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Security report for com.mt

APS Bank · Finance · Malta

Medium risk. 6 critical or high findings in Email security, DNS health and 2 other checks.

Security score

63/100

Risk levelMedium

0–100, higher is better. How it is calculated

APS Bank plc is a well-established financial institution based in Malta, offering a comprehensive range of banking services including personal, business, and investment solutions. The bank positions itself as a leading provider in the Maltese market with a history dating back to 1910. The website reflects a professional banking service provider targeting both individual and corporate clients. Technically, the website is built on WordPress, leveraging modern plugins and analytics tools such as Matomo and Google Tag Manager, indicating a moderate to advanced digital maturity. The site is mobile-optimized and SEO-friendly with structured data enhancing search engine visibility. Security-wise, the website enforces HTTPS with a strong SSL configuration and implements cookie consent mechanisms, demonstrating compliance with basic privacy regulations. However, it lacks publicly accessible privacy policies, terms of service, and explicit security or incident response policies, which are areas for improvement. Overall, the website is trustworthy and professional, with a strong business credibility score but moderate privacy compliance.

Scanned

This is an earlier scan of com.mt. View the latest report

NIS2 and GDPR posture

GDPR outside view
95/ 100 · Low
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

6 findings rated critical or high. Fix these first.

  1. Email security

    SPF, DKIM and DMARC stop others sending email that looks like it comes from your domain, a common route to phishing and invoice fraud.

    • Critical

      No email authentication configured

      Domain is vulnerable to email spoofing

      What to do: Implement SPF, DKIM, and DMARC immediately

  2. DNS health

    DNS sends visitors and email to the right servers. Misconfigured records can cause outages or let someone redirect your traffic.

    • Critical

      DNS Resolution Failed

      Unable to resolve domain A records

      What to do: Verify domain is properly configured and not expired

  3. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

  4. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching com.mt

This scan found 23 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

Email alerts on material changes and an exportable JSON history of every change.

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Full report

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
44
Security headers
35
Email security
60
DNS health
45
Network security
100
GDPR outside view
95
Average
63

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

APS Bank operates in the banking sector within Malta, serving personal and business customers with tailored financial products. Its long history and consistent branding reinforce its market position as a trusted financial institution. The business model revolves around traditional banking services supplemented by investment offerings. The website's integration with social media and use of analytics tools suggest an active digital marketing strategy. The absence of detailed privacy and security policies may indicate a gap in regulatory communication, which could impact customer trust in data protection. The bank does not appear to have subsidiaries or parent companies listed, focusing on its core banking operations. The website content is relevant and professionally presented, targeting a broad audience of banking customers in Malta.

Security posture

The website demonstrates a solid security posture with HTTPS enforced and no visible exposure of sensitive data in the HTML content. The presence of cookie consent scripts aligns with GDPR requirements, though the absence of a detailed privacy policy and security policy reduces transparency. No security.txt or vulnerability disclosure mechanisms are found, which limits the ability for external security researchers to report issues. The use of reputable analytics and tracking services is balanced with consent mechanisms, but the site could improve by publishing incident response contacts and formal security frameworks. Overall, the security maturity is moderate to good, with recommendations to enhance compliance documentation and incident readiness.

Recommendations

  1. Publish a comprehensive privacy policy and terms of service accessible from the website footer.
  2. Implement and disclose a formal security policy outlining frameworks and best practices.
  3. Add a vulnerability disclosure policy or security.txt file to facilitate responsible reporting.
  4. Provide explicit incident response contact information such as security@ or abuse@ email addresses.
  5. Enhance accessibility features to improve compliance and user experience for all users.

Contact details published on the site

Addresses
Legal name
APS Bank plc
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
APS Bank
Description
APS Bank is one of the oldest banks on the Maltese Islands and is a leading provider of financial services, offering personal, business and investments solutions.
Key services
personal banking, business banking, investment solutions
Content quality
good
Branding
consistent

Technology

Stack
WordPress, Google Tag Manager, Matomo Analytics, Gravity Forms Bookings Premium, FontAwesome, Visual Composer
Frameworks
WordPress
Platforms
WordPress CMS
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • no exposed sensitive data in HTML
  • cookie consent mechanism implemented

Analytics and tracking

Services
Matomo, Google Tag Manager
Tracking level
moderate
Privacy practices
basic

Advertising

Tracking pixels
Matomo
Marketing tools
Rank Math SEO
Transparency
basic

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website uses HTTPS with valid SSL.
  2. No privacy policy or terms of service pages found on homepage HTML.
  3. Cookie consent banner and scripts present indicating GDPR awareness.
  4. Contact information including email and phone number found in structured data.
  5. Social media presence confirmed via Facebook link.
  6. Website built on WordPress with common plugins for SEO and bookings.
  7. No security.txt or vulnerability disclosure found.
  8. No explicit security policy or incident response info published.
  9. No suspicious or malicious content detected.
  10. Good use of structured data for SEO and business info.
Technical notes

Notes

The website is built on WordPress CMS with a modern tech stack including Google Tag Manager and Matomo for analytics, and uses plugins for SEO (Rank Math) and booking management (Gravity Forms Bookings Premium). The site loads external resources from trusted CDNs and font providers, ensuring performance and reliability. CSS and JavaScript assets are properly linked and asynchronously loaded where appropriate. The site is mobile responsive and uses structured data (JSON-LD) to improve SEO and provide rich snippets. No critical technical issues or deprecated libraries were detected in the HTML content. Performance is moderate, with potential for optimization in accessibility and further technical SEO enhancements.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Earlier scans of this domain

  1. 58/100Medium33 findingsView report
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