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Is coniferinsurance.com a Scam? Security Check Results - Conifer Insurance Services

coniferinsurance.com Security Report Summary

coniferinsurance.com received a security score of 58 out of 100 in Guard's comprehensive security analysis, classified as "Elevated Risk". This report covers Conifer Insurance Services's website security posture. Conifer Insurance Services operates in the Finance industry in N/a.

Conifer Insurance Services operates as a specialty insurance provider focusing on niche and underserved industry groups. The company offers a broad and flexible platform for specialty insurance products, positioning itself as a niche market specialist within the finance sector. The website is professionally designed using WordPress and Elementor, integrating marketing and analytics tools such as HubSpot and Microsoft Clarity, indicating a moderate level of digital maturity. Security posture is adequate with HTTPS enabled, but lacks advanced security headers and explicit security policies, which could be improved to enhance trust and compliance. Privacy and cookie policies are not present, representing a compliance gap. Overall, the website is functional and professional but would benefit from enhanced transparency and security practices.

The security scan identified 28 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: JavaScript, Elementor, HubSpot Banner, Microsoft Clarity.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and business-context intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

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Is coniferinsurance.com Safe? Security Analysis for Conifer Insurance Services

https://www.coniferinsurance.com/

Check if coniferinsurance.com is a scam or legitimate. Free security scan and reviews.

FinanceN/amedium
JavaScriptElementorHubSpot BannerMicrosoft Clarity
Analyzed Completed
58
Security Score
MEDIUM RISK

Below Finance avg (78)

GDPR-aligned

Data handling

EU

Hosting region

EveryPay

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AI Summary

Conifer Insurance Services operates as a specialty insurance provider focusing on niche and underserved industry groups. The company offers a broad and flexible platform for specialty insurance products, positioning itself as a niche market specialist within the finance sector. The website is professionally designed using WordPress and Elementor, integrating marketing and analytics tools such as HubSpot and Microsoft Clarity, indicating a moderate level of digital maturity. Security posture is adequate with HTTPS enabled, but lacks advanced security headers and explicit security policies, which could be improved to enhance trust and compliance. Privacy and cookie policies are not present, representing a compliance gap. Overall, the website is functional and professional but would benefit from enhanced transparency and security practices.

Detected Technologies

JavaScriptElementorHubSpot BannerMicrosoft Clarity

8 urgent findings need attention

8 high

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Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

5 findings

55/100

GDPR Compliance

3 findings

68/100

NIS2 Compliance

8 findings

17/100

Email Security

3 findings

85/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

The company targets insurance brokers and niche industry groups requiring specialty insurance products. Founded in 2009, the business has a mature domain and consistent registration details. The business model centers on providing specialty insurance services to underserved markets, leveraging a digital platform for outreach and service delivery. The use of HubSpot suggests active marketing and lead generation efforts. No explicit partnerships or subsidiaries were identified from the website content. The company maintains a consistent brand presence and good content relevance, supporting its market positioning as a niche insurance provider.

Security Posture Analysis

Comprehensive Security Assessment

The website employs HTTPS with a valid SSL certificate, ensuring encrypted communications. However, it lacks critical security headers such as Content-Security-Policy, X-Frame-Options, and others that mitigate common web vulnerabilities. No security or incident response policies are published, and no vulnerability disclosure or security.txt files are present. The absence of DNSSEC reduces domain name system security. Tracking scripts from HubSpot and Microsoft Clarity indicate moderate user tracking, but privacy compliance is weak due to missing policies and consent mechanisms. Overall, the security posture is moderate but requires improvements to meet best practices and regulatory compliance.

Strategic Recommendations

Priority Actions for Security Improvement

1

Implement and publish a comprehensive privacy policy and cookie policy with GDPR compliance details.

Observations

Comprehensive website and business-context analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

Conifer Insurance Services

Description:

Conifer Insurance Services offers a broad & flexible platform to provide a balanced mix of specialty insurance products for niche & underserved industry groups.

