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Security report for costcopaymentprocessing.ca

Elavon Canada Company · Finance · Canada

Low risk. 3 critical or high findings in Security headers and GDPR outside view.

Security score

77/100

Risk levelLow

0–100, higher is better. How it is calculated

The website www.costcopaymentprocessing.ca represents Elavon Canada Company, a large payment processing service provider partnered with Costco Canada. The site offers a range of payment solutions including online, mobile, and in-person payments, with a focus on secure, fast, and reliable transaction processing. The business targets Canadian businesses seeking payment processing services and emphasizes customer satisfaction and operational efficiency. The website is professionally designed, mobile-optimized, and provides clear navigation and contact options including phone numbers and a contact form protected by Google reCAPTCHA. Privacy and cookie policies are present and indicate GDPR compliance. Technically, the site uses Adobe Experience Manager CMS and integrates multiple analytics and marketing tools such as Google Analytics, Google Tag Manager, Invoca, and Tealium. Security posture is strong with HTTPS enforced and secure form handling, though explicit security headers are not detected in the HTML source. WHOIS data is unavailable, suggesting privacy protection or a new domain registration, which slightly impacts trust but is common for this business type. Overall, the website is trustworthy, well-maintained, and aligned with industry standards for payment processing services.

Scanned

NIS2 and GDPR posture

GDPR outside view
68/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

3 findings rated critical or high. Fix these first.

  1. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Strict-Transport-Security header

      Forces HTTPS connections

      What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"

      • CWE-319
      • OWASP A04:2025
      • ASVS V3.4.1
    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

  2. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

Need hands-on remediation? Email guard@offseq.com

Keep watching costcopaymentprocessing.ca

This scan found 18 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
100
Security headers
45
Email security
70
DNS health
80
Network security
100
GDPR outside view
68
Average
77

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Elavon Canada Company operates in the finance sector, providing payment processing solutions primarily to Canadian businesses, leveraging a partnership with Costco to enhance market reach. The business model focuses on delivering secure and flexible payment options across multiple channels including eCommerce, mobile, and physical terminals. The company emphasizes compliance with PCI DSS standards and offers next-day funding and dedicated multilingual support, positioning itself as a reliable and customer-centric service provider. The website content and structure reflect a mature digital presence with clear calls to action and promotional offers targeting Costco members. The partnership ecosystem includes Costco and related French language sites, enhancing bilingual market coverage. The absence of detailed WHOIS data suggests a privacy-conscious approach to domain registration, typical for financial services.

Security posture

The website demonstrates a solid security posture with HTTPS enabled and the use of Google reCAPTCHA v2 Invisible to protect form submissions from automated abuse. Cookie consent mechanisms are implemented, supporting privacy compliance. However, the absence of visible security headers such as Content Security Policy (CSP), HTTP Strict Transport Security (HSTS), and X-Frame-Options in the HTML source is a gap that should be addressed to enhance defense-in-depth. No vulnerabilities or exposed sensitive data were detected in the content. The site lacks explicit incident response or security policy disclosures, which could improve transparency and preparedness. Overall, the security measures are appropriate for a payment processing site but could be strengthened with additional HTTP headers and published security documentation.

Recommendations

  1. Implement and verify HTTP security headers including CSP, HSTS, X-Frame-Options, and X-XSS-Protection to enhance browser security.
  2. Publish a dedicated security policy and incident response page to improve transparency and customer trust.
  3. Regularly audit and update third-party scripts to mitigate risks from external dependencies.
  4. Enhance accessibility compliance to meet WCAG standards for broader user inclusivity.
  5. Consider adding a security.txt file to facilitate responsible vulnerability disclosure.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Elavon Canada Company
Description
Elavon helps Canadian businesses drive revenue and customer satisfaction with our fast, secure payment solutions.
Key services
Online/eCommerce payment solutions, Mobile payments, In-person payments with countertop and portable terminals, PCI DSS compliance assistance, Next-day funding, Dedicated multilingual support
Content quality
good
Branding
consistent

Technology

Stack
Google Tag Manager, Google Analytics, Google reCAPTCHA v2 Invisible, Invoca, Tealium (utag.js), jQuery, Slick Slider, FontAwesome
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Use of Google reCAPTCHA v2 Invisible on forms
  • Cookie consent banner with opt-in mechanism
  • No exposed sensitive data in HTML

Analytics and tracking

Services
Google Analytics, Google Tag Manager, Invoca, Tealium
Tracking level
moderate
Privacy practices
good

Advertising

Ad networks
Bing Ads
Tracking pixels
Invoca, Tealium
Marketing tools
Invoca, Tealium
Transparency
good

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is fully accessible with no blocking or WAF challenge
  2. Content is professionally presented and relevant to payment processing
  3. Strong branding association with Elavon and Costco
  4. Multiple contact methods including phone and contact form with reCAPTCHA
  5. Privacy and cookie policies are present and compliant
  6. No visible security headers detected in HTML source
  7. Use of multiple third-party analytics and marketing scripts
  8. WHOIS data unavailable, domain may be new or privacy protected
Technical notes

Notes

The website is built on Adobe Experience Manager (AEM), a robust enterprise CMS platform, indicating a mature technical infrastructure. It integrates modern JavaScript libraries and services including Google Tag Manager, Google Analytics, Invoca, and Tealium for analytics and marketing automation. The site uses responsive design techniques and lazy loading for images, contributing to good mobile optimization and performance. While the site performs moderately well, there is room for improvement in accessibility and SEO optimization. The presence of multiple tracking and marketing scripts suggests extensive user data collection, which is managed with cookie consent mechanisms. No critical technical issues or broken elements were detected in the HTML content.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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