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Security report for claro-finance.cz

CLARO s.r.o. · Finance · Czech Republic

Medium risk. 7 critical or high findings in GDPR outside view, Security headers and 2 other checks.

Security score

55/100

Risk levelMedium

0–100, higher is better. How it is calculated

CLARO s.r.o. is a Czech insurance brokerage company operating since 2004, providing comprehensive insurance and risk management services to both corporate and private clients. The company positions itself as a trusted local broker with over 20 years of market presence. The website reflects a professional and consistent brand image, targeting Czech-speaking audiences with clear service offerings and contact information. Technically, the site uses modern tools such as simploCMS, Google Tag Manager, and Google Analytics, with a cookie consent mechanism compliant with GDPR requirements. Security posture is solid with HTTPS and CSRF protections, though lacking published security policies and some security headers. The absence of WHOIS data is a notable gap in domain legitimacy verification, but business registration details and professional presentation support credibility. Overall, the site is well-structured, user-friendly, and trustworthy for its intended audience.

Scanned

NIS2 and GDPR posture

GDPR outside view
25/ 100 · Critical
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

7 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

    • High

      Third-party services without privacy policy

      Detected services: Google Analytics

      What to do: Document all third-party data sharing in your privacy policy

  2. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

Need hands-on remediation? Email guard@offseq.com

Keep watching claro-finance.cz

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
62
Security headers
80
Email security
70
DNS health
75
Network security
20
GDPR outside view
25
Average
55

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The company operates in the finance sector as an insurance broker, serving both businesses and private individuals in the Czech Republic. Its business model focuses on brokerage and risk management services, leveraging partnerships with OK Holding and OK Group. The website indicates a small-sized enterprise with a stable market position. Revenue streams likely derive from brokerage commissions and consulting services. The presence of multiple login portals suggests integration with broader group services. The company maintains a clear partnership ecosystem and provides transparent legal and contact information, supporting business credibility and client trust.

Security posture

The website demonstrates a moderate to good security maturity level with HTTPS enforcement, cookie consent with opt-in/out, and CSRF token usage in forms. However, it lacks visible security headers such as Content-Security-Policy and X-Frame-Options, and no public security policy or incident response contacts are published. There is no evidence of vulnerability disclosure or security.txt files. The use of third-party analytics and cookie management scripts is standard but requires ongoing monitoring for vulnerabilities. Overall, the security posture is adequate for the business type but could be improved by publishing formal security policies and enhancing HTTP security headers.

Recommendations

  1. Implement and enforce HTTP security headers including Content-Security-Policy, X-Content-Type-Options, and X-Frame-Options to mitigate common web attacks.
  2. Publish a clear security policy and incident response contact information on the website to improve transparency and readiness.
  3. Add a vulnerability disclosure policy or security.txt file to facilitate responsible reporting of security issues.
  4. Conduct regular audits of third-party scripts and dependencies to identify and remediate potential vulnerabilities.
  5. Enhance accessibility features to improve compliance and user experience for all visitors.

Contact details published on the site

Addresses
Legal name
CLARO s.r.o.
Registration number
26919869
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
CLARO s.r.o.
Description
Jsme pojišťovací makléřská společnost působící na pojistném trhu od roku 2004. Poskytujeme klientům komplexní služby v oblasti pojištění a risk managementu jak pro firmy, tak pro jejich zaměstnance a ostatní privátní klientelu.
Key services
Insurance brokerage, Risk management, Vehicle insurance, Travel insurance
Content quality
good
Branding
consistent

Technology

Stack
Google Tag Manager, Google Analytics, simploCMS, EasyCookie.io cookie consent
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
80/100
Good practices seen
  • HTTPS enforced
  • Cookie consent with opt-in/out
  • CSRF token usage in forms

Analytics and tracking

Services
Google Analytics
Tracking level
moderate
Privacy practices
good

Advertising

Transparency
basic

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is fully accessible with no blocking or WAF challenges.
  2. Content is professionally presented in Czech language targeting Czech clients.
  3. Cookie consent mechanism is implemented with detailed cookie categories.
  4. WHOIS data is unavailable, which is a concern for domain legitimacy verification.
  5. No explicit security policy or incident response information published.
  6. Multiple external trusted domains used for analytics and social media.
  7. Contact information including email and physical address is clearly provided.
  8. No adult or questionable content detected.
Technical notes

Notes

The website is built on simploCMS, a specialized content management system, and integrates Google Tag Manager and Google Analytics for tracking and marketing purposes. Cookie consent is managed via EasyCookie.io, providing a compliant user consent mechanism. The site is mobile responsive with good SEO meta tags and structured data in JSON-LD format. Performance is moderate, with asynchronous loading of scripts to optimize speed. No hosting provider details were identified from the data. The technical stack is modern and adequate for the business needs, though improvements in accessibility and security headers would enhance overall robustness.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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