSEC is a minor gap that could expose DNS spoofing risks. No security.txt or incident response contacts are published, limiting transparency for vulnerability reporting. The site uses third-party analytics and tracking tools, which require careful privacy management. No exposed sensitive data or vulnerable libraries were detected. Overall, the security maturity is good for a financial services website but can be improved by adopting additional DNS security measures, publishing security policies, and implementing cookie consent to enhance GDPR compliance and user trust.

Recommendations

  1. Enable DNSSEC on the domain to improve DNS security and prevent spoofing.
  2. Implement a cookie consent banner/mechanism to comply with GDPR and enhance user privacy transparency.
  3. Publish a dedicated security policy and incident response contact information on the website.
  4. Add security HTTP headers such as Content-Security-Policy, X-Frame-Options, and Strict-Transport-Security if not already present.
  5. Regularly audit third-party scripts and tracking tools to ensure privacy compliance and minimize data exposure.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
CreaTrust Sàrl
Description
Creatrust is a leading independent provider of corporate, fund and family office services to international clients who want to be established in Luxembourg
Key services
Fintech platforms (FundNav®, Intradomus®, FundWire®)
Content quality
good
Branding
consistent

Technology

Stack
jQuery, Bootstrap, Google Tag Manager, Google Analytics, Inspectlet, Font Awesome, reCAPTCHA
Frameworks
Bootstrap
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
80/100
Good practices seen
  • HTTPS enabled
  • Use of Google reCAPTCHA
  • Client transfer prohibited status on domain

Analytics and tracking

Services
Google Analytics, Inspectlet
Tracking level
moderate
Privacy practices
basic

Advertising

Tracking pixels
Inspectlet
Transparency
basic

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is professionally designed with clear navigation and comprehensive service descriptions.
  2. Strong focus on Luxembourg corporate, fund, and family office services.
  3. Use of modern web technologies and fintech platforms.
  4. No explicit privacy or cookie consent banner detected, which may be a GDPR compliance gap.
  5. No explicit security policy or incident response information published.
  6. Domain WHOIS privacy protection is used but justified given business type.
  7. No suspicious or malicious indicators found.
Technical notes

Notes

The website is built using a modern tech stack including Bootstrap for responsive design, jQuery for DOM manipulation, and Font Awesome for icons. It integrates Google Tag Manager and Google Analytics for marketing and analytics purposes, along with Inspectlet for user behavior tracking. The site loads external fonts from Google Fonts and uses CDN services for performance optimization. Hosting is provided by EuroDNS S.A., a reputable registrar and hosting provider. The site demonstrates good mobile optimization and SEO practices with proper meta tags and structured data (JSON-LD). Performance is moderate, with potential improvements in loading speed by optimizing external resource calls. No CMS was explicitly detected, suggesting a custom or proprietary platform. Overall, the technical infrastructure supports a professional and scalable web presence.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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