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Security report for coface.de

Coface · Finance · Germany

Medium risk. 4 critical or high findings in GDPR outside view and SSL/TLS.

Security score

71/100

Risk levelMedium

0–100, higher is better. How it is calculated

Coface is a leading enterprise-level financial services company specializing in credit insurance, factoring, debt collection, and business information services. Founded in 1946 and headquartered in Mainz, Germany, Coface supports businesses in managing credit risks and financial exposures. The website reflects a mature market position with a comprehensive portfolio targeting B2B clients seeking risk mitigation solutions. Technically, the site employs modern JavaScript frameworks, consent management tools, and is hosted on AWS infrastructure, indicating a robust digital maturity. Security posture is strong with HTTPS enforcement, security headers, and no visible vulnerabilities, although explicit security policy and incident response information are not publicly disclosed. Overall, the site demonstrates high professionalism, compliance with GDPR, and effective user experience, making it a trustworthy platform for its target audience.

Scanned

NIS2 and GDPR posture

GDPR outside view
33/ 100 · High
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

4 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching coface.de

This scan found 20 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
67
Security headers
95
Email security
60
DNS health
70
Network security
100
GDPR outside view
33
Average
71

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention coface.de, from OffSeq Breach.

No leaked records found

Breach holds no records for coface.de right now. New leaks arrive continuously, so monitoring on Breach alerts you if that changes.

Monitor on Breach (opens in a new tab)

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Coface operates in the finance sector with a focus on credit insurance and related financial risk management products. Its business model is B2B, serving small to large enterprises with tailored insurance and factoring solutions. The company maintains a broad international presence, as evidenced by numerous country-specific domains linked from the site. Coface leverages partnerships for consent management and analytics, integrating third-party SDKs responsibly. The company’s market positioning as a leader in credit insurance is supported by its long history and comprehensive service offerings. The website content and structure support clear navigation and detailed service descriptions, enhancing customer engagement and trust.

Security posture

The website exhibits a mature security posture with HTTPS enforced and multiple security headers implemented, including HSTS and CSP. Consent management is handled via Didomi and Privacy Center SDKs, ensuring GDPR compliance. No exposed sensitive data or vulnerable libraries were detected in the HTML content. However, the absence of a dedicated security policy page and incident response contact details suggests room for improvement in transparency and readiness. No vulnerability disclosure or security.txt file was found, which could enhance trust and facilitate responsible vulnerability reporting. Overall, the security measures are adequate for the business type but could be strengthened with explicit policies and incident response information.

Recommendations

  1. Publish a dedicated security policy page outlining security practices and commitments.
  2. Provide clear incident response contact channels such as security@ or abuse@ email addresses.
  3. Implement and publish a vulnerability disclosure policy or security.txt file to encourage responsible reporting.
  4. Enhance transparency by detailing data retention policies and security certifications if applicable.
  5. Regularly audit third-party scripts and SDKs to ensure no vulnerabilities or privacy issues arise.

Contact details published on the site

Addresses
Legal name
Coface for Trade
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Coface
Description
Coface unterstützt die Entwicklung Ihres Unternehmens mit unseren Angeboten in der Kreditversicherung, im Factoring, Inkasso und mit Wirtschaftsauskünften.
Key services
Kreditversicherung, Factoring, Inkasso, Wirtschaftsauskünfte, Bürgschaften, Einzelrisiken
Content quality
excellent
Branding
consistent

Technology

Stack
JavaScript, Google Tag Manager, Didomi Consent SDK, Privacy Center SDK
Performance
moderate
Mobile
good
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Use of security headers
  • Consent management for cookies
  • No exposed sensitive data in HTML

Analytics and tracking

Services
Google Analytics (via Google Tag Manager)
Tracking level
moderate
Privacy practices
good

Advertising

Marketing tools
Didomi Consent SDK, Privacy Center SDK
Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is fully accessible with no blocking or WAF challenges.
  2. Comprehensive privacy and cookie policies with consent management implemented.
  3. Clear business and contact information provided.
  4. Use of modern tracking and consent technologies.
  5. Strong branding and professional presentation.
  6. No security policy or incident response information publicly available.
  7. No vulnerability disclosure or security.txt found.
Technical notes

Notes

The website is built using modern web technologies including JavaScript, Google Tag Manager, and consent management SDKs from Didomi and Privacy Center. The backend likely uses Symfony framework, indicating a robust and scalable infrastructure. Hosting is on Amazon AWS, providing reliable performance and security. The site is mobile optimized with good accessibility and SEO practices. Performance is moderate, with potential for optimization in loading times. The technical stack supports compliance and user experience but should be continuously monitored for updates and security patches to maintain resilience.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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