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Security report for cornercard.ch

Cornèr Bank Ltd. · Finance · Switzerland

Low risk. 2 critical or high findings in GDPR outside view and SSL/TLS.

Security score

83/100

Risk levelLow

0–100, higher is better. How it is calculated

Cornèrcard is a Swiss financial services provider specializing in Visa and Mastercard credit cards, prepaid cards, and related financial products. The company targets private and business clients in Switzerland, offering a variety of card options including cashback, travel, and social cause cards. Cornèrcard is part of the Cornèr Group, a reputable financial group in Switzerland, and enjoys strong market positioning supported by customer satisfaction awards and recognitions. The website provides comprehensive information about products, services, and customer support, including a dedicated mobile app for card management.

Scanned

NIS2 and GDPR posture

GDPR outside view
73/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

2 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching cornercard.ch

This scan found 14 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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Recommended

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
77
Security headers
85
Email security
73
DNS health
90
Network security
100
GDPR outside view
73
Average
83

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Cornèrcard operates in the competitive Swiss financial sector, focusing on credit card issuance and related services. Its business model revolves around providing diverse card products tailored to different customer lifestyles, including everyday use, deluxe services, travel benefits, and social responsibility. The company leverages partnerships within the Cornèr Group and maintains a strong digital presence with online applications and mobile app offerings. Customer testimonials and awards indicate a positive reputation and customer loyalty. The company also integrates modern marketing and analytics tools to optimize customer engagement and service delivery.

Security posture

The website demonstrates a mature security posture with HTTPS enforcement, integration of Google reCAPTCHA v3 for form protection, and cookie consent management via OneTrust. No critical vulnerabilities or exposed sensitive data were detected in the HTML content. However, explicit security policies and incident response contacts are not published, representing an area for improvement. The use of Adobe Analytics and Facebook Pixel indicates moderate user tracking, balanced with privacy compliance measures. Security headers were not explicitly detected in the provided data, suggesting potential enhancement opportunities. Overall, the security posture is solid but could benefit from formalized policies and additional technical controls.

Recommendations

  1. Publish a dedicated security policy page outlining security practices and controls.
  2. Provide clear incident response contact information for reporting security issues.
  3. Implement and verify security headers such as Content Security Policy (CSP), HSTS, and X-Frame-Options.
  4. Regularly audit third-party scripts and dependencies for vulnerabilities and update accordingly.
  5. Enhance accessibility features to improve compliance and user experience for all users.

Contact details published on the site

Addresses
Legal name
Cornèr Bank Ltd.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Cornèr Bank Ltd.
Description
Visa and Mastercard® cashback cards, mobile payment, Miles & More and much more. Multiple currencies. 24/7 advice. Apply online.
Key services
Credit cards (Classic, Gold, Platinum, Miles & More), Prepaid cards, Mobile payment, Installment payment options, iCornèr App for card management
Content quality
excellent
Branding
consistent

Technology

Stack
jQuery 3.6.0, Adobe Analytics, Google reCAPTCHA v3, OneTrust Cookie Consent, Tiny Slider, Elastic Search, JSON-LD structured data
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Google reCAPTCHA v3 integration for forms
  • Cookie consent via OneTrust
  • No exposed sensitive data in HTML

Analytics and tracking

Services
Adobe Analytics, Facebook Pixel
Tracking level
moderate
Privacy practices
good

Advertising

Ad networks
Facebook Pixel, Adobe DTM
Tracking pixels
Facebook Pixel, Adobe Analytics
Marketing tools
Adobe Analytics, Facebook Pixel, Google reCAPTCHA
Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is fully accessible with rich content and no blocking mechanisms.
  2. Strong presence of privacy and cookie policies with consent mechanisms.
  3. Use of modern security features like reCAPTCHA v3 and OneTrust consent.
  4. Clear business focus on credit card and financial services in Switzerland.
  5. Multiple customer trust signals including testimonials and awards.
  6. No suspicious or malicious content detected.
Technical notes

Notes

The website is built on OpenCMS V8, utilizing modern JavaScript libraries such as jQuery 3.6.0 and Tiny Slider for UI components. It integrates Adobe Analytics and Facebook Pixel for marketing and analytics purposes. Google reCAPTCHA v3 is used to protect forms from automated abuse. The site employs OneTrust for cookie consent management, indicating compliance with privacy regulations. Performance is moderate with good mobile optimization and SEO practices. The site structure is clear and professional, with comprehensive metadata and JSON-LD structured data enhancing search engine understanding. Opportunities exist to improve accessibility and implement additional security headers to strengthen the technical posture.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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