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Security report for coface.ch

Coface · Finance · Switzerland

Medium risk. 5 critical or high findings in GDPR outside view and SSL/TLS.

Security score

75/100

Risk levelMedium

0–100, higher is better. How it is calculated

Coface is a well-established global leader in trade credit insurance, business information, and debt collection services, operating in Switzerland for over 30 years and globally for more than 75 years. The company supports approximately 100,000 businesses across 200 markets, providing risk management solutions to facilitate safe and secure trade. Their website reflects a professional and comprehensive digital presence, featuring interactive diagnostic tools, detailed service descriptions, and strong branding consistency. Technically, the site leverages modern JavaScript frameworks, consent management tools, and SEO best practices, ensuring good performance and accessibility. Security posture is solid with HTTPS enforcement and consent mechanisms, though explicit security policies and vulnerability disclosures are absent. Overall, Coface demonstrates high business credibility and digital maturity, positioning itself as a trusted partner in financial risk management.

Scanned

NIS2 and GDPR posture

GDPR outside view
35/ 100 · High
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

5 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

    • High

      Third-party services without privacy policy

      Detected services: Google Analytics, Twitter, LinkedIn, YouTube

      What to do: Document all third-party data sharing in your privacy policy

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching coface.ch

This scan found 17 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
67
Security headers
95
Email security
65
DNS health
90
Network security
100
GDPR outside view
35
Average
75

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Coface's market positioning as a global leader in trade credit insurance is supported by its extensive service portfolio including credit insurance for SMEs, large companies, multinational corporations, business intelligence tools, political risk protection, and debt collection. The company targets businesses engaged in domestic and international trade, emphasizing risk mitigation and financial stability. Their business model revolves around providing insurance products and data-driven insights to reduce payment defaults and manage supplier/customer risks. The website's multilingual support and numerous country-specific domains indicate a broad international footprint. Strategic acquisitions and strong credit ratings further reinforce their competitive advantage and market trust.

Security posture

The website employs HTTPS with a strong SSL configuration and integrates consent management via Didomi and Privacy Center SDK, reflecting compliance with privacy regulations. Security headers are partially detected or implied but not explicitly confirmed in the content. No vulnerabilities or exposed sensitive data were found in the HTML. However, the absence of a public security policy, incident response contacts, or vulnerability disclosure mechanisms suggests room for improvement in transparency and incident readiness. The site uses modern frameworks and CMS (Ibexa) which likely provide built-in security features. Overall, the security posture is good but could be enhanced by publishing explicit security and incident response information.

Recommendations

  1. Publish a clear and accessible privacy policy and terms of service on the website.
  2. Add a dedicated security policy page including incident response and vulnerability disclosure information.
  3. Implement and explicitly declare security headers such as X-Frame-Options and X-Content-Type-Options.
  4. Provide contact details for a Data Protection Officer or privacy contact to improve GDPR compliance transparency.
  5. Regularly review and audit third-party scripts and tracking tools to minimize security risks.

Contact details published on the site

Addresses
Legal name
Coface for Trade
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Coface
Description
Since 30 years in Switzerland, Coface has 1 goal: Making Trade Happen. We pursue this goal with our insurance solutions and business information products.
Key services
Trade credit insurance, Business information, Political & credit risk protection, Debt collection
Content quality
excellent
Branding
consistent

Technology

Stack
JavaScript, Google Tag Manager, Didomi Consent Management, Privacy Center SDK, Swiper.js
Frameworks
Ibexa CMS
Performance
moderate
Mobile
good
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Consent management implemented
  • No exposed sensitive data in HTML
  • Secure forms with CSRF tokens (implied by CMS)

Analytics and tracking

Services
Google Tag Manager
Tracking level
moderate
Privacy practices
good

Advertising

Marketing tools
Didomi Consent Management, Privacy Center SDK
Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is fully accessible with no blocking or WAF challenges.
  2. Strong corporate branding and consistent messaging.
  3. Comprehensive service offerings in trade credit insurance and business information.
  4. Good use of structured data and SEO best practices.
  5. Consent management implemented via Didomi and Privacy Center SDK.
  6. No explicit privacy policy or terms of service found in the provided content.
  7. Multiple diagnostic and interactive tools available for user engagement.
  8. Social media presence is well linked and consistent.
  9. No security.txt or vulnerability disclosure page detected.
  10. No direct email addresses found in the HTML content.
Technical notes

Notes

The website is built on the Ibexa CMS platform with Symfony framework components, utilizing modern JavaScript libraries such as Swiper.js for UI interactions and Google Tag Manager for analytics. Consent management is handled by Didomi and Privacy Center SDK, indicating a mature approach to privacy compliance. The site is mobile-optimized with good accessibility features and SEO metadata including Open Graph and Twitter Card tags. Performance appears moderate with asynchronous script loading and preconnect hints. The technical stack is modern and well-implemented, though hosting provider details are not explicitly identified. Opportunities exist to enhance security headers and provide more explicit technical documentation.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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