Crédit Mutuel du Sud-Ouest · Finance · France
Medium risk. 5 critical or high findings in Security headers, GDPR outside view and 1 other check.
Crédit Mutuel du Sud-Ouest operates as a regional cooperative and mutual bank serving individuals, professionals, enterprises, associations, and local authorities primarily in the South-West of France. The website presents a professional banking service offering including accounts, cards, and online management, positioning itself as a local bank committed to customer projects and community engagement. The site is well-branded and consistent with the Crédit Mutuel Arkéa group identity. Technically, the website leverages modern web technologies including Bootstrap for responsive design, Jalios CMS for content management, and integrates advanced analytics and consent management tools such as Piano Analytics and Didomi. The site is mobile-optimized, accessible, and SEO-friendly, with proper meta tags and structured data enhancing search visibility. From a security perspective, the site enforces HTTPS with strong SSL configuration and includes essential security headers. It implements GDPR-compliant cookie consent mechanisms, demonstrating a commitment to privacy. However, the absence of explicit security policies, incident response information, and direct security contact channels limits transparency. The WHOIS data is notably missing or unavailable, which raises questions about domain registration legitimacy despite the professional appearance and branding. Overall, the website is a credible and professional digital presence for a regional bank, with strong privacy and security practices but some gaps in transparency and domain registration clarity. Strategic improvements in publishing security policies and verifying domain registration would enhance trust and compliance.
Scanned
NIS2 Art. 21(2)
This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.
GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.
5 findings rated critical or high. Fix these first.
Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.
Prevents clickjacking attacks
What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"
These are the privacy signals visitors and data protection authorities look for under GDPR.
GDPR requires a clear and accessible privacy policy
What to do: Add a comprehensive privacy policy page and link to it prominently
GDPR requires explicit consent for non-essential cookies
What to do: Implement a cookie consent banner that appears on first visit
Detected services: Google Analytics, Facebook, Twitter, LinkedIn, YouTube
What to do: Document all third-party data sharing in your privacy policy
TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.
Server supports weak protocols: TLSv1.1
What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions
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Each check with its score, findings and the evidence it collected.
The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.
Counted in this score
Not counted
Findings that cap the score at 49
Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.
Partial scans
When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.
Risk levels
Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.
Leaked records that mention cmso.com, from OffSeq Breach.
12 subdomains affected
See the 10 newest leaked credentials
A one-off add-on to this report that lists the most recent identifier and password pairs OffSeq Breach holds for cmso.com.
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Breach keeps ingesting new leaks, so these numbers can grow between scans.
Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.
Automated reading of the public site. Ratings are indicative.
Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.
Retrieved 2026-10-25
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