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Security report for cmbimg.com

招商银行 · Finance · China

Medium risk. 5 critical or high findings in Security headers and GDPR outside view.

Security score

67/100

Risk levelMedium

0–100, higher is better. How it is calculated

China Merchants Bank (招商银行) operates a comprehensive official website offering a wide range of personal and corporate financial services including banking, credit cards, loans, investment products, and wealth management. The website is professionally designed with clear navigation and mobile optimization, targeting both individual and business customers primarily in China. The bank positions itself as a leading financial institution with a strong market presence and diverse product portfolio. Technically, the site uses standard web technologies such as jQuery and JavaScript, with moderate performance and basic accessibility features. Security posture is adequate with HTTPS usage and no visible vulnerabilities, though security headers and explicit privacy mechanisms could be improved. WHOIS data is unavailable, which slightly impacts trust but the overall branding and linked domains strongly support legitimacy. The site does not contain adult or questionable content and is safe for general audiences.

Scanned

NIS2 and GDPR posture

GDPR outside view
58/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

5 findings rated critical or high. Fix these first.

  1. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Strict-Transport-Security header

      Forces HTTPS connections

      What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"

      • CWE-319
      • OWASP A04:2025
      • ASVS V3.4.1
    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

  2. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

Need hands-on remediation? Email guard@offseq.com

Keep watching cmbimg.com

This scan found 22 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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  • TLS certificates and expiry
  • DNS records
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  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
90
Security headers
15
Email security
60
DNS health
80
Network security
100
GDPR outside view
58
Average
67

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The bank's market positioning as a major Chinese commercial bank is supported by extensive product offerings and dedicated subdomains for credit cards, corporate banking, and investment services. The business model focuses on integrated financial services with digital channels including mobile apps and online banking. Revenue streams likely include interest income, fees from credit cards and loans, and wealth management commissions. The target customer segments include retail clients, high-net-worth individuals, and corporate clients. The presence of ESG reports and a public welfare platform indicates a commitment to corporate social responsibility. Partnerships and related domains suggest a mature ecosystem supporting recruitment, marketing, and investor relations.

Security posture

The website demonstrates a moderate security maturity level with HTTPS enforced and no exposed sensitive data in the HTML. However, the absence of visible security headers such as Content Security Policy, HSTS, and X-Frame-Options indicates room for improvement. No incident response or vulnerability disclosure information is found, which is a gap in transparency. The lack of cookie consent mechanisms may also pose compliance risks. Overall, the security posture is adequate for a banking website but could be enhanced by adopting best practices and publishing security policies.

Recommendations

  1. Implement and enforce security headers including CSP, HSTS, and X-Frame-Options to mitigate common web attacks.
  2. Publish a clear privacy policy and cookie consent banner to improve compliance with data protection regulations.
  3. Establish and publicize an incident response and vulnerability disclosure policy to enhance transparency and trust.
  4. Upgrade JavaScript libraries to latest versions to reduce potential vulnerabilities.
  5. Enhance accessibility features to improve usability for all users.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
招商银行
Description
招商银行官方网站。办理卡片申请,智能存款,转账汇款,网上支付,投资理财,贷款消费,信用卡还款,生活缴费,外汇买卖,实时利率,汇率查询,公司理财,企业贷款等业务,享受一站式综合金融服务！更可登录网上银行,手机银行,尽享24小时在线便利金融服务！
Key services
个人银行业务, 公司银行业务, 信用卡服务, 投资理财, 贷款服务, 跨境金融, 养老金金融, 资产托管
Content quality
good
Branding
consistent

Technology

Stack
jQuery 1.10.2, JavaScript, HTML5, CSS
Platforms
Web, Mobile (redirects to m.cmbchina.com)
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
75/100
Good practices seen
  • HTTPS enforced (implied by URLs)
  • No exposed sensitive data in HTML
  • No visible vulnerable libraries

Analytics and tracking

Tracking level
minimal
Privacy practices
basic

Advertising

Transparency
basic

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is a comprehensive official portal for China Merchants Bank (招商银行)
  2. Content is primarily in Chinese with some English navigation options
  3. Extensive financial product and service offerings for personal and corporate clients
  4. No signs of phishing or malware detected in content
  5. No explicit privacy or cookie consent banners found
  6. WHOIS data unavailable, which is unusual for a major bank domain
  7. Mobile redirection to m.cmbchina.com is implemented
  8. No social media links explicitly found in provided HTML
  9. No email addresses found in visible content
  10. Phone contact number 95555 clearly displayed as customer service hotline
Technical notes

Notes

The website uses a traditional web stack with jQuery 1.10.2 and custom JavaScript, indicating some legacy components. The site is mobile-optimized with redirection to a mobile subdomain. Performance is moderate with some video content fallback for integrated graphics. No modern frameworks or CMS are explicitly detected. Hosting provider details are not evident. SEO is supported by meta tags and structured navigation. Technical debt is moderate due to older libraries and lack of modern security headers. Opportunities exist for modernization and improved security hardening.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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