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Security report for coface.hu

Coface · Finance · Hungary

Medium risk. 6 critical or high findings in GDPR outside view and SSL/TLS.

Security score

71/100

Risk levelMedium

0–100, higher is better. How it is calculated

Coface Hungary operates as a key player in the trade credit insurance sector, providing comprehensive services including credit insurance, debt collection, and business information to a broad range of businesses from small enterprises to multinational corporations. The company is part of the global Coface Group, established in 1946, with a strong market presence in approximately 200 countries. The website reflects a professional and consistent brand image, targeting business clients seeking risk management solutions in trade and finance. Technically, the site leverages modern web technologies such as Symfony framework and Ibexa CMS, with integrated consent management tools ensuring GDPR compliance. Security posture is robust with HTTPS enforcement and consent mechanisms, though explicit security policies and incident response contacts are not publicly disclosed. Overall, the site is well-structured, user-friendly, and trustworthy, supporting Coface's market position as a reliable partner in credit risk management.

Scanned

NIS2 and GDPR posture

GDPR outside view
10/ 100 · Critical
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

6 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

    • High

      Third-party services without privacy policy

      Detected services: Google Analytics, Twitter, LinkedIn, YouTube

      What to do: Document all third-party data sharing in your privacy policy

Need hands-on remediation? Email guard@offseq.com

Keep watching coface.hu

This scan found 18 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
67
Security headers
90
Email security
70
DNS health
90
Network security
100
GDPR outside view
10
Average
71

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention coface.hu, from OffSeq Breach.

Total records
2
Employees
0
Customers
2
Third parties
0
Weak passwords
0%

1 subdomain affected

See the 10 newest leaked credentials

A one-off add-on to this report that lists the most recent identifier and password pairs OffSeq Breach holds for coface.hu.

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Breach keeps ingesting new leaks, so these numbers can grow between scans.

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Coface Hungary benefits from its affiliation with the global Coface Group, leveraging extensive expertise and a wide international network. The business model focuses on B2B services that mitigate credit risks and support business growth. The company targets diverse sectors within finance and commerce, offering tailored solutions for different company sizes and industries. The website's multilingual and multi-regional structure indicates a strategic approach to global market penetration. The presence of social media channels and professional content enhances brand visibility and customer engagement. Coface's competitive advantage lies in its long-standing history, global footprint, and comprehensive service portfolio, positioning it as a trusted leader in trade credit insurance and related services.

Security posture

The website demonstrates a mature security posture with HTTPS enabled and the use of consent management platforms to comply with privacy regulations. No critical vulnerabilities or exposed sensitive data were detected in the HTML content. However, the absence of explicit security policies, incident response contacts, and vulnerability disclosure mechanisms suggests areas for improvement in transparency and readiness. The integration of third-party scripts is managed asynchronously, reducing performance impact and potential security risks. Overall, Coface Hungary maintains a secure online presence aligned with industry best practices but could enhance its security communication and incident handling disclosures.

Recommendations

  1. Publish a clear and accessible privacy policy and terms of service to improve transparency and compliance.
  2. Implement and publicly disclose a security policy including incident response and vulnerability disclosure contacts.
  3. Add security headers explicitly such as X-Frame-Options and X-Content-Type-Options to strengthen protection against common web attacks.
  4. Regularly audit third-party scripts and consent management tools to ensure ongoing security and privacy compliance.
  5. Enhance data retention policy disclosures related to analytics and tracking to align with GDPR and user expectations.

Contact details published on the site

Addresses
Legal name
Coface for Trade
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Coface
Description
A Coface kereskedelmi hitelbiztosítással, követeléskezelési és céginformációs szolgáltatásokkal támogatja vállalata fejlődését. Óvja meg cége bevételeit!
Key services
trade credit insurance, debt collection, business information services
Content quality
good
Branding
consistent

Technology

Stack
JavaScript, Google Tag Manager, Didomi Consent Management SDK, Privacy Center SDK, Swiper.js
Frameworks
Ibexa CMS (formerly eZ Platform)
Performance
moderate
Mobile
good
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Consent management implemented
  • No exposed sensitive data in HTML
  • Use of async loading for scripts

Analytics and tracking

Services
Google Tag Manager
Tracking level
moderate
Privacy practices
good

Advertising

Marketing tools
Didomi Consent Management, Privacy Center SDK
Transparency
good

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is professionally designed and well-structured
  2. Comprehensive cookie consent mechanism implemented
  3. No explicit privacy policy or terms of service found in the provided content
  4. Strong business branding and consistent messaging
  5. Multiple language and country versions available
  6. Use of modern web technologies and consent management
  7. No signs of security blocking or WAF challenges
  8. No exposed sensitive data or obvious vulnerabilities in HTML content
Technical notes

Notes

The website is built on a modern technology stack including Symfony framework and Ibexa CMS, supporting modular and scalable content management. It uses advanced JavaScript libraries such as Swiper.js for UI components and integrates Google Tag Manager for analytics. Consent management is handled by Didomi and Privacy Center SDKs, reflecting a commitment to privacy compliance. The site is mobile-optimized with responsive design and accessibility features, contributing to a positive user experience. Performance is moderate with asynchronous script loading, though further optimization could improve load times. The technical infrastructure supports a professional and secure digital presence suitable for a large enterprise in the finance sector.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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