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Security report for coface.cz

Coface · Finance · Czech Republic

Medium risk. 6 critical or high findings in GDPR outside view and SSL/TLS.

Security score

70/100

Risk levelMedium

0–100, higher is better. How it is calculated

Coface is a well-established company specializing in trade credit insurance, debt collection, and business information services, targeting businesses seeking to manage credit risk and protect their financial interests. The company positions itself as a leader in the finance sector with a strong international presence and a history dating back to 1946. The website reflects a professional and consistent brand image, providing comprehensive information and services to its target audience. Technically, the website employs modern JavaScript frameworks and integrates third-party services such as Google Tag Manager and Didomi for privacy compliance. The site is mobile-optimized, accessible, and SEO-friendly, though no explicit CMS or hosting provider details are evident. Privacy and cookie policies are clearly implemented with user consent mechanisms. From a security perspective, the site uses HTTPS and cookie consent but lacks visible security headers and explicit security or incident response policies. No vulnerabilities or exposed sensitive data were detected in the HTML content. The absence of WHOIS data limits domain registration trust analysis, but the website content and business information strongly indicate legitimacy. Overall, Coface's website demonstrates a mature digital presence with good content quality, technical implementation, and privacy compliance. Strategic improvements in security policy transparency and domain registration visibility could further enhance trust and security posture.

Scanned

NIS2 and GDPR posture

GDPR outside view
10/ 100 · Critical
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

6 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

    • High

      Third-party services without privacy policy

      Detected services: Google Analytics, Twitter, LinkedIn, YouTube

      What to do: Document all third-party data sharing in your privacy policy

Need hands-on remediation? Email guard@offseq.com

Keep watching coface.cz

This scan found 19 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
67
Security headers
90
Email security
65
DNS health
90
Network security
100
GDPR outside view
10
Average
70

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention coface.cz, from OffSeq Breach.

No leaked records found

Breach holds no records for coface.cz right now. New leaks arrive continuously, so monitoring on Breach alerts you if that changes.

Monitor on Breach (opens in a new tab)

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Coface operates in the finance sector, focusing on trade credit insurance and risk management services. It leverages a global network with multiple country-specific domains, indicating a broad international footprint. The company targets businesses of various sizes, offering tailored insurance and information products to mitigate credit risks and support business growth. Coface's competitive advantage lies in its extensive experience, comprehensive service portfolio, and strong brand recognition. The website's content and structure support informed decision-making for clients, emphasizing risk prevention and financial security. Partnerships with privacy and analytics providers reflect a commitment to compliance and data-driven insights. The absence of detailed financial data or parent company information suggests a focus on service delivery rather than public financial transparency.

Security posture

The website demonstrates a moderate security maturity level with HTTPS enforced and cookie consent mechanisms in place, indicating compliance with GDPR and privacy regulations. However, the lack of visible security headers such as Content Security Policy, HSTS, or X-Frame-Options suggests room for improvement in hardening the web application against common attacks. No security.txt or vulnerability disclosure policy is present, which could hinder coordinated vulnerability reporting. The absence of incident response contact information reduces transparency in handling security incidents. No exposed sensitive data or vulnerable libraries were detected in the HTML content, which is positive. Overall, the security posture is adequate for a corporate website but could benefit from enhanced security controls and transparency.

Recommendations

  1. Implement and publish comprehensive security headers (CSP, HSTS, X-Frame-Options) to improve web security.
  2. Create and maintain a security.txt file and vulnerability disclosure policy to facilitate responsible reporting.
  3. Publish explicit security and incident response policies with dedicated contact channels.
  4. Enhance WHOIS domain registration transparency to improve trustworthiness and legitimacy perception.
  5. Regularly audit third-party scripts and tracking tools to ensure privacy compliance and minimize tracking risks.

Contact details published on the site

Addresses
Legal name
Coface for Trade
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Coface
Description
Coface supports your company's development with its trade credit insurance, debt collection and business information offers. Protect your company now!
Key services
Trade credit insurance, Debt collection, Business information services, Political and commercial risk insurance, Factoring
Content quality
good
Branding
consistent

Technology

Stack
JavaScript, Google Tag Manager, Didomi Consent SDK
Performance
moderate
Mobile
good
Accessibility
good
SEO
good

Security

Observed score
80/100
Good practices seen
  • HTTPS enforced (implied by canonical URL https://)
  • Cookie consent with opt-in/out
  • No exposed sensitive data in HTML

Analytics and tracking

Services
Google Tag Manager
Tracking level
moderate
Privacy practices
good

Advertising

Marketing tools
Didomi Consent SDK
Transparency
good

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is fully accessible with rich content and navigation
  2. Strong presence of cookie consent and privacy compliance mechanisms
  3. No WHOIS data available, limiting domain registration trust analysis
  4. Professional business services focused on trade credit insurance and risk management
  5. Multiple international related domains linked
  6. No security.txt or explicit security policy found
  7. No explicit incident response or vulnerability disclosure information
  8. No exposed sensitive data or obvious security vulnerabilities in HTML content
Technical notes

Notes

The website uses modern JavaScript and asynchronous loading of scripts, including Google Tag Manager and Didomi Consent SDK, indicating a contemporary tech stack focused on performance and privacy compliance. The site is mobile-optimized with responsive design and accessibility features such as skip links and ARIA roles. The CMS is not explicitly identified but appears to be custom or proprietary. Performance is moderate, with multiple CSS and JS bundles loaded. SEO is supported by proper meta tags, Open Graph, Twitter Cards, and JSON-LD structured data. Hosting provider details are not evident from the HTML content. The technical implementation is solid but could be enhanced by adding security headers and optimizing script loading further to improve speed and security.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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