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Security report for coface.lt

Coface · Finance · Lithuania

Medium risk. 7 critical or high findings in GDPR outside view, Email security and 1 other check.

Security score

67/100

Risk levelMedium

0–100, higher is better. How it is calculated

Coface Lithuania operates as a leading provider of trade credit insurance, business information, and debt collection services, supporting over 100,000 clients across 200 international markets. The company emphasizes risk management solutions to protect businesses from payment defaults and financial losses. The website reflects a mature digital presence with multilingual support and comprehensive service offerings tailored to B2B clients. Technically, the site employs modern JavaScript frameworks, Google Tag Manager for analytics, and Didomi for consent management, ensuring compliance with GDPR and cookie regulations. Security posture is strong with HTTPS enforcement and standard security headers, though explicit security policies and incident response contacts are not publicly disclosed. Overall, the site is professional, trustworthy, and well-optimized for user experience and privacy compliance.

Scanned

NIS2 and GDPR posture

GDPR outside view
10/ 100 · Critical
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

7 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

    • High

      Third-party services without privacy policy

      Detected services: Google Analytics, Twitter, LinkedIn, YouTube

      What to do: Document all third-party data sharing in your privacy policy

Need hands-on remediation? Email guard@offseq.com

Keep watching coface.lt

This scan found 20 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
67
Security headers
90
Email security
45
DNS health
90
Network security
100
GDPR outside view
10
Average
67

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention coface.lt, from OffSeq Breach.

No leaked records found

Breach holds no records for coface.lt right now. New leaks arrive continuously, so monitoring on Breach alerts you if that changes.

Monitor on Breach (opens in a new tab)

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Coface Lithuania is positioned as a key player in the finance sector, specializing in credit risk management and insurance. Its business model focuses on B2B services, offering tailored insurance products for small to large enterprises, business intelligence platforms, and debt recovery solutions. The company benefits from a global network, enhancing its competitive advantage and market reach. The website's extensive country-specific domains and social media presence indicate a robust partnership ecosystem and strategic market penetration. Revenue streams likely include insurance premiums, subscription-based business information services, and debt collection fees. The target audience comprises businesses seeking to mitigate credit risks and improve financial decision-making.

Security posture

The website demonstrates a solid security foundation with HTTPS enabled and multiple security headers implemented, reducing common web vulnerabilities. The use of a reputable consent management platform (Didomi) indicates attention to privacy and regulatory compliance. No exposed sensitive data or vulnerable libraries were detected in the HTML content. However, the absence of a published security policy, incident response contact, or vulnerability disclosure program suggests room for improvement in transparency and incident readiness. The site does not appear to be protected by a visible WAF or present blocking challenges, allowing full content access and analysis.

Recommendations

  1. Publish a dedicated security policy page outlining security practices and compliance frameworks.
  2. Provide clear incident response contact information, including security or abuse email addresses.
  3. Implement and publicize a vulnerability disclosure program or security.txt file to encourage responsible reporting.
  4. Consider appointing and disclosing a Data Protection Officer contact to enhance GDPR compliance transparency.
  5. Regularly audit third-party scripts and consent management tools to mitigate supply chain risks.

Contact details published on the site

Addresses
Legal name
Coface for Trade
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Coface
Description
„Coface“ - pirmaujanti prekinių kreditų draudimo, verslo informacijos ir skolų išieškojimo įmonė pasaulyje. 100 000 klientų 200-uose tarptautinių rinkų
Key services
Prekinių kreditų draudimas (Trade Credit Insurance), Verslo informacija (Business Information), Skolų išieškojimas (Debt Collection)
Content quality
good
Branding
consistent

Technology

Stack
JavaScript, Google Tag Manager, Didomi Consent Management SDK
Performance
moderate
Mobile
good
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Cookie consent with opt-in/out
  • No exposed sensitive data in HTML

Analytics and tracking

Services
Google Tag Manager
Tracking level
moderate
Privacy practices
good

Advertising

Marketing tools
Didomi Consent Management
Transparency
good

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is professionally designed and content-rich
  2. Strong focus on credit insurance and business risk management
  3. Comprehensive cookie consent and privacy compliance mechanisms
  4. No WHOIS data available due to query limit, limiting domain age and registrant verification
  5. No visible security vulnerabilities or exposed sensitive data
  6. Multiple language and country-specific versions available
  7. Social media presence on LinkedIn, Twitter, and YouTube
  8. No explicit security policy or incident response contact found
  9. No vulnerability disclosure or security.txt detected
Technical notes

Notes

The website uses modern web technologies including asynchronous JavaScript loading, Google Tag Manager for analytics, and Didomi for consent management, reflecting a contemporary tech stack. The site is mobile-optimized with responsive design and accessibility features such as skip links and ARIA roles. SEO is supported through comprehensive meta tags, Open Graph, Twitter Cards, and structured JSON-LD data. Performance appears moderate, with multiple CSS and JS bundles loaded. No CMS was explicitly detected, suggesting a custom or proprietary platform. Hosting provider details are not disclosed. Overall, the technical implementation supports a professional and user-friendly experience but could benefit from performance optimization and enhanced security transparency.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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