Key Services:
specialty insurance productsinsurance services for niche and underserved industry groups
Content Quality:

good

Branding:

consistent

Technical Stack

Technologies:
JavaScriptElementorHubSpot BannerMicrosoft Clarity
Frameworks:
WordPressElementor
Platforms:
WordPress
Performance:

moderate

Mobile:

good

Accessibility:

basic

SEO:

good

Security Assessment

Security Score:
55/100
Best Practices:
  • HTTPS enabled

Analytics & Tracking

Services:
HubSpot AnalyticsMicrosoft Clarity
Tracking Level:moderate
Privacy Compliance:poor

Advertising & Marketing

Tracking Pixels:
HubSpotMicrosoft Clarity
Marketing Tools:
HubSpot
Transparency Level:basic

Website Quality Assessment

Design Quality:good
User Experience:good
Content Relevance:good
Navigation Clarity:good
Professionalism:good
Trustworthiness:moderate

Key Observations

1

Website is accessible with no blocking or WAF challenge.

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

55/100
Score

Missing Content-Security-Policy header

HIGH

Controls resources the browser is allowed to load

Missing X-XSS-Protection header

MEDIUM

Legacy XSS protection (deprecated but still recommended)

Missing Referrer-Policy header

LOW

Controls referrer information sent with requests

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

68/100
Score

No Cookie Policy found

HIGH

GDPR requires clear information about cookie usage

No Data Protection Officer mentioned

LOW

Large organizations may need to designate a DPO under GDPR

Privacy policy may not be GDPR compliant

MEDIUM

Privacy policy lacks explicit GDPR compliance elements

GDPR Compliance Analysis

Privacy Policy85% confidence
Cookie Policy0% confidence
Contact Information Found90% confidence
emailphone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

17/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

85/100
Score

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 +ip4:181.224.135.79 include:one.zoho.com include:spf.ess.barracudanetworks.com include:49205832.spf06.hubspotemail.net ~all
DNS Lookups:3/10
Policy:~all
DKIM Selectors Found
Selector:default(1416-bit rsa)
Selector:selector1(1296-bit rsa)
DMARC Details
Policy:reject
Aggregate Reports:[email protected]

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

62/100
Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1

OCSP Stapling Not Enabled

LOW

OCSP stapling improves performance and privacy

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs

SSL Certificate Expires Within 90 Days

MEDIUM

SSL certificate expires in 64 days

Mixed Content Detected

MEDIUM

1 resources loaded over insecure HTTP

Protocol Support

TLSv1.3TLSv1.2TLSv1.1

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

85/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

Domain Registration Details

Domain Age
16 years(mature)
Expiry Risk
low(129 days)
Protection Level
strongDNSSEC OFF

DNS Records

A Records:181.224.135.79
Name Servers:
ns15.domaincontrol.com
ns16.domaincontrol.com
MX Records:
10: d126991b.ess.barracudanetworks.com
5: d126991a.ess.barracudanetworks.com
SOA:Serial: 2026073000, TTL: 600s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:34ms

SPF Analysis

SPF Record:
v=spf1 +ip4:181.224.135.79 include:one.zoho.com include:spf.ess.barracudanetworks.com include:49205832.spf06.hubspotemail.net ~all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

20/100
Score

High-Risk Service Exposed: FTP

HIGH

Port 21 (FTP) is publicly accessible - FTP - Often unencrypted file transfer

Service Exposed: SSH

MEDIUM

Port 22 (SSH) is publicly accessible - SSH - Secure but can be brute-forced

How does coniferinsurance.com compare?

See how coniferinsurance.com stacks up against similar websites in the same industry.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website is built on WordPress using the Elementor page builder, integrating HubSpot marketing and Microsoft Clarity analytics. The hosting provider is GoDaddy.com, LLC. The site demonstrates good mobile optimization and SEO meta tags, including Open Graph and Twitter cards for social media sharing. Performance is moderate, with no explicit performance optimization indicators found. Accessibility features are basic but present. The site lacks DNSSEC and advanced security headers, which are technical risks. The domain is mature and well-registered, supporting business continuity. Overall, the technical infrastructure is solid but could benefit from enhanced security and privacy features.
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Optional add-ons

via BREACH

Your order

Full Report
PDF · email delivery · lifetime access
39.90
Total
Incl. 21% VAT
39.90
Already purchased? Enter unlock code
VisaMastercardApple PayGoogle Payvia EveryPay
SEQ SIA
Reg. No. 40203410806 · VAT LV40203410806

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