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Security report for compensalife.lt

Compensa · Finance · Lithuania

Medium risk. 3 critical or high findings in SSL/TLS, Security headers and 1 other check.

Security score

61/100

Risk levelMedium

0–100, higher is better. How it is calculated

Compensa is a well-established insurance company operating primarily in Lithuania, offering a broad range of insurance products including life, health, transport, and property insurance. It is part of the Vienna Insurance Group, which enhances its market credibility and reach. The website targets private individuals and businesses, providing multiple channels for customer engagement including online forms, phone, and email contacts. The company emphasizes compliance with GDPR and data protection regulations, supported by a dedicated Data Protection Officer contact and comprehensive privacy policies. Technically, the website employs modern web technologies and analytics tools, ensuring a good user experience and accessibility. Security practices are solid with HTTPS enforcement and anti-spam measures on forms, although explicit security headers could be better documented. The absence of WHOIS data limits domain registration verification but does not detract from the overall trustworthiness given the professional presentation and external affiliations.

Scanned

NIS2 and GDPR posture

GDPR outside view
73/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

3 findings rated critical or high. Fix these first.

  1. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • Critical

      Unable to retrieve SSL certificate

      Could not establish secure connection to retrieve certificate information

      What to do: Check if the server is accessible and SSL/TLS is properly configured

  2. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…
  3. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

Need hands-on remediation? Email guard@offseq.com

Keep watching compensalife.lt

This scan found 19 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
0
Security headers
55
Email security
70
DNS health
70
Network security
100
GDPR outside view
73
Average
61

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention compensalife.lt, from OffSeq Breach.

Total records
36
Employees
0
Customers
9
Third parties
27
Weak passwords
19%

3 subdomains affected

See the 10 newest leaked credentials

A one-off add-on to this report that lists the most recent identifier and password pairs OffSeq Breach holds for compensalife.lt.

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Breach keeps ingesting new leaks, so these numbers can grow between scans.

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Compensa holds a strong position in the Lithuanian insurance market as part of the Vienna Insurance Group. Its diversified product portfolio caters to various customer segments, including private clients and businesses. The company leverages digital channels for sales and customer service, integrating online purchasing and consultation booking. Partnerships with healthcare providers and remote consultation services expand its service offerings. The presence of certifications like Great Place To Work® and transparent privacy practices indicate a mature organizational culture. The website's content and navigation support clear communication of services and facilitate customer interaction, contributing to customer retention and acquisition strategies.

Security posture

The website demonstrates a mature security posture with enforced HTTPS, use of Google ReCaptcha on forms to prevent spam, and clear privacy and cookie policies aligned with GDPR requirements. The presence of a Data Protection Officer contact further strengthens compliance. However, explicit security headers such as Content-Security-Policy and X-Frame-Options are not clearly visible in the provided data and should be verified and implemented if missing. The use of multiple third-party scripts (Google Analytics, Facebook Pixel, Hotjar) necessitates ongoing monitoring for vulnerabilities. No critical vulnerabilities or exposed sensitive data were detected in the analysis. Overall, the security posture is good but could be enhanced by explicit header policies and regular security audits.

Recommendations

  1. Implement and explicitly document security headers including Content-Security-Policy, X-Frame-Options, and Referrer-Policy to enhance protection against common web attacks.
  2. Conduct regular security audits of third-party scripts and dependencies to mitigate risks from vulnerable libraries.
  3. Ensure all user input forms have robust server-side validation and protection against injection and other input-based attacks.
  4. Maintain transparency and update privacy and cookie policies regularly to reflect current data processing practices and regulatory changes.
  5. Enhance domain registration transparency by ensuring WHOIS data is accurate and publicly accessible to improve trust and legitimacy verification.

Contact details published on the site

Addresses
Legal name
ADB Compensa Vienna Insurance Group
Registration number
304080146
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Compensa
Description
Compensa provides insurance services including life insurance, health insurance, transport insurance, property insurance, and additional insurance products. It targets private individuals and businesses in Lithuania.
Key services
Life insurance, Health insurance, Transport insurance, Property insurance, Additional insurance products
Content quality
good
Branding
consistent

Technology

Stack
jQuery, Select2, Google Tag Manager, Google Analytics, Facebook Pixel, Hotjar, Genesys Chat Widget, EqualWeb Accessibility
Performance
moderate
Mobile
good
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Google ReCaptcha on forms
  • Privacy policy and cookie consent implemented
  • Data Protection Officer contact provided

Analytics and tracking

Services
Google Analytics, Hotjar
Tracking level
moderate
Privacy practices
good

Advertising

Ad networks
Google Ads
Tracking pixels
Facebook Pixel, Hotjar
Marketing tools
MailerLite
Transparency
good

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is fully accessible with rich content and multiple interactive forms
  2. Strong presence of privacy and cookie policies with consent mechanisms
  3. Multiple contact methods including phone, email, and forms
  4. Use of modern tracking and analytics tools with GDPR compliance
  5. No visible security or content blocking issues
  6. WHOIS data unavailable, limiting domain registration verification
Technical notes

Notes

The website uses a CMS Made Simple platform with modern JavaScript libraries such as jQuery and Select2 for UI enhancements. It integrates Google Tag Manager, Google Analytics, Facebook Pixel, and Hotjar for analytics and user behavior tracking. Accessibility is supported via EqualWeb scripts, and a Genesys chat widget provides real-time customer support. The site is mobile optimized with responsive design elements and includes multiple interactive forms with Google ReCaptcha for spam prevention. Performance is moderate, with potential improvements in loading speed achievable through optimization of third-party scripts and assets. SEO is supported by proper meta tags and Open Graph data. Overall, the technical infrastructure is solid and supports the business needs effectively.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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