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Security report for crassula.io

Crassula · Finance · United States

Low risk. 3 critical or high findings in Security headers and GDPR outside view.

Security score

84/100

Risk levelLow

0–100, higher is better. How it is calculated

Crassula is a fintech company specializing in white-label banking software solutions that enable businesses to rapidly launch neobanks, e-wallets, and embed fintech services. Their platform supports multi-currency accounts, crypto exchange, card issuing, and extensive integrations with payment providers, targeting fintech startups and financial institutions. The website is professionally designed with good content quality and clear navigation, optimized for mobile devices. Technically, the site uses modern frameworks like Bootstrap and integrates multiple analytics and marketing tools, hosted on reputable infrastructure with Google Cloud DNS. Security posture is solid with HTTPS and domain protection, though some security headers and explicit policies are missing. Privacy compliance is basic with cookie consent but lacks a visible privacy policy or terms of service. Overall, the domain registration is privacy protected but consistent with the business type and age. No WAF or blocking mechanisms were detected, allowing full content access.

Scanned

This is an earlier scan of crassula.io. View the latest report

NIS2 and GDPR posture

GDPR outside view
85/ 100 · Low
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

3 findings rated critical or high. Fix these first.

  1. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Strict-Transport-Security header

      Forces HTTPS connections

      What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"

      • CWE-319
      • OWASP A04:2025
      • ASVS V3.4.1
    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

  2. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

Need hands-on remediation? Email guard@offseq.com

Keep watching crassula.io

This scan found 12 issues across 5 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
95
Security headers
40
Email security
100
DNS health
85
Network security
100
GDPR outside view
85
Average
84

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Crassula positions itself as a scalable fintech infrastructure provider with a focus on rapid deployment and flexibility for various business models including SME neobanks, consumer neobanks, crypto banks, and payment hubs. Their competitive advantage lies in extensive service integrations, compliance support, and ready-to-market software reducing time to market. The business model is SaaS-based white-label fintech solutions targeting fintech startups and financial institutions globally. Partnerships with known payment providers like Clear.Bank, Modulr, Railsr, and Decta enhance their ecosystem. The company was founded in 2017 and operates primarily in the finance and technology sectors. Growth indicators include a comprehensive product suite and active marketing via analytics and advertising platforms.

Security posture

The website demonstrates a moderate to good security maturity level with enforced HTTPS, domain status protections, and cookie consent mechanisms. However, it lacks explicit security policies, incident response contacts, and vulnerability disclosure information. Security headers such as Content-Security-Policy, X-Content-Type-Options, and X-Frame-Options are not detected, which could improve protection against common web attacks. No vulnerabilities or exposed sensitive data were identified in the analysis. The absence of a published security.txt or incident response contact reduces transparency. Overall, the security posture is adequate for a fintech website but could be enhanced with additional headers and published policies.

Recommendations

  1. Implement and publish a comprehensive privacy policy and terms of service accessible from the homepage.
  2. Add security headers including Content-Security-Policy, X-Content-Type-Options, and X-Frame-Options to improve web security.
  3. Publish a security policy and incident response contact information, including a security@ or abuse@ email address.
  4. Provide a vulnerability disclosure policy or security.txt file to encourage responsible reporting.
  5. Enhance accessibility features and conduct regular security audits to maintain compliance and trust.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Crassula
Description
Crassula provides white label banking software enabling businesses to launch neobanks, e-wallets, and embed fintech solutions quickly with ready-to-market back office, web and mobile apps. They offer multi-currency accounts, crypto exchange, card issuing, and extensive service integrations.
Key services
Core Banking, Mobile Banking, Merchant Payments, Crypto Exchange, Card Issuing, API Integration, Compliance & Security
Content quality
good
Branding
consistent

Technology

Stack
HTML5, CSS3, JavaScript, Bootstrap, Google Analytics, Google Tag Manager, Bing Ads, LinkedIn Insight Tag, Vanilla Cookie Consent
Frameworks
Bootstrap
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
75/100
Good practices seen
  • HTTPS enforced
  • Use of clientDeleteProhibited and other domain status flags
  • Cookie consent mechanism implemented

Analytics and tracking

Services
Google Analytics, Google Tag Manager, Bing Ads, LinkedIn Insight Tag
Tracking level
moderate
Privacy practices
basic

Advertising

Ad networks
Bing Ads
Tracking pixels
LinkedIn Insight Tag, Bing Ads
Marketing tools
Bing Ads, LinkedIn Insight
Transparency
good

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
moderate

Key observations

  1. Website is professionally designed with clear fintech focus.
  2. No explicit privacy policy or terms of service found on homepage or main navigation.
  3. Cookie consent is implemented with a visible banner.
  4. Contact information is primarily via contact forms; no explicit emails or phone numbers found.
  5. Multiple external analytics and marketing scripts are used.
  6. No explicit security or incident response policies published.
  7. WHOIS data is privacy protected but consistent with business type.
  8. No WAF or blocking detected; site fully accessible.
Technical notes

Notes

The website uses a modern tech stack including HTML5, CSS3, JavaScript, and Bootstrap framework for responsive design. It integrates multiple third-party analytics and marketing tools such as Google Analytics, Google Tag Manager, Bing Ads, and LinkedIn Insight Tag. Hosting is supported by Google Cloud DNS with domain registration via GoDaddy and privacy protection. Performance is moderate with preloading and preconnecting optimizations. SEO is well addressed with meta tags, canonical URLs, hreflang tags, and structured data in JSON-LD format. Accessibility is basic but could be improved. No CMS was detected, suggesting a custom or static site architecture. Overall, the technical infrastructure supports a professional fintech web presence with room for security and accessibility enhancements.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Earlier scans of this domain

  1. 84/100Low20 findingsView report
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