Is cortlandbank.com Safe? Security Analysis for Farmers National Bank
https://www.cortlandbank.com/Check if cortlandbank.com is a scam or legitimate. Free security scan and reviews.
Below Finance avg (78)
GDPR-aligned
Data handling
EU
Hosting region
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Farmers National Bank is a well-established community bank founded in 1887, offering a broad range of personal and business financial services including loans, mortgages, investments, and wealth management. The bank emphasizes local decision-making and personalized customer service, positioning itself as a trusted regional financial institution. The website reflects this with comprehensive service information, community focus, and investor relations transparency. Technically, the site uses modern web technologies such as jQuery, Google Tag Manager, and reCAPTCHA, and is hosted with reputable providers. Accessibility and mobile optimization are well addressed, enhancing user experience. Security posture is generally good with HTTPS enforced and secure login portals; however, DNSSEC is not enabled and security headers are not evident, representing areas for improvement. Privacy compliance is partial, with a privacy policy present but lacking a cookie consent mechanism. Overall, the site is professional, trustworthy, and functional, supporting the bank's business credibility effectively.
Detected Technologies
7 urgent findings need attention
7 high
Keep cortlandbank.com under constant watch
Guard tracks your live infrastructure daily: certificate expiry, DNS & mail authentication drift, uptime changes, subdomain inventory, and unexpected tracker or content shifts. A full timeline captures every diff so you can prove remediation and spot regressions instantly.
Security drift alerts
Risk score drops, new high-severity issues, and header hardening gaps
Compliance watch
GDPR / NIS2 posture changes with governance evidence snapshots
Infrastructure surface
Unexpected open services, SSL expiry, DNS & email authentication changes
Content & tracker intelligence
Marketing tech shifts, analytics drift, and AI recommendation updates
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OffSeq Observations
No critical findings yet
83/100
Email Security
4 findings
80/100
DNS Health
2 findings
85/100
Network Security
1 finding
100/100
🧠AI Business Intelligence
Technology stack, business insights, and market analysis powered by AI.
Business Intelligence
Market & Strategic Analysis
The bank operates in the finance sector with a medium-sized footprint, serving individuals and businesses primarily in local communities. Its business model focuses on community banking with local loan decisions and personalized service, which is a competitive advantage in regional markets. Revenue streams likely include interest from loans, fees from banking services, and investment products. The bank maintains a strong partnership ecosystem including payment processing via paybill.com and marketing support from BrownBoots Interactive. The presence of investor relations and NMLS registration indicates regulatory compliance and transparency. Growth indicators include merger updates and community engagement through blogs and financial literacy resources.
Security Posture Analysis
Comprehensive Security Assessment
The website demonstrates a moderate to good security maturity level. HTTPS is properly implemented, and online banking portals use secure login forms with reCAPTCHA to mitigate automated attacks. The site warns users about phone scams, indicating awareness of social engineering threats. However, the absence of DNSSEC and security headers like Content Security Policy or HSTS reduces the overall security posture. No incident response or security policy pages were found, which could hinder rapid response to security events. Privacy compliance is incomplete due to missing cookie consent mechanisms. No exposed sensitive data or vulnerable libraries were detected in the HTML content. Overall, the security posture is adequate but could be enhanced with additional technical controls and transparency.
Strategic Recommendations
Priority Actions for Security Improvement
Enable DNSSEC on the domain to protect against DNS spoofing and improve DNS security.
✨Observations
Comprehensive website and business-context analysis.
AI-Enhanced Website Analysis
Business Insights
Farmers National Bank
Farmers National Bank is a community-focused bank established in 1887, providing personal and business banking services including loans, mortgages, investments, and wealth management.
excellent
consistent
Technical Stack
moderate
good
good
good
Security Assessment
- HTTPS enforced
- Secure online banking login forms
- Use of reCAPTCHA for forms
- Warnings about phone scams
- ClientDeleteProhibited domain status
Analytics & Tracking
Advertising & Marketing
Website Quality Assessment
Key Observations
Website is professionally designed and well-structured.
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🛡️Security Headers
HTTP security headers analysis and recommendations.
Security Headers
HTTP security headers analysis
Missing Referrer-Policy header
Controls referrer information sent with requests
Missing Permissions-Policy header
Controls browser features and APIs
Sensitive data may be cached
Cache-Control header should include "no-store" for sensitive pages
👤GDPR Compliance
Privacy and data protection assessment under GDPR regulations.
GDPR Compliance
Privacy and data protection assessment
No Cookie Policy found
GDPR requires clear information about cookie usage
No Cookie Consent Banner found
GDPR requires explicit consent for non-essential cookies
No Data Protection Officer mentioned
Large organizations may need to designate a DPO under GDPR
Privacy policy may not be GDPR compliant
Privacy policy lacks explicit GDPR compliance elements
GDPR Compliance Analysis
🛡️NIS2 Compliance
Network & Information Security Directive compliance assessment.
NIS2 Compliance
Network & Information Security Directive
No information security framework found
NIS2 requires documented cybersecurity and information security measures
No vulnerability disclosure policy
NIS2 encourages coordinated vulnerability disclosure
No security policy documentation found
NIS2 requires documented cybersecurity governance and risk management
No incident response procedures found
NIS2 requires documented incident response and business continuity plans
No business continuity planning found
NIS2 emphasizes operational resilience and business continuity
No security contact information
NIS2 requires clear incident reporting channels
No vulnerability reporting mechanism
Clear vulnerability reporting supports coordinated disclosure
No NIS2 reference found
Consider explicitly mentioning NIS2 compliance efforts
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📧Email Security
SPF, DKIM, and DMARC validation and email security assessment.
Email Security
SPF, DKIM, and DMARC validation
Complex SPF record
Too many include statements can cause lookup limits
No BIMI Record
BIMI displays brand logos in email clients
No MTA-STS Policy
MTA-STS enforces TLS for email delivery
No TLS-RPT Record
TLS-RPT provides reporting for email TLS issues
SPF Details
DKIM Selectors Found
DMARC Details
🏆SSL/TLS Security
Certificate validity and encryption analysis.
SSL/TLS Security
Certificate validity and encryption analysis
Weak Protocols Supported
Server supports weak protocols: TLSv1.1
OCSP Stapling Not Enabled
OCSP stapling improves performance and privacy
Certificate Transparency Not Implemented
Certificate is not logged in Certificate Transparency logs
SSL Certificate Expires Within 90 Days
SSL certificate expires in 51 days
HSTS Missing includeSubDomains
HSTS header does not include subdomains
Protocol Support
OCSP Status
📊DNS Health
DNS configuration and security assessment.
DNS Health
DNS configuration and security assessment
DNSSEC Not Enabled
DNSSEC is not configured for this domain
CAA Records Not Configured
Certificate Authority Authorization (CAA) records not found
Domain Registration Details
DNS Records
DNSSEC Status
DNS Performance
SPF Analysis
⚡Network Security
Port scanning and network exposure analysis.
Network Security
Port scanning and network exposure analysis
Good Network Security Posture
No unnecessary services detected on common risky ports
How does cortlandbank.com compare?
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🔧Technical Analysis
Detailed technical findings and analysis from AI assessment.
Technical Analysis
Comprehensive security assessment findings
Additional Findings
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