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Security report for colonnade.sk

Colonnade Insurance S.A. · Finance · Slovakia

Medium risk. 5 critical or high findings in GDPR outside view and SSL/TLS.

Security score

73/100

Risk levelMedium

0–100, higher is better. How it is calculated

Colonnade Insurance S.A. is a Slovak insurance company specializing in non-life insurance products for both individuals and businesses. Their offerings include property, liability, vehicle, accident, cyber, and travel insurance. The company maintains a strong market position in Slovakia, supported by professional branding, customer testimonials, and industry awards. The website is well-designed, mobile-optimized, and provides clear navigation and comprehensive content relevant to their target audience. Technically, the site uses modern web technologies including Google Tag Manager, reCAPTCHA, and CookieHub for privacy compliance, and is built on a CMS platform likely Kentico Kontent. Security posture is good with HTTPS enforced and bot protection, though some security headers could be improved. Privacy compliance is strong with clear privacy and cookie policies. Overall, the site reflects a credible and trustworthy insurance provider with a mature digital presence.

Scanned

NIS2 and GDPR posture

GDPR outside view
25/ 100 · Critical
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

5 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

    • High

      Third-party services without privacy policy

      Detected services: Google Analytics, Facebook, Google APIs

      What to do: Document all third-party data sharing in your privacy policy

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching colonnade.sk

This scan found 19 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
72
Security headers
90
Email security
80
DNS health
70
Network security
100
GDPR outside view
25
Average
73

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The company targets both individual consumers and corporate clients in Slovakia, offering a broad portfolio of insurance products. Their business model is focused on direct insurance sales and partnerships, as evidenced by multiple partner domains linked from the main site. The presence of online purchase options and claims reporting indicates a digital-first approach to customer service. The company leverages awards and testimonials to build trust and differentiate itself in a competitive market. The partnership ecosystem is extensive, covering niche insurance products and loyalty programs, which suggests strategic diversification and customer retention efforts.

Security posture

The website demonstrates a moderate to good security maturity level. HTTPS is properly implemented, and Google reCAPTCHA v3 is used to mitigate automated abuse. Cookie consent is managed via CookieHub, supporting GDPR compliance. However, explicit security headers such as Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options are not visibly configured, representing an area for improvement. No vulnerabilities or exposed sensitive data were detected in the HTML content. Incident response and security policy information are not published, which could be enhanced to improve transparency and readiness. Overall, the security posture is adequate for the business type but could benefit from additional hardening and documentation.

Recommendations

  1. Implement and enforce security headers including CSP, X-Frame-Options, and X-Content-Type-Options to enhance protection against common web attacks.
  2. Publish a clear security policy and incident response plan on the website to improve transparency and customer trust.
  3. Introduce a security.txt file to facilitate responsible vulnerability disclosure and improve security communication.
  4. Regularly audit third-party scripts and dependencies to ensure no vulnerable libraries are included.
  5. Enhance monitoring and logging capabilities to detect and respond to security incidents promptly.

Contact details published on the site

Addresses
Legal name
Colonnade Insurance S.A.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Colonnade Insurance S.A.
Description
Poisťovňa Colonnade poskytuje neživotné poistenie pre firmy aj jednotlivcov v oblasti majetku, zodpovednosti, vozidiel a úrazov.
Key services
Property insurance, Liability insurance, Vehicle insurance, Accident insurance, Cyber & GDPR insurance, Travel insurance
Content quality
excellent
Branding
consistent

Technology

Stack
Google Tag Manager, Google reCAPTCHA v3, Google Maps API, CookieHub (cookie consent), Algolia Autocomplete (search), FontAwesome icons, Google Fonts (Roboto, Open Sans)
Performance
moderate
Mobile
good
Accessibility
good
SEO
good

Security

Observed score
80/100
Good practices seen
  • HTTPS enforced
  • Google reCAPTCHA v3 for bot protection
  • Cookie consent mechanism
  • No exposed sensitive data in HTML

Analytics and tracking

Services
Google Analytics (via Google Tag Manager)
Tracking level
moderate
Privacy practices
good

Advertising

Marketing tools
CookieHub
Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is professionally designed and well-structured.
  2. Comprehensive insurance product offerings for individuals and businesses.
  3. Strong presence of trust signals including testimonials and awards.
  4. Good use of modern web technologies and compliance with privacy regulations.
  5. No signs of malicious or suspicious activity.
  6. Contact information is clearly presented and verified.
  7. No explicit security or incident response policies published on site.
Technical notes

Notes

The website is built on a modern CMS platform, likely Kentico Kontent, and uses a variety of contemporary web technologies including Google Tag Manager for analytics and marketing, Google reCAPTCHA v3 for bot mitigation, and CookieHub for cookie consent management. The site loads Google Fonts and FontAwesome icons for styling and UI consistency. Google Maps API is integrated for location display. The site is mobile-optimized with responsive design and accessibility features such as skip links and ARIA roles. Performance is moderate, with some external dependencies that could impact load times. SEO is well addressed with meta tags, Open Graph data, and structured JSON-LD markup. Overall, the technical infrastructure supports a professional and user-friendly experience with room for performance optimization.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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