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Security report for coface.co.nz

Coface · Finance · New Zealand

Medium risk. 5 critical or high findings in Email security, GDPR outside view and 1 other check.

Security score

68/100

Risk levelMedium

0–100, higher is better. How it is calculated

Coface New Zealand operates as a key regional branch of the global Coface group, specializing in trade credit insurance, debt collection, and business information services. The company supports businesses in managing credit risk and facilitating trade, leveraging over 75 years of industry experience and a presence in approximately 200 markets worldwide. Their website reflects a professional and comprehensive digital presence tailored to business clients seeking risk mitigation solutions. Technically, the site is built on a modern stack with Ibexa CMS, integrates consent management via Didomi, and uses Google Tag Manager for analytics, indicating a mature digital infrastructure. Security posture is strong with HTTPS enforcement and standard security headers, though explicit security policies and incident response contacts are not published. Privacy compliance is well addressed with clear cookie consent and privacy policy adherence. Overall, the site demonstrates high professionalism and trustworthiness, though WHOIS data is unavailable due to registry restrictions, which is typical for .nz domains. Strategic recommendations include publishing explicit security policies and incident response information to enhance transparency and trust.

Scanned

NIS2 and GDPR posture

GDPR outside view
53/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

5 findings rated critical or high. Fix these first.

  1. Email security

    SPF, DKIM and DMARC stop others sending email that looks like it comes from your domain, a common route to phishing and invoice fraud.

    • Critical

      No email authentication configured

      Domain is vulnerable to email spoofing

      What to do: Implement SPF, DKIM, and DMARC immediately

    • High

      No SPF record found

      SPF helps prevent email spoofing

      What to do: Add SPF record: "v=spf1 include:_spf.yourmailprovider.com ~all"

  2. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

  3. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching coface.co.nz

This scan found 23 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

Email alerts on material changes and an exportable JSON history of every change.

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Full report

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
62
Security headers
90
Email security
40
DNS health
65
Network security
100
GDPR outside view
53
Average
68

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention coface.co.nz, from OffSeq Breach.

No leaked records found

Breach holds no records for coface.co.nz right now. New leaks arrive continuously, so monitoring on Breach alerts you if that changes.

Monitor on Breach (opens in a new tab)

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Coface New Zealand is positioned as a large finance sector entity focused on B2B services in trade credit insurance and risk management. Their competitive advantage lies in global reach, extensive market knowledge, and integrated services including credit insurance, debt collection, and business insights. The business model centers on risk mitigation for companies trading domestically and internationally. The website links extensively to sister and partner Coface domains worldwide, reinforcing a strong partnership ecosystem. Target customers are businesses requiring credit risk solutions. Growth indicators include digital service offerings and comprehensive content. The company maintains a consistent brand and messaging aligned with the global Coface group.

Security posture

The website exhibits a mature security posture with enforced HTTPS, presence of key security headers, and no visible exposure of sensitive data. Consent management is implemented via a reputable third-party SDK, supporting GDPR compliance. However, the absence of a dedicated security policy page and incident response contact details represents a compliance gap and potential risk in transparency. No vulnerability disclosure or security.txt files were found, which could improve security culture and incident handling readiness. Overall, the security maturity is good but could be enhanced by publishing explicit security governance documents and contact channels for security incidents.

Recommendations

  1. Publish a dedicated security policy page outlining security practices and governance.
  2. Add explicit incident response contact information to facilitate reporting and handling of security issues.
  3. Implement and publish a vulnerability disclosure policy or security.txt file to encourage responsible disclosure.
  4. Regularly review and update privacy and cookie policies to maintain compliance with evolving regulations.
  5. Enhance website performance and accessibility further to improve user experience and SEO.

Contact details published on the site

Addresses
Legal name
Coface for Trade
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Coface
Description
Coface supports your company's development with its trade credit insurance, debt collection and business information offers. Protect your company now!
Key services
trade credit insurance, debt collection, business information
Content quality
excellent
Branding
consistent

Technology

Stack
JavaScript, Google Tag Manager, Didomi Consent SDK
Performance
moderate
Mobile
good
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Consent management implemented
  • No exposed sensitive data in HTML

Analytics and tracking

Services
Google Tag Manager
Tracking level
moderate
Privacy practices
good

Advertising

Marketing tools
Didomi Consent SDK
Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is fully accessible with no blocking or WAF challenge.
  2. Content is professional, business-oriented, and comprehensive.
  3. Strong privacy and cookie consent mechanisms are implemented.
  4. WHOIS data is unavailable due to registry restrictions.
  5. Multiple international Coface domains linked, indicating global presence.
  6. No security policy or incident response contact page found.
  7. No vulnerability disclosure or security.txt found.
  8. Contact information includes phone and physical address in Auckland, NZ.
  9. Social media presence on LinkedIn, Twitter, and YouTube.
  10. Website uses modern JavaScript and consent management technologies.
Technical notes

Notes

The website is built on the Ibexa CMS platform, leveraging modern JavaScript frameworks and third-party SDKs for consent management and analytics. Google Tag Manager is used for tracking, indicating a structured approach to data collection. The site is mobile optimized with responsive design and accessibility features. Performance is moderate, with opportunities for optimization in loading speed and resource management. The technical infrastructure supports a professional and scalable digital presence suitable for a large enterprise. No outdated or vulnerable libraries were detected in the provided content.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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