Skip to main content

Security report for compensalife.lv

Compensa Life · Finance · Latvia

Low risk. 2 critical or high findings in Security headers and SSL/TLS.

Security score

82/100

Risk levelLow

0–100, higher is better. How it is calculated

Compensa Life is a medium-sized insurance company operating primarily in Latvia, offering a range of insurance products including life insurance, health insurance, pension plans, and specialized oncology insurance. The website targets private individuals and provides detailed product information and consent management compliant with GDPR. The company appears to be well-positioned in the regional insurance market with a focus on customer-centric insurance solutions. Technically, the website is built on the DotNetNuke CMS platform using ASP.NET WebForms and incorporates modern JavaScript libraries such as jQuery and jQuery UI. It integrates third-party services including Google Analytics, Facebook Pixel, Hotjar, and Cookiebot for analytics, marketing, and cookie consent management. The site demonstrates moderate performance and basic mobile optimization. From a security perspective, the site uses HTTPS and implements cookie consent mechanisms, but lacks visible advanced security headers and explicit security policies. No critical vulnerabilities or exposed sensitive data were detected in the provided content. The absence of WHOIS data limits domain registration verification, but the website content and external references suggest legitimacy. Overall, the website presents a professional and trustworthy front for Compensa Life, with good privacy compliance and marketing transparency. Strategic improvements in security headers, mobile optimization, and explicit contact information would enhance trust and security posture.

Scanned

NIS2 and GDPR posture

GDPR outside view
83/ 100 · Low
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

2 findings rated critical or high. Fix these first.

  1. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching compensalife.lv

This scan found 16 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

Email alerts on material changes and an exportable JSON history of every change.

Billed monthly to your card. Cancel anytime. See sample alerts.

Full report

€39.90one-time

  • The complete analysis as a PDF you can cite
  • Email delivery with an unlock code
  • Lifetime access to this report

Prices incl. 21% VAT. Secure checkout by Mollie; sold by SEQ SIA, Latvia.

Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
72
Security headers
65
Email security
85
DNS health
85
Network security
100
GDPR outside view
83
Average
82

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Compensa Life operates in the finance sector, specifically insurance, with a business model focused on providing life, health, pension, and oncology insurance products to private individuals in Latvia and neighboring Baltic countries. The company leverages partnerships with related domains and uses recognized third-party services for analytics and marketing. The website content and structure indicate a customer-focused approach with clear product segmentation. Growth indicators include multi-domain presence and integration of advanced marketing tools. The partnership ecosystem includes related Compensa domains and oncology insurance providers, supporting a diversified product offering.

Security posture

The website demonstrates a moderate security maturity level with HTTPS enabled and GDPR-compliant cookie consent management via Cookiebot. However, the lack of visible security headers such as Content-Security-Policy, X-Frame-Options, and Strict-Transport-Security suggests room for improvement. No explicit incident response or security policy pages were found, and no security.txt or vulnerability disclosure mechanisms are present. The use of third-party analytics and marketing scripts introduces potential privacy risks, mitigated by consent management. Overall, the security posture is adequate but could benefit from enhanced header configurations and documented security policies.

Recommendations

  1. Implement comprehensive security headers including Content-Security-Policy, X-Frame-Options, X-Content-Type-Options, and Strict-Transport-Security to strengthen site security.
  2. Enhance mobile optimization and accessibility to improve user experience across devices and for users with disabilities.
  3. Publish explicit security and incident response policies, including a security.txt file and vulnerability disclosure program to increase transparency and readiness.
  4. Provide clear and accessible contact information including company emails and phone numbers to improve business credibility and customer trust.
  5. Regularly audit and update third-party scripts to minimize security and privacy risks associated with external dependencies.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Compensa Life
Description
Compensa Life is an insurance company offering life insurance, health insurance, pension products, and oncology insurance solutions primarily targeting private individuals.
Key services
Oncology insurance (OncoDrop), Life insurance savings products, Lifetime pension insurance, Health insurance
Content quality
good
Branding
consistent

Technology

Stack
jQuery 3.5.1, jQuery Migrate 3.2.0, jQuery UI 1.12.1, ASP.NET WebForms, Cookiebot CMP, Google Tag Manager, Facebook Pixel, Hotjar
Frameworks
ASP.NET WebForms
Performance
moderate
Mobile
basic
Accessibility
basic
SEO
basic

Security

Observed score
70/100
Good practices seen
  • Use of HTTPS (implied by URL https://)
  • Cookie consent management implemented

Analytics and tracking

Services
Google Analytics, Hotjar
Tracking level
extensive
Privacy practices
good

Advertising

Ad networks
Meta Platforms, Inc., Google
Tracking pixels
Facebook Pixel, Hotjar
Marketing tools
Cookiebot CMP
Transparency
good

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website uses Cookiebot for GDPR-compliant cookie consent management.
  2. Multiple third-party analytics and marketing scripts are used.
  3. No explicit contact emails or phone numbers found in the HTML content provided.
  4. WHOIS data unavailable due to query limit error; no registrar or domain age info extracted.
  5. Website content is in Latvian and targets private individuals for insurance products.
  6. No visible security.txt or vulnerability disclosure policy found.
  7. No explicit privacy or security policy pages found except cookie and privacy statements in consent dialog.
  8. No terms of service page detected in the provided content.
  9. Website uses ASP.NET WebForms and DotNetNuke CMS platform.
  10. No suspicious or malicious indicators found in the HTML content.
Technical notes

Notes

The website is built on a mature ASP.NET WebForms framework using DotNetNuke CMS, supported by jQuery and jQuery UI libraries. It integrates multiple third-party services such as Google Tag Manager, Facebook Pixel, Hotjar, and Cookiebot for analytics, marketing, and consent management. The site uses standard web technologies and demonstrates moderate performance with basic mobile responsiveness. The presence of extensive cookie consent dialogs indicates compliance with privacy regulations. However, the technical stack shows some legacy components (WebForms) that may pose modernization opportunities. Performance and SEO could be improved with enhanced meta tags and accessibility features.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Reviews of this site

Share your experience with compensalife.lv. Every review is verified by email and published after moderation.

Overall rating
Select a rating
4000 characters remaining

We’ll email you to confirm your review and keep your details private.

Community rating

No published reviews yet. Be the first to review compensalife.lv.

Feedback on this report

Rate this report, add an optional comment, and tell us if you want a security specialist to follow up.

Overall report quality
Select a rating
2000 characters remaining

We only use your feedback to improve Guard reports. Contact details are never shared